Assisted Living Communities in Sioux City, Iowa

Sioux City is one of Iowa’s most affordable cities  for assisted living care. The statewide average is $4,367 per month, and at the national level, it's $4,500. The closest surveyed cities in Iowa, Ames and Des Moines, have costs of $4,655 and $4,803 per month, respectively. Assisted living is much more affordable across the border in Sioux Falls, SD, at an average of $2,910 per month. The monthly rate is higher to the south in Omaha, NE, where seniors pay $4,652 per month.

Sioux City's assisted living communities cost an average of $4,148 per month, a cost that fluctuates significantly depending on the area and amenities provided.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Iowa page.

Assisted living is the most affordable level of care in Sioux City. In-home help for seniors, including home health care, costs around $1,200 more each month and is generally the most suitable alternative to assisted living. The cost of a private room in one of Sioux City's nursing homes is more expensive by around $2,700 per month.

Iowa's Department of Inspections and Appeals (DIA) regulates and oversees assisted living communities in Sioux City via the Health Facilities Division. The applicable rules, requirements and definitions are outlined in Iowa Code Chapter 231C, as are the steps taken to investigate and solve problems.

• Sioux City has a very low cost of living, with an average that's 25.2% below the national average and 5.3% below that of Iowa. The categories with the most significant decreases in cost are housing, transportation and utilities. Assisted living is also more affordable in the city, which is explored in further detail in the next section of this guide.
• Sioux City's air quality rating is 14 points higher than the national average, indicating there are fewer hazardous pollutants in the air. This translates to a reduced risk for respiratory illnesses and some cancers.
• The population density of Sioux City is 1,467 people per square mile, which is far below the norm for many cities of a comparable size. Ames has 2,407 people per square mile, while Iowa City has 2,923, making it roughly twice as dense as Sioux City. In addition to the relatively low population density, the 2022 U.S. Census shows that Sioux City has a high percentage of senior residents (13.9%). Ames and Iowa City have significantly smaller senior populations, at 10.5% and 11% of their respective totals.
• Sioux City has a fairly low violent crime rate (18.6) when compared to the national average (22.7). The city's property crime rate is 23 points higher, but seniors in assisted living are almost entirely unaffected by it, due to 24/7 monitoring and secure entrances.
• The tax situation for seniors in Iowa is relatively good, with a total exemption of all Social Security income and generous deductions for some other sources of income. Although property tax rates in Woodbury County and Iowa overall are relatively high, this is unlikely to affect most seniors in assisted living.