Assisted Living Communities in Chico, California

Though Chico’s monthly cost for assisted living is roughly $600 higher than the national average of $4,500, it’s also just slightly below the California state average of $5,250. Within California, costs tend to be higher closer to the Pacific coast: Santa Rosa reports the highest prices at $7,048 a month. Generally speaking, lower prices are found in northern and central California, with Redding reporting prices of $4,450 a month and Stockton reporting the state’s lowest cost at $3,649 a month. The destination city of Los Angeles perfectly matches the state’s average at $5,250.

According to the Genworth Financial Cost of Care Survey 2021, residents of assisted living facilities in Chico pay an average of $5,106 per month. Exact costs may be higher or lower based on location, services and related factors.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in California page.

Seniors who don’t need round-the-clock support may find that adult day health care fulfills their needs and is much cheaper than other choices at $2,676 a month. Prices jump significantly for care rendered in the home, at $5,720 a month for both in-home care and home health care. Nursing home care involves an even larger price jump, with a semiprivate room costing $9,201 a month.

The California Department of Social Services’ Adult Care Licensing Program oversees assisted living facilities and other residential care communities in the state. Its brief is to ensure safety and quality of care by regularly monitoring such facilities’ compliance with California law.

• Chico can get fairly hot in the summer, with July and August highs regularly reaching the mid-90s. That’s offset by comfortable year-round lows, though. It’s rare for the temperature to drop below freezing even in winter; in the coldest months of December and January, the average high is 55, and the average low is 37 degrees. Seniors who love the sun are likely to enjoy this area: the average U.S. city gets 205 sunny days per year, while Chico gets an impressive 276.
• The overall cost of living in Chico is much like its cost of assisted living — high when compared to the U.S. in general but low when compared to California as a whole. Specifically, Chico’s cost of living is 17% higher than the U.S. average, while California’s cost of living is 50% higher than the U.S. average.
• Taxes can be a significant drain on the wallets of Chico-area seniors. While the sales tax rate in Chico is identical to the U.S. average of 7.3%, the income tax rate of 9.3% is over twice as high as the national average of 4.6%.
• While Chico is located hours away from most of California’s population centers, Enloe Medical Center in Chico is consistently ranked among the top 50 hospitals in all of California by U.S. News and World Report’s annual study. The facility is particularly well-regarded for multiple procedures related to heart surgery, kidney failure and diabetes.
• Chico’s crime rates are simultaneously slightly below and significantly above national averages. On a scale where 1 represents low crime, and 100 represents high crime, Chico’s violent crime is ranked 19.4, putting it under the national average of 22.7. However, the city’s property crime rate is 51.5, much higher than the national average of 35.4. Most assisted living facilities have multi-level security for entrances and exits, making property crime less of a consideration for their residents than it might be for seniors receiving care in private homes.