18 Assisted Living Facilities near Carmel, CA
There are 18 Assisted Living Facilities in the Carmel area, with 3 in Carmel and 15 nearby.
The average cost of assisted living in Carmel is $5,400 per month. This is higher than the national median of $3,400. Cheaper nearby regions include Monterey with an average starting cost of $4,718.
To help you with your search, browse the 71 reviews below for assisted living facilities in Carmel. On average, consumers rate assisted living in Carmel 4.4 out of 5 stars. Better rated regions include Monterey with an average rating of 4.6 out of 5 stars.
Caring.com has helped thousands of families find high-quality senior care. To speak with one of our Family Advisors about assisted living options and costs in Carmel, call (855) 863-8283.
3 Assisted Living Facilities in Carmel, CA
15 Assisted Living Facilities near Carmel, CA
What to Consider About Assisted Living in Carmel
Carmel, California, was founded in 1771 with a vision of developing a village by the sea. Today, this seaside town is home to 3,722 people, 36% of whom are aged 65 or older. Some of these seniors may need help with the tasks of daily living, and there are three assisted living facilities within the city limits to accommodate them. Another 15 facilities are available in neighboring communities, such as Grove and Marina.
In Carmel and the rest of California, assisted living facilities are known as Residential Care Facilities (RCFs) and are regulated by the Department of Social Services, Community Care Licensing Division.
Benefits and Drawbacks of Assisted Living in Carmel
- At 268, Carmel's cost of living is more than double the national average of 100 and the state average of 168. This is due mostly to housing costs that are seven times the national average. Family members moving to Carmel to be near relatives in assisted living facilities may find it expensive to live here.
- At 12.3, Carmel has a violent crime rate that's about half the U.S. average of 22.7. However, this city's property crime rate is 40.1, approximately five points higher than the national average of 35.4. Seniors touring assisted living facilities in the area may want to ask what measures are taken to keep residents' belongings secure.
- Carmel has a moderate climate and summer highs in July reach 67 degrees while winter lows in January hit 43. Carmel does not get any snow, which might make the weather ideal for seniors who prefer snowless locations.
- EPA measures put Carmel's air quality at 75, 17 points higher than the U.S. average air quality of 58. Seniors with respiratory conditions may breathe easier when outdoors in Carmel.
- Based on income from pensions and retirement accounts, California fully taxes seniors in Newark and the rest of the state at some of the highest income tax rates in the United States. Social Security benefits are exempt, but California is an unfriendly state for taxes. Seniors on a fixed income may be even more crunched under California's tax structure.
- Carmel has no facilities from which to choose in the event of a medical emergency or illness, with the nearest major hospital located in Monterey.
Note: Data on this page was updated in 2019 and based on the latest 2018 figures.
Paying for Assisted Living in Carmel
Average Monthly Costs
Cities in California
Assisted Living costs in Carmel start around $5,400 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.
It’s important to note that assisted living rates in Carmel and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.
Financial Assistance for Assisted Living in Carmel
Residents in Carmel and all of Monterey County aren't eligible for California's Medicaid 1915(c) Assisted Living Waiver program, which pays for services in RCFs in several counties. Carmel seniors who receive Supplemental Security Income (SSI) may be eligible for an optional state supplement (OSS) to help pay for the RCF costs.
Learn more about these programs, plus who’s eligible, on our Assisted Living in California page.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in California page.
Free Assisted Living Resources in Carmel
Carmel and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.
To see a list of free assisted living resources in Carmel, please visit our Assisted Living in California page.
Assisted Living Laws and Regulations in Carmel
Carmel-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in California are required to follow. Visit our Assisted Living in California page for more information about these laws.
Recent Reviews of Assisted Living in Carmel
Review of Cottages of Carmel
The Cottages of Carmel was wonderful and gorgeous but much too expensive. It looked like a big, beautiful hotel and resort with incredible rooms. Read more
Review of Cottages of Carmel
The Cottages of Carmel is still new. It has one level. Tony likes that he has a nice shower and bathroom, because that’s really important for him. It has nice and decent-sized closets. The light re... Read more
Review of Cottages of Carmel
I was impressed with the person I spoke to because she was lovely, very knowledgeable, and very experienced. I would have nothing negative to say about The Cottages at all. The one unit that was av... Read more