The 10 Best Assisted Living Facilities in Carmel, CA for 2023

There are 19 Assisted Living Facilities in the Carmel area, with 3 in Carmel and 16 nearby.

To help you with your search, browse the 64 reviews below for assisted living facilities in Carmel. On average, consumers rate assisted living in Carmel 4.6 out of 5 stars. Better rated regions include Monterey with an average rating of 4.7 out of 5 stars.

Caring.com has helped thousands of families find high-quality senior care. To speak with one of our Family Advisors about assisted living options and costs in Carmel, call (855) 948-3865.

Carmel, California, was founded in 1771 with a vision of developing a village by the sea. Today, this seaside town is home to 3,722 people, 36% of whom are aged 65 or older. Some of these seniors may need help with the tasks of daily living, and there are three assisted living facilities within the city limits to accommodate them. Another 15 facilities are available in neighboring communities, such as Grove and Marina.

In Carmel and the rest of California, assisted living facilities are known as Residential Care Facilities (RCFs) and are regulated by the Department of Social Services, Community Care Licensing Division.

•  At 268, Carmel's cost of living is more than double the national average of 100 and the state average of 168. This is due mostly to housing costs that are seven times the national average. Family members moving to Carmel to be near relatives in assisted living facilities may find it expensive to live here.
• At 12.3, Carmel has a violent crime rate that's about half the U.S. average of 22.7. However, this city's property crime rate is 40.1, approximately five points higher than the national average of 35.4. Seniors touring assisted living facilities in the area may want to ask what measures are taken to keep residents' belongings secure.
• Carmel has a moderate climate and summer highs in July reach 67 degrees while winter lows in January hit 43. Carmel does not get any snow, which might make the weather ideal for seniors who prefer snowless locations.
  
• EPA measures put Carmel's air quality at 75, 17 points higher than the U.S. average air quality of 58. Seniors with respiratory conditions may breathe easier when outdoors in Carmel.
  
• Based on income from pensions and retirement accounts, California fully taxes seniors in Newark and the rest of the state at some of the highest income tax rates in the United States. Social Security benefits are exempt, but California is an unfriendly state for taxes. Seniors on a fixed income may be even more crunched under California's tax structure.
• Carmel has no facilities from which to choose in the event of a medical emergency or illness, with the nearest major hospital located in Monterey.

Note: Data on this page was updated in 2019 and based on the latest 2018 figures.

Assisted Living costs in Carmel start around $0 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Carmel and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in California page.