Assisted Living Communities in Banning, California

On average, seniors in Banning pay $5,475 per month for assisted living, which is roughly $1,000 more than the national norm but comparable to the California rate of $5,250. By contrast, local care costs come 11% below rates in El Centro, where residents pay $6,150 for services, and in Oxnard, monthly fees are higher than in Banning at $5,750. On the other hand, assisted living facilities in Los Angeles charge lower rates of $5,250 for care, and in Riverside, monthly fees are 27% below Banning’s average.

Assisted living communities in Banning charge an average monthly rate of $5,475 for care.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in California page.

Assisted living rates in Banning average $5,475 monthly and are economical compared to most other senior care alternatives. For example, seniors who obtain private nonmedical services in their own homes pay $6,387 for in-home care, and those who need skilled nursing at home pay $6,473 for home health care. Additionally, Banning seniors who live in nursing homes pay $9,384 for semi-private accommodations and around-the-clock medical care, about 71% more than assisted living residents. Even so, seniors may save thousands of dollars per month by living at home and attending adult day health care, which features personal care in a community environment for $2,058.

The California Department of Social Services, Community Care Licensing Division, licenses all assisted living communities in Banning and the rest of California. This community requires facilities to follow rules for staffing and staff training, nutrition services and care planning. It oversees local communities through the San Bernardino Adult & Senior Care Regional Office, which individuals can reach at (951) 248-2222.

• San Gorgonio Memorial Hospital, a 79-bed nonprofit hospital, sits in Banning proper and offers a range of inpatient and outpatient services. This hospital specializes in orthopedics, cardiac rehabilitation and diagnostic imaging, and it has a hospitalist on staff who coordinates inpatient care and oversees discharge planning. The hospital also has a social services department that provides referral services and assistance with coordinating community-based care.
• Riverside County, where Banning is located, ranks in the 25-50th percentile for health factors and the 50-75th percentile for health outcomes compared to the rest of California, and it comes in 27th overall out of the state’s 58 ranked counties. The county’s life expectancy is 80 years old, which is a little lower than California’s average of 81 but higher than the national norm of 78.5.
• Banning’s cost of living comes in 15% above the national average, with residents paying 30% more for energy bills, 7% more for groceries and 2% more for food and transportation. However, health care costs in this city come in about 6% lower than what’s typical in the nation as a whole, offering cost savings for seniors managing ongoing health conditions.
• On the AARP Livability Index, Banning scores 45 based on seven categories that affect seniors’ health and comfort. The city has a relatively low preventable hospitalization rate of 33.1 per 100,000 patients compared to 38.2 nationally, and 64% of patients in the city report being satisfied with the care they receive.
• Seniors in Banning don’t pay state income taxes on their Social Security benefits, and they qualify for the senior income tax exemption. This reduces the impact of the state’s high tax rate, which ranges from 1% to 12.3%, and helps many seniors afford local assisted living expenses.
• Annually, Banning’s overall crime rate comes in at 24.18 incidents per 100,000 people, with property-related incidents accounting for about 82% of reports. The crime rate is higher than 69% of California communities and 84% of U.S. communities, as well as most similarly sized cities nationwide. This makes residential care a practical alternative to living alone for vulnerable seniors.