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The 10 Best Home Care Agencies for Seniors in Franklin, TN for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Franklin, TN, residents and their loved ones rate In Home Care agencies 4.6 out of 5 stars across the 43 options below.

Home Care Services in Franklin, Tennessee

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On this page:

  • Home Care Services in Franklin, Tennessee
  • Paying for Home Care in Franklin, TN
  • Financial Assistance for Home Care in Franklin, TN
  • Franklin Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Franklin, TN

The Cost of Home Care in Franklin, TN

The cost of home care in Franklin is $190 lower than the United States average but is above average for the state ($4,576). Seniors in Johnson City pay $763 per month less for home care than those in Franklin. Fees are also lower in Jackson ($4,195) and Memphis ($4,242). Home care fees can trend higher in larger cities, however, and seniors living in Chattanooga pay monthly fees in line with those in Franklin.

Franklin

$4,767

Tennessee

$4,576

The United States

$4,957

Johnson City

$4,004

Jackson

$4,195

Memphis

$4,242

Chattanooga

$4,767

The Cost of Home Care vs. Other Senior Care Options in Franklin, TN

Several types of long-term care are available to Franklin residents. Home care and home health care services are similarly priced at $4,767 per month, although the latter includes light medical services. Assisted living communities offer 24-hour support for $4,100 per month. Adult day health care is even more affordable, at $1,842 for access to services in a group setting. Round-the-clock skilled nursing care averages $7,270 per month for a semiprivate room in a nursing facility. 

Home Care

$4,767

Home Health Care

$4,767

Adult Day Health Care

$1,842

Assisted Living

$4,100

Nursing Home Care (semiprivate room)

$7,270

Note: Data for Franklin was unavailable, so data for the nearest city, Nashville, was used instead.

Financial Assistance for Home Care in Franklin, TN

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Franklin Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Franklin:

ResourceContactAddressService
Mid-Cumberland Homemaker(615) 850-39221101 Kermit Drive, Suite 300, Nashville, TN 37217The Mid-Cumberland Homemaker program provides essential services to allow elderly and disabled individuals to continue living safely and independently in their own homes. Staff members assist with general household tasks, provide essential transportation and offer assistance with budgeting, bill paying and accessing community resources. They can also monitor clients to ensure they are not experiencing abuse or neglect. This program, which is run by the Mid-Cumberland Human Resource Agency, is available in 13 counties across Middle Tennessee, including Williamson County.
Weatherization Assistance Program (WAP)(615) 790-578629 West Fowlkes Street, Suite 136, Franklin, TN 37064The Weatherization Assistance Program (WAP) helps low-income seniors improve the energy efficiency of their home. This program, which is run by the Mid-Cumberland Community Action Agency, may include services such as minor home repairs and modifications, insulation, air sealing and safety testing.
Meals-on-Wheels(615) 850-39101101 Kermit Drive, Suite 300, Nashville, TN 37217The Mid-Cumberland Human Resource Agency’s Meals-on-Wheels program is available to seniors in communities across Middle Tennessee who are age 60 and older, homebound and unable to prepare their own meals. Hot, dietitian-planned meals are dropped off at seniors’ doors by friendly volunteers Monday to Friday. Pet food delivery can also be coordinated. In addition to home-delivered meals, the program offers congregate meals at local dining sites, nutrition education, supportive services and recreational activities.
Elderly, Disabled, and Veterans Services Program (EDVS)(615) 742-113233 Legends Drive, Suite 103, Lebanon, TN 37088The Elderly, Disabled, and Veterans Services Program provides services, information and support to help seniors continue to enjoy an independent living situation. Services include a personal hygiene pantry, therapeutic programs, prescriptions, financial assistance and educational resources.
Mid-Cumberland In-Home Services(615) 850-39221101 Kermit Drive, Suite 300, Nashville, TN 37217Mid-Cumberland In-Home Services is a licensed personal support service agency that provides coordinated, comprehensive non-medical support to seniors in Middle Tennessee so they can remain living independently in their own home. Staff members are trained to perform a full range of home services, including general household tasks such as cleaning and laundry, assistance with meal preparation and grocery shopping, medication reminders, help with personal care, emotional support and respite for caregivers.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Reviews of Communities Nearby

Home Care

Will B

I am a past client of this provider

Review of Home Instead - Franklin, TN

If I could give “0” stars for Home Instead Franklin, I would. I hired Home Instead Franklin to be a caregiver for my mother with Alzheimer’s (type of care) at the beginning of February 2024. Home...

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Home Care

Disappointed Client3

I am a past client of this provider

Review of Senior Helpers

They will tell you they can get you staffed, just to get you to sign up, then they cancel all the time. Thirty bucks an hour is a lot for them to send a child that sits on their phone.

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Home Care

Priscilla McB

I am a current client of this provider

Review of Home Instead - Franklin, TN

We depend on them for getting to medical appointments and errands. My husband uses a wheelchair and neither of would want to drive very far. We can trust their caregivers to drive our car.

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In Home Care near Franklin, TN

BrentwoodThompsons StationArringtonNolensvilleSpring HillCollege Grove

Other Options in Franklin, TN

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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