Situated along the western banks of the Hudson River, Albany, New York State’s capital, is an ideal retirement destination for seniors who want to enjoy their golden years on the east coast. The city has 98,617 residents, of whom 13.2% are at least 65 years old — less than the national average of 16.8%. Winters in Albany are a little chilly, but seniors can enjoy pleasantly warm summers and have access to outdoor activities, arts and cultural attractions. The charming, eclectic city offers the older population a low cost of living and additional savings on housing, transportation and health care costs. Albany is home to many high-quality health care facilities, including Albany Medical Center and four hospital locations through St. Peter’s Health Partners

Seniors who need personal care and wish to remain at home pay an average of $5,148 per month for home care, per the 2021 Genworth Cost of Care Survey. Home health care may be a more suitable option for older adults who also need minimal medical services or therapy.

Below we’ve compiled a comprehensive directory of every home care provider in Albany– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Directory of Home Care Services in Albany, NY

Daughters of Sarah Nursing & Rehabilitation Center

180 Washington Ave Ext, Albany, NY, 12203

My mom is currently in Daughters of Sarah Nursing and Rehabilitation Center, and it is an excellent place. It is very clean. The rehab department is excellent. The staff is great and very friendly, ev … (read more)
My mom is currently in Daughters of Sarah Nursing and Rehabilitation Center, and it is an excellent place. It is very clean. The rehab department is excellent. The staff is great and very friendly, ev … (read more)

Teresian House Center for the Elderly

200 Washington Avenue Ext., Albany, NY, 12203

My siblings and I placed my mother in Teresian, she was there for a few years and passed away last summer. I am beyond grateful for the nuns and doctors and staff at Teresian for helping her final ye … (read more)
My siblings and I placed my mother in Teresian, she was there for a few years and passed away last summer. I am beyond grateful for the nuns and doctors and staff at Teresian for helping her final ye … (read more)

The Massry Residence at Daughters of Sarah Senior Community

180 Washington Avenue Ext., Albany, NY, 12203

Daughters of Sarah Senior Community is perfectly situated in northwestern Albany, with convenient access to shopping at Crossgates Mall, dining at numerous restaurants and hiking at the Albany Pine Bu … (read more)
Daughters of Sarah Senior Community is perfectly situated in northwestern Albany, with convenient access to shopping at Crossgates Mall, dining at numerous restaurants and hiking at the Albany Pine Bu … (read more)

Albany County Nursing Home

780 ALBANY SHAKER ROAD, Albany, NY, 12211

The rooms are dark and dirty. One bathroom connects to two rooms (total of 4 residents using). I had to constantly request that bathroom be cleaned. Staff would leave used diapers and soiled towels … (read more)
The rooms are dark and dirty. One bathroom connects to two rooms (total of 4 residents using). I had to constantly request that bathroom be cleaned. Staff would leave used diapers and soiled towels … (read more)

St Margarets Center

27 HACKETT BLVD, Albany, NY, 12208



Evergreen Commons

1070 Luther Road, East Greenbush, NY, 12061

The staff at Evergreen Commons Rehab are great. Nursing was kind and respectful. Housekeeping and laundry kept my room clean every day. The Activties team always had something for us to do.
The staff at Evergreen Commons Rehab are great. Nursing was kind and respectful. Housekeeping and laundry kept my room clean every day. The Activties team always had something for us to do.

Eddy Cohoes Rehabilitation Center

421 W COLUMBIA STREET, Cohoes, NY, 12047

We had a great visit at Eddy Village Green. The staff was attentive, very pleasant, seemed to understand how to work with the elderly community, and were very professional. We had lunch there and it w … (read more)
We had a great visit at Eddy Village Green. The staff was attentive, very pleasant, seemed to understand how to work with the elderly community, and were very professional. We had lunch there and it w … (read more)

The Springs Nursing and Rehabilitation Centre

49 MARVIN AVENUE, Troy, NY, 12180

November 2015 We had misgivings when we walked in the door, due to the funky-looking carpet in the hallways. The staff, however, was absolutely outstanding. My mother-in-law had a very good three week … (read more)
November 2015 We had misgivings when we walked in the door, due to the funky-looking carpet in the hallways. The staff, however, was absolutely outstanding. My mother-in-law had a very good three week … (read more)

Eddy Heritage House Nursing and Rehabilitation Center

2920 Tibbits Avenue , Troy, NY, 12180

The staff are miserable, lazy and disrespectful to residence. It’s all about them. More rules than rules. The food is nothing but slop. Heartless human beings. Don’t go here. You will be sorry. … (read more)
The staff are miserable, lazy and disrespectful to residence. It’s all about them. More rules than rules. The food is nothing but slop. Heartless human beings. Don’t go here. You will be sorry. … (read more)

Van Rensselaer Manor

85 BLOOMINGROVE DRIVE, Troy, NY, 12180

The staff care about the residents.
The staff care about the residents.

Delmar Center for Rehabilitation and Nursing

125 Rockefeller Road, Delmar, NY, 12054

My husband was in the Delmar Center for Rehabilitation and Nursing. He was there for rehab and they moved him to a long-term care unit without consulting me. I went to his room one morning to visit an … (read more)
My husband was in the Delmar Center for Rehabilitation and Nursing. He was there for rehab and they moved him to a long-term care unit without consulting me. I went to his room one morning to visit an … (read more)

Rosewood Rehabilitation and Nursing Center

284 Troy Road, Rensselaer, NY, 12144

My sister stayed at Rosewood Rehabilitation and Nursing Center for rehab. The people were nice, but we had a huge problem with the social worker. She complained that she’s overworked and overloaded. I … (read more)
My sister stayed at Rosewood Rehabilitation and Nursing Center for rehab. The people were nice, but we had a huge problem with the social worker. She complained that she’s overworked and overloaded. I … (read more)

Eddy Village Green

421 W. Columbia St., Cohoes, NY, 12047


Our Lady of Hope Residence

1 JEANNE JUGAN LANE, Latham, NY, 12110


Our Lady of Mercy Life Center

2 MERCYCARE LANE, Guilderland, NY, 12084


Paying for Home Care in Albany, NY

The Cost of Home Care in Albany, NY

At $5,148 per month, home care costs in Albany are about $190 lower than the state median and around $190 higher than the national median, based on the results of Genworth’s 2021 Cost of Care Survey. Prices in the northern city of Watertown are more affordable at $4,862. Rates in the far southern region of the state in New York City are higher, and just north of Albany, in Glens Falls, rates are even higher. The most expensive is south-central Ithaca, where home care costs are about $1,000 more than in Albany.

$5148

Albany

$5339

New York State

$4957

The United States

$4862

Watertown

$5529

New York City

$5863

Glens Falls

$6101

Ithaca

The Cost of Home Care vs. Other Senior Care Options in Albany, NY

Monthly average home care in Albany costs $5,148 and provides nonmedical assistance with daily living activities. For about $430 more, older adults can also receive limited skilled nursing through home health care services. Adult day programs provide daytime supervision, assistance and activities in a group setting and are more economical at almost $4,000 less than home care in Albany. Assisted living communities charge a little more for services similar to home care. Nursing home costs for a semiprivate room are more than double the cost of home care, but include 24-hour supervision and medical support.

$5148

Home Care

$5577

Home Health Care

$1268

Adult Day Care

$5269

Assisted Living

$13437

Nursing Home Care (semiprivate room)

Financial Assistance for Home Care in Albany, NY

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Albany Home Care Resources 

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Albany:

Elderly Pharmaceutical Insurance Coverage (EPIC) Program

Address: New York State Department of Health, Corning Tower, Empire State Plaza, Albany, NY 12237
Phone Number: (800) 332-3742

The EPIC program of New York State is administered by the Department of Health and offers seniors aged 65 or older who are income-eligible with supplementary financial support for their Medicare Part D drug plan out-of-pocket expenses. Seniors who apply must also be enrolled in Medicare’s Part D drug plan to receive supplementary support. The free version of the program is available to single individuals earning no more than $23,000 per year and to married seniors earning no more than $29,000 annually. A deductible version of Epic is open for seniors with incomes between $20,001 and $100,000 per year.

New York State’s HIICAP (Albany Office)

Address: Harold L. Joyce Albany County Office Building, 112 State Street Albany, NY 12207
Phone Number: (518) 447-7177

The Health Insurance Information, Counseling and Assistance program of New York is a state-wide program of support agencies in which mostly volunteer staff offer seniors with counseling, referrals and advice on accessing their Medicare, Medicaid and other health insurance benefits. Counselors work through local Area Agency on Aging offices to provide one-on-one consultation sessions with seniors. Elderly residents of Albany County may contact a counselor for a session through the Albany County Department of Aging.

Legal Aid Society of Northeastern New York Senior Legal Services

Address: 680 Central Ave., Albany, NY 12206
Phone Number: (800) 462-2922

The Legal Aid Society of Northeastern New York provides numerous advocacy and legal support services for low-income New Yorkers who are disabled, elderly, disenfranchised and who feel they’ve been victims of abuse of their rights. Among its initiatives is the Senior Legal Services Program. This is open to people 60 or older who are considered low-income. It handles many legal and civil issues specific to the elderly and offers consultations with a suggested (but not obligatory) donation of $10 per session.

New York Weatherization Assistance Program

Address: 333 Sheridan Ave, Albany, NY 12206
Phone Number: (518) 474-5700

The New York Weatherization Assistance Program is administered by the NY Office of Homes and Community Renewal but offered directly to homeowners or renters through local WAP affiliates. In Albany, this can be done through Albany County Opportunity, inc working under the Albany Community Action Partnership. Low-income seniors and families are given preference for applying to the program, which provides weather protection and heating upgrades to owned or rented homes at no cost. In New York, maximum income limits for single-person households are $31,318 per year. Two-person elderly homes must make less than $40,954.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Checklist for determining the need for home care


Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Talking with Family and Others about a loved one's needs