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The 10 Best Home Care Agencies for Seniors in Spring Hill, FL for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Spring Hill, FL, residents and their loved ones rate In Home Care agencies 4.8 out of 5 stars across the 34 options below.

Home Care Services in Spring Hill, Florida

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Paying for Home Care in Spring Hill, FL

The Cost of Home Care in Spring Hill, FL

According to Genworth's Cost of Care Survey, Home care costs in Spring Hill run an average of $4,767 per month, which is on par with the Florida state average but slightly lower than the U.S. norm of $4,957. Other Florida cities show varying costs. Some are more economical than Spring Hill, including Miami where rates average $572 less. Care is also cheaper in Gainesville, averaging $286 less than in Spring Hill. But other cities have higher prices. Cape Coral’s costs are 9% higher than Spring Hill's while Naples’ prices are 20% more.

Spring Hill

$4,767

Florida

$4,767

The United States

$4,957

Cape Coral

$5,196

Gainesville

$4,481

Miami

$4,195

Naples

$5,720

The Cost of Home Care vs. Other Senior Care Options in Spring Hill, FL

Home care is among the higher-priced senior care options in Spring Hill. Local prices average $4,767 per month while home health care, which includes medical services provided by nurses and therapists, is a little more expensive at $4,862. Alternatively, older adults can save money by moving into an assisted living community where costs run about $3,350 per month. Adult day health care is cheaper at $2,123, but it doesn't include housing costs and may not be appropriate for some seniors. Nursing home care is most expensive at $8,927 per month because of its comprehensive services and 24/7 medical monitoring.

Home Care

$4,767

Home Health Care

$4,862

Adult Day Health Care

$2,123

Assisted Living

$3,350

Nursing Home Care (semiprivate room)

$8,927

Note: Data for Spring Hill was not available, so data for the nearest city, Tampa, was used instead.

Financial Assistance for Home Care in Spring Hill, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Spring Hill Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Spring Hill:

ResourceContactAddressService
Emergency Home Energy Assistance for the Elderly Program (EHEAP)(800) 963-5337100 S.W. 75th St., Ste. 301, Gainesville, FL 32607This statewide program utilizes government funds to support low-income households with a member aged 60 years or older. If seniors are facing delinquent bills or shut-off notices, it provides payments directly to utility companies, with an average amount of $600. In addition to these funds, EHEAP also offers vouchers for equipment such as air conditioners, fans, blankets and heaters. Funds can also go toward repairing or replacing existing HVAC equipment and covering reconnection fees. 
Weatherization Assistance Program (850) 245-7105820 Kennedy Blvd, Brooksville, FL 34601Funded by the U.S. Department of Energy, this program provides energy efficiency services to low-income households, with priority given to seniors and disabled residents. With an objective to reduce monthly utility bills and improve energy efficiency, the program provides an average of $2,600 per year for services such as insulation installation, air filtration upgrades, weather stripping, window and door replacement, solar installation and improvements to the ceiling, floors or existing HVAC units. 
Mid Florida Community Services, Inc.(352) 796-1426820 Kennedy Blvd, Brooksville, FL 34601Supported through both state and federal funding, these programs help seniors live independently within their own homes. All individuals 60 years of age and older are eligible, with requirements varying by program, household income, level of functioning and medical diagnosis. Programs include the following:  
Homestead Exemption(352) 754-41905050 West Tennessee Street, Tallahassee, FL 32399A Florida law states that all residents can receive a Constitutional benefit of up to $50,000 against taxation. Seniors age 65 and above can also qualify for two additional exemptions. The long-term residency senior exemption is available for seniors with property appraised at less than $250,000, while the limited-income senior exception provides an additional $25,000 to those who meet limited income requirements.
Elder Options(800) 262-2243100 SW 75th Street, Suite 301, Gainesville, FL 32607As Northcentral Florida’s dedicated area agency on aging, this nonprofit provides comprehensive, in-depth resources to Spring Hill’s senior population. Through the Elder Helpline, older adults can access information and get referrals directly to local programs. Services include complimentary health care and legal counseling, benefits assistance, transportation, healthy aging classes and tele-talk.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

Reviews of Communities Nearby

Home Care

Beth Fallon

I am a current client of this provider

Review of Right at Home Spring Hill, FL

Right at Home is such an amazing company. They are so attentive and caring. They go the extra mile to accommodate you with everything…. From finding you the perfect care assistant that you’re...

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Home Care

J.B. Hathaway

I am a current client of this provider

Review of Right at Home Spring Hill, FL

Right at Home Spring Hill is truly a pleasant, professional organization to handle our home care needs for my wife. Our caregiver, Linda, is truly a blessing. My wife looks forward to her daily...

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Home Care

James H_54

I am a current client of this provider

Review of Right at Home Spring Hill, FL

For me personally they are very helpful. They make sure I don't walk into a dirty home. They have a little trouble scheduling.

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In Home Care near Spring Hill, FL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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