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The 10 Best Home Care Agencies for Seniors in Shelton, CT for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Shelton, CT, residents and their loved ones rate In Home Care agencies 4.86 out of 5 stars across the 71 options below.

Home Care Agencies in Shelton, CT

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Paying for Home Care in Shelton, CT

The Cost of Home Care in Shelton, CT

Home care costs in Shelton and other communities surrounding New Haven are the same as the overall Connecticut average of $5,243, but they’re higher than the national average of $4,957. Shelton is the most affordable community for home care in Connecticut, but costs don’t vary much throughout the state. Norwich residents pay the highest home care costs in Connecticut at an average of $5,506, while their counterparts in Bridgeport and Hartford pay $5,339 and $5,329, respectively. 

Shelton

$5,243

Connecticut

$5,243

The United States

$4,957

Norwich

$5,506

Bridgeport

$5,339

Hartford

$5,329

The Cost of Home Care vs. Other Senior Care Options in Shelton, CT

At a monthly average of $1,885, adult day health care is the most affordable option for senior care in Shelton and can work well for those who only need care during weekdays. Those who need a clinical level of care 24/7 pay the most for care in nursing homes, where a semiprivate room costs an average of $13,090. Home care and home health care average $5,243 and $5,339, respectively, with assisted living being slightly more affordable at $5,088.

Home Care

$5,243

Home Health Care

$5,339

Adult Day Health Care

$1,885

Assisted Living

$5,088

Nursing Home Care (semiprivate room)

$13,090

Note: Data for Shelton was unavailable, so data for the nearest city, New Haven, was used instead.

Financial Assistance for Home Care in Shelton, CT

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Shelton Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Shelton:

ResourceContactAddressService
Connecticut Home Care Program for Elders(800) 445-5394Department of Social Services, Community Options, 9th floor, 55 Farmington Avenue, Hartford, CT 06105CHCPE is a statewide resource run by the Department of Social Services through which Shelton seniors living at home can receive free or low-cost assistance with activities of daily living. To qualify, seniors must be at least 65 years old and require nursing-home level care. Participating seniors may receive services such as care management, home-delivered meals, homemaker services and assistive technologies. 
LifeBridge Community Services(203) 752-9919475 Clinton Avenue, Bridgeport, Connecticut 06605Through its Meals on Wheels program, LiveBridge Community Services provides home-delivered meals to seniors throughout Fairfield County. Monday through Friday, homebound seniors ages 60 and older can receive deliveries of nutritious meals including pureed and chopped foods to accommodate doctor-prescribed diets. Seniors should call or email seniorfoodservices@lifebridgect.org for more information.
TEAM, Inc. Homemaking(203) 538-5886 ext. 422554 Grove Street, Shelton, CT 06484Shelton seniors ages 60 and older may qualify for low-cost homemaking services including assistance with personal errands, shopping, housekeeping and laundry through the non-profit agency, TEAM. The Homemaking program suggests a contribution of $10 per hour, but seniors may be able to pay on a sliding scale or still receive services if funding is available. 
Circuit Breaker Tax Relief Program(203) 924-1555 ext. 150154 Hill Street, First Floor, Shelton, CT 06484Connecticut state law includes a property tax credit program for homeowners who have a limited annual income and are either disabled or aged 65 and older. Credit amounts are determined by the local tax assessor, based on a sliding income scale and may total up to $1,000 for individuals and $1,250 for married couples. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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