The Best Home Care Agencies for Seniors in Green Valley, AZ for 2025

Due to its proximity, Green Valley’s average monthly home care cost is equivalent to those in Tucson at $5,434, per Genworth’s 2021 Cost of Care Survey. Monthly home care costs in Green Valley are slightly higher than the state average at $95 more and $477 higher than the national average. The most affordable rates are in the southwestern city of Yuma. In the southeastern city of Sierra Vista, seniors pay the same price as Green Valley. Arizona’s capital of Phoenix also sees higher costs for home care, while rates are the highest in Flagstaff.

The cost of in-home care in Green Valley is marginally higher than home health care, which includes some medical services. Assisted living communities cost $1,384 less than home care, while adult day care programs are the most affordable option with an average cost of $2,058, which is $3,376 less than in-home care. Semiprivate accommodations in nursing homes have the highest rates for long-term skilled nursing care.

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

• Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
• Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
• Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
• Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
• Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.