Rutland is known for its historic background and arts-friendly nature. Its population of 15,074 contains a substantial percentage of elders: 21.4% of the city’s residents are seniors 65 years of age or older. For medical care, Rutland’s residents can turn to the Rutland Regional Medical Center, which is the second-largest hospital in Vermont. It has departments dedicated to various forms of rehabilitation, oncology and ear, nose and throat care, among other medical focuses.

Data from the Genworth 2020 Cost of Care Survey indicates that in Rutland, the average nursing home charges $14,068 per month for residency in a semiprivate room. That is considerably more expensive than the national average of $7,756. Nursing homes provide levels of care unseen outside of hospital settings, and residents can expect 24-hour supervision, rehabilitation services and regular access to nurses. Seniors on the more independent end of the capability spectrum may want to look into assisted living or home health care instead, as those arrangements provide helpful support but are less costly.

The following sections of this guide look at nursing home costs in Rutland and resources that aid the city’s older residents.

Directory of Nursing Homes in Rutland, VT

The Pines at Rutland Center for Nursing and Rehabilitation

99 Allen Street, Rutland, VT, 05701

Several department managers have recently been hired and resident services have decreased ever since. Donut Sundays have been eliminated. Thursday Happy Hours have been eliminated. Christmas stocki … (read more)
Several department managers have recently been hired and resident services have decreased ever since. Donut Sundays have been eliminated. Thursday Happy Hours have been eliminated. Christmas stocki … (read more)

Mountain View Center

9 Haywood Avenue, Rutland, VT, 05701


Rutland Healthcare & Rehabilitation Center

46 Nichols Street, Rutland, VT, 05701

My aunt is in Rutland Healthcare & Rehabilitation Center. We chose them because they were willing to take her for a temporary respite for me to give me a little break. They seemed to be the only p … (read more)
My aunt is in Rutland Healthcare & Rehabilitation Center. We chose them because they were willing to take her for a temporary respite for me to give me a little break. They seemed to be the only p … (read more)

Nursing Home Costs in Rutland, VT

In Rutland, on a monthly average basis, semiprivate and private nursing home rooms cost $14,068 and $14,448, respectively.

The Cost of Nursing Home Care in Nearby Cities

For a semiprivate nursing home room, Rutland’s average monthly cost of $14,068 is much higher than the average countrywide rate of $7,756 and the median Vermont rate of $9,779.

Rutland’s Vermont neighbor, Burlington, has an average price of $10,737, making it less expensive than Rutland. Additionally, in New York to the west, Albany and Utica are both less expensive than Rutland. Albany’s average rate is $12,973, and Utica’s is $9,581. Kingston breaks this trend with an average price of $14,797, which is over $700 higher than Rutland’s.

$14068

Rutland

$9779

Vermont

$7756

The United State

$10737

Burlington

$12973

Albany, NY

$14797

Kingston, NY

$9581

Utica, NY

The Cost of Other Types of Senior Care

Information on different senior care prices may also be useful for long-term planners. Rutland’s cheapest option is adult day health care, with its median monthly rate of $2,806. Assisted living comes next on the price spectrum at $4,235, and after that are home care and home health care at $4,910 and $5,243, respectively. Representing the most expensive options are nursing home semiprivate rooms (at $14,068) and private rooms (at $14,448).

$4910

Home care

$5243

Home health care

$2806

Adult day health care

$4235

Assisted living

$14068

Nursing home (semiprivate room)

$14448

Nursing home (private room)

Note: Data for Rutland was unavailable, so data for the nearest city, Glens Falls, NY, was used instead.

Financial Assistance for Nursing Home Care in Rutland, VT

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Rutland, VT

Living in Rutland gives seniors the opportunity to tap into many local resources, many of which are covered below. Some of the services offered throughout the area make it easier to transition into or live in a setting with a high level of care, such as a nursing home. Others are targeted at seniors whose goal is to continue living at home for as long as their situation allows.

ResourceContact Service
Southwestern Vermont Council on Aging(800) 642-5119
The SVCOA’s Senior Helpline, the number of which is listed to the left, provides seniors, caregivers and other interested parties with referrals and information on local services. When appropriate, the helpline also links callers with case managers. They can provide more in-depth help with accessing aid sources such as home-delivered meals. The SVCOA has multiple offices, and callers can reach SVCOA’s Rutland location at (802) 786-5990.
Community Health(802) 773-3386
Community Health serves uninsured and insured clients. Its mission is to make health care available regardless of patients’ payment ability. To make services affordable, Community Health charges on a sliding scale based on income and family size. Notable offerings include the Nursing Home Service Line, which supports individuals in need of rehabilitation and long-term assistance, and care management.
Vermont Long-Term Care Ombudsman Program(1-800) 889-2047
The Vermont LTC Ombudsman Program operates on a free and confidential basis. This program’s representatives assist Vermont residents who live in nursing homes and other long-term care facilities. Assistance is also available for individuals looking for services that will help them remain at home. The program helps clients make decisions, and its representatives talk to long-term care residents regarding concerns and facility conditions. The program’s other areas of focus include education and denied-claim assistance.
NeighborWorks of Western Vermont(802) 438-2303
NeighborWorks runs a home repair program, through which low-income residents can access loans to pay for accessibility modifications and repairs to wiring, roofs and heating systems, among other home elements. The terms of each loan take into account clients’ income and repayment ability. NeighborWorks also offers an energy audit program and free resources on avoiding foreclosure.
BROC Community Action(802) 775-0878
Working with low-income clients, BROC Community Action offers help with housing issues as well as utility and fuel assistance. The organization also makes weatherization services, including assessments and retrofits, available. The weatherization program is open to owners and renters of mobile homes, houses and apartments.