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Assisted Living Communities in Racine, Wisconsin

Located on the shores of Lake Michigan, Racine sits about 20 miles outside Milwaukee and serves as the principal city of the Racine Metropolitan Area, where prospective assisted living residents have 18 facilities to choose from. According to 2024 figures, these facilities impose a monthly fee of around $6,100, which surpasses the state median of $5,500.

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Directory of Assisted Living in Racine, WI

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The Cost of Assisted Living in Nearby Cities

Assisted living facilities in Racine charge a monthly rate of about $6,100, according to recent data from the 2024 Genworth Cost of Care Survey. This amount runs $600 over the state norm and $750 over the national median. While rates in Fond du Lac trend considerably higher at roughly $6,800, seniors in other cities pay comparatively low rates. For example, in Madison, fees hover around $5,973.

Racine

$6,100

Wisconsin

$5,500

United States

$5,350

Milwaukee

$6,183

Janesville

$6,044

Madison

$5,973

Fond du Lac

$6,800

Paying for Assisted Living in Racine

Financial Assistance for Assisted Living in Racine

Racine seniors who are frail and low-income may be able to receive help paying for services received in assisted living through the Family Care and Personal Care programs, although the services covered are limited. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Wisconsin page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Wisconsin page.

The Cost of Other Types of Senior Care

Assisted living costs in Racine come in near $6,100 per month, making it an economical senior care solution compared to other options within the city. Alternatives that include skilled nursing tend to cost more. For example, seniors pay about $200 more for home health care, and nursing homes charge considerably higher fees of around $9,520 for shared units.

Home Health Care

$6,292

Assisted Living Facility

$6,100

Nursing Home Facility (semi-private room)

$9,520

Free Assisted Living Resources in Racine

Seniors in Racine can get support from numerous nonprofit agencies that provide advice, assistance and guidance on care-related issues. Through the following resources, older adults can identify ways for covering assisted living fees through state and federal programs, get legal assistance with issues related to residential care and find social and recreational programs in the area. 

ResourceContactService
Aging and Disability Resource Center of Racine County(262) 833-8777The Aging and Disability Resource Center of Racine County provides information and referrals to help seniors access community-based services such as health screenings, transportation and wellness services. The agency also provides long-term care options counseling to help older adults make informed decisions regarding their care, and it has trained volunteer health insurance options counselors who provide free guidance and information on insurance options for paying for assisted living.
Senior Adult Activities and Clubs(262) 636-9131Racine’s Senior Adults Activities and Clubs Program provides social and recreational opportunities for older adults in the city, most activities are hosted at one of the city’s five senior centers. At these locations, seniors can participate in card games, art and craft classes, dancing, woodcarving and age-friendly fitness programs.
County Veterans Service Office(262) 638-6702Racine County’s Veterans Service Office provides free information and assistance to veterans in Racine, helping them obtain services in the community and financial programs that may help cover assisted living expenses. The office can also screen veterans for eligibility for veterans’ home placement, which may be an affordable alternative to private care.
Legal Action Wisconsin(855) 947-2529Legal Action Wisconsin’s Racine office provides free legal advice and guidance with civil legal matters, including issues related to assisted living. Its legal professionals help older adults resolve problems related to care planning, billing and intake and discharge procedures.
Wisconsin Long Term Care Ombudsman(800) 815-0015The Wisconsin Long Term Care Ombudsman advocates on behalf of Wisconsin residents in assisted living facilities, ensuring they understand their rights and are given high-quality care.

What to Consider About Assisted Living in Racine

In Racine, as in the rest of Wisconsin, assisted living facilities are officially called community-based residential facilities and are governed by the Wisconsin Department of Health Services. This department enforces regulations regarding staffing, scope of care and intake and discharge procedures, and it ensures a high standard of care through an initial and annual licensing process and scheduled and unannounced inspections.   

Benefits and Drawbacks of Assisted Living in Racine

  • Racine is among the most affordable places to live in Wisconsin. Its overall cost of living is about 10% below the state median and 20% below the national average, making it a budget-friendly option for seniors with limited incomes. Housing is especially affordable, which may drive down the cost of assisted living, but residents also save money on transportation expenses and personal groceries.  
  • Seniors in Racine don’t pay state taxes on their Social Security benefits, regardless of their income, and government pensions aren’t taxed at the state level under certain circumstances. Income from retirement accounts and private pensions is taxable. Property taxes in Wisconsin are very high, which may make assisted living a good option for those with budgetary considerations.  
  • Crime is a little more common in Racine than in the nation as a whole. On a 100-point crime index, the city is rated 23.9 for violent crime and 45.2 for property crime versus the respective national rates of 22.7 and 35.4. However, the violent crime rate has been trending downward for the past two decades, which may provide peace of mind for those considering this city for their retirement.  
  • While winters in Racine tend to be harsh, with lows around 15 degrees and 40 inches of snowfall, summers are very comfortable, with July highs around 80 degrees. July is the most humid month, but humidity levels are comfortably low for the rest of the year. 
  • Racine Transit provides public transportation services in Racine and operates several bus lines throughout the region, which can supplement transportation services that assisted living facilities provide. The public buses help residents get to destinations such as grocery stores, restaurants and government buildings, and all buses comply with ADA guidelines. Discounted fares are available to those aged 65 and over.  
  • There are several high-performing hospitals in and near Racine, providing easy access to primary and specialty care for older adults. Among the region’s hospitals is Ascension All Saints Hospital, a critical care hospital that provides cardiology services, geriatrics and orthopedics.   

Assisted Living Laws and Regulations in Racine

Racine-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Wisconsin are required to follow. Visit our 

Reviews of Communities Nearby

Assisted Living

Nancy

I visited this facility

Review of Home Harbor Racine

I chose Home Harbor Racine because I needed more care than I could do by myself. The facility was very clean and neat. The staff was kind of in a hurry. I didn't get to talk to her very much. The...

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Assisted Living

Randy

I visited this facility

Review of Home Harbor Racine

I toured Home Harbor Racine. I liked the facility, the cleanliness, and the location. They showed us the lunchroom. They showed us the sitting area. They did a very good job of explaining...

Read more

Assisted Living

GrandmaB

I visited this facility

Review of Home Harbor Racine

Went on a tour there for an Open House and everyone was very nice and informative. The building was beautiful and the actual apartments look brand new. I like how they have different floor plans...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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