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10 Best Assisted Living Facilities in Racine for 2024

Racine is a large city on the western shores of Lake Michigan and at the mouth of the Root River, providing scenic views and plenty of fishing and birdwatching opportunities. The city has nearly 77,000 residents, over 12% of whom are at least 65 years old. It offers a very low cost of living, retiree-friendly tax laws and a reliable, easy-to-use public transportation system, making it a great option for those considering retirement in eastern Wisconsin.  

Racine is home to numerous assisted living facilities. These facilities provide housing, meals, personal care and social and recreational programs, promoting a worry-free lifestyle for those who need some help with daily living activities. Some facilities provide amenities such as libraries, salons, pools and fitness centers, while others are smaller with family-like environments. Costs vary considerably depending on amenities, but seniors in Racine pay approximately $4,650 per month for care.  

This guide provides an overview of assisted living in Racine, including the benefits and drawbacks of living in this city and the cost of senior care. It also highlights some programs and services available to local seniors. 

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Assisted Living Facilities in Racine, Wisconsin

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What to Consider About Assisted Living in Racine

In Racine, as in the rest of Wisconsin, assisted living facilities are officially called community-based residential facilities and are governed by the Wisconsin Department of Health Services. This department enforces regulations regarding staffing, scope of care and intake and discharge procedures, and it ensures a high standard of care through an initial and annual licensing process and scheduled and unannounced inspections.   

Benefits and Drawbacks of Assisted Living in Racine

  • Racine is among the most affordable places to live in Wisconsin. Its overall cost of living is about 10% below the state median and 20% below the national average, making it a budget-friendly option for seniors with limited incomes. Housing is especially affordable, which may drive down the cost of assisted living, but residents also save money on transportation expenses and personal groceries.  
  • Seniors in Racine don’t pay state taxes on their Social Security benefits, regardless of their income, and government pensions aren’t taxed at the state level under certain circumstances. Income from retirement accounts and private pensions is taxable. Property taxes in Wisconsin are very high, which may make assisted living a good option for those with budgetary considerations.  
  • Crime is a little more common in Racine than in the nation as a whole. On a 100-point crime index, the city is rated 23.9 for violent crime and 45.2 for property crime versus the respective national rates of 22.7 and 35.4. However, the violent crime rate has been trending downward for the past two decades, which may provide peace of mind for those considering this city for their retirement.  
  • While winters in Racine tend to be harsh, with lows around 15 degrees and 40 inches of snowfall, summers are very comfortable, with July highs around 80 degrees. July is the most humid month, but humidity levels are comfortably low for the rest of the year. 
  • Racine Transit provides public transportation services in Racine and operates several bus lines throughout the region, which can supplement transportation services that assisted living facilities provide. The public buses help residents get to destinations such as grocery stores, restaurants and government buildings, and all buses comply with ADA guidelines. Discounted fares are available to those aged 65 and over.  
  • There are several high-performing hospitals in and near Racine, providing easy access to primary and specialty care for older adults. Among the region’s hospitals is Ascension All Saints Hospital, a critical care hospital that provides cardiology services, geriatrics and orthopedics.   

Paying for Assisted Living in Racine

Racine is a moderately expensive option for assisted living. According to Genworth’s Cost of Care Survey, facilities charge an average of $4,650 per month for lodging and services, which is $250 higher than the state rate of $4,400 and $350 above the national median of $4,300. 

The Cost of Assisted Living in Nearby Cities

With monthly assisted living fees coming in at $4,650, Racine is one of the more expensive surveyed cities for this type of care. Those seeking more affordable options may consider the La Crosse area, which encompasses La Crosse and Onalaska and has an average monthly assisted living rate of $3,845. Assisted living in Fond du Lac is priced similarly to Racine at $4,686. Milwaukee and Appleton are considerably pricier, with monthly fees coming in at $5,073 and $5,500, respectively.  

Racine

$4,650

Wisconsin

$4,400

The United States

$4,300

Milwaukee Area

$5,073

Fond du Lac

$4,686

La Crosse Area

$3,845

Appleton

$5,500

The Cost of Other Types of Senior Care

While assisted living fees in Racine exceed the state median at $4,650 per month, this type of care is among the more affordable options for local seniors. The only cheaper care option is adult day health care, which provides daytime services in a community setting for approximately $1,300 per month. Homemaker services, which offer a similar scope of care to assisted living in the individual’s own home, and home health aides, who perform some skilled nursing services, cost $5,148. Nursing home care is considerably more expensive at $9,277 per month for shared rooms and $10,494 for private rooms.  

Homemaker Services

$5,148

Home Health Aide

$5,148

Adult Day Health Care

$1,300

Assisted Living Facility

$4,650

Nursing Home Facility (semiprivate room)

$9,277

Nursing Home Facility (private room)

$10,494

Financial Assistance for Assisted Living in Racine

Racine seniors who are frail and low-income may be able to receive help paying for services received in assisted living through the Family Care and Personal Care programs, although the services covered are limited. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Wisconsin page.

Financial Assistance in Wisconsin

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Wisconsin page.

Free Assisted Living Resources in Racine

Seniors in Racine can get support from numerous nonprofit agencies that provide advice, assistance and guidance on care-related issues. Through the following resources, older adults can identify ways for covering assisted living fees through state and federal programs, get legal assistance with issues related to residential care and find social and recreational programs in the area. 

ResourceContactService
Aging and Disability Resource Center of Racine County(262) 833-8777The Aging and Disability Resource Center of Racine County provides information and referrals to help seniors access community-based services such as health screenings, transportation and wellness services. The agency also provides long-term care options counseling to help older adults make informed decisions regarding their care, and it has trained volunteer health insurance options counselors who provide free guidance and information on insurance options for paying for assisted living.
Senior Adult Activities and Clubs(262) 636-9131Racine’s Senior Adults Activities and Clubs Program provides social and recreational opportunities for older adults in the city, most activities are hosted at one of the city’s five senior centers. At these locations, seniors can participate in card games, art and craft classes, dancing, woodcarving and age-friendly fitness programs.
County Veterans Service Office(262) 638-6702Racine County’s Veterans Service Office provides free information and assistance to veterans in Racine, helping them obtain services in the community and financial programs that may help cover assisted living expenses. The office can also screen veterans for eligibility for veterans’ home placement, which may be an affordable alternative to private care.
Legal Action Wisconsin(855) 947-2529Legal Action Wisconsin’s Racine office provides free legal advice and guidance with civil legal matters, including issues related to assisted living. Its legal professionals help older adults resolve problems related to care planning, billing and intake and discharge procedures.
Wisconsin Long Term Care Ombudsman(800) 815-0015The Wisconsin Long Term Care Ombudsman advocates on behalf of Wisconsin residents in assisted living facilities, ensuring they understand their rights and are given high-quality care.

Assisted Living Laws and Regulations in Racine

Racine-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Wisconsin are required to follow. Visit our Assisted Living in Wisconsin page for more information about these laws.

Assisted Living Laws and Regulations in Wisconsin

Reviews of Communities Nearby

Assisted Living

Lisa

I visited this facility

Review of Home Harbor Racine

Home Harbor Racine was very well-kept, very nice, and new-looking. There was a lot of staff taking care of things. The apartment was nice, very clean, and spacious. The staff during the tour was...

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Assisted Living

Denise

I visited this facility

Review of Home Harbor Racine

I toured Home Harbor Racine. Everything was great there. I like the common areas that residents could be in. It was a beautiful facility. The room was nice. There wasn't anything I didn't like...

Read more

Assisted Living

Kevin

I visited this facility

Review of Home Harbor Racine

The tour I had at Home Harbor Racine was exceptionally well. They took us through everything and showed us some different rooms that would be available. They introduced us to some of the residents....

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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