The 10 Best Assisted Living Facilities in Plano, TX for 2023

Plano is a city in northeast Texas about 20 miles from downtown Dallas. It has a population estimated at 288,253, including 38,050 seniors. Numerous acute care hospitals, low health care costs and a warm climate make the city an excellent choice for seniors. The area has a number of assisted living facilities that offer various services to meet the ever-changing needs of older adults. The city’s seniors also have access to government agencies and nonprofit organizations that can help them and their families with matters relating to assisted living.

Assisted living combines housing, personal care and a range of physically and mentally stimulating activities and life-enhancing amenities. It’s an ideal solution for those who want to remain independent but don’t feel comfortable aging in place. As amenities at assisted living facilities vary, so do costs. The average monthly cost of assisted living in Plano is $4,195, compared to the nation’s $4,500 and the state’s $3,998.

Seniors can use this guide to navigate their assisted living journey. Local service costs, price comparisons to nearby cities and alternative care methods are discussed in the guide. It also provides a list of valuable resources and information on payment options.

Texas Health and Human Services governs assisted living facilities in Plano and throughout the state. It protects seniors residing in assisted living communities by checking the facilities to ensure they comply with state and federal laws.

• Residents of Plano enjoy 229 days of sun each year. Summer temperatures reach 94 degrees in July. Despite above-average rainfall and temperatures as low as 33 degrees in winter, assisted living facilities offer a range of indoor activities. Below-average snowfall ensures a safe and uninterrupted journey for visiting families.
• Based on a national average of 100, Plano’s cost of living index is 109.3. The city’s housing costs, which are over 40% higher than the national average, account for the largest part of the price difference. Plano is an affluent city, yet seniors living there still enjoy slightly lower-than-average health care costs, and they benefit from significantly lower transportation costs.
• Plano is considered safe in comparison to many other cities. On a scale ranking crime from 1 to 100, with 100 being the worst, the city’s property crime rate is 29.6, compared to the national average of 35.4. It performs even better when it comes to violent crimes: The city’s rating of 13.0 is much lower than the 22.7 national average.
• Tax regulations in Texas mean seniors living in Plano face both advantages and disadvantages. The downside is that the state has some of the highest sales taxes in the country. However, since Texas has no state income tax, seniors don’t pay tax on any Social Security retirement benefits or other retirement income.
• Seniors can quickly get around the city using DART. With an online trip planner, they can schedule personalized trips and find the closest DART stop. Seniors over 65 and people with disabilities can use the rider assistance program to travel by bus, train or car.
• Residents of Plano have access to world-class health care facilities, such as the Baylor Scott & White Heart and Vascular Hospital, north Texas’ only stand-alone cardiovascular hospital and a cutting-edge institute with over 45 years of experience.

Residents in Plano pay an average of $4,195 per month for assisted living, although prices can vary depending on the services and amenities offered.

While assisted living services in Plano are somewhat higher than the state average of $3,998, they’re lower than the national monthly rate of $4,500. Rates in Austin are much higher with an average of $5,345, while monthly fees in McAllen are $4,850. Less expensive options can be found in Sherman, where assisted living costs $3,500, and in Waco, where seniors pay an average of $2,800 per month.

Other types of care are available in Plano, some of which may be more financially viable. One option is adult day health care, which costs $1,517 monthly. Home health care and in-home care deliver services similar to assisted living in the community rather than in a residential setting. These agencies each charge $4,862 a month. Those with more complex needs may require a semiprivate room in a nursing home for $5,627 per month.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Texas page.