Assisted Living Communities in Mc Allen, Texas

According to the 2024 Genworth Cost of Care Survey, assisted living residents in McAllen pay around $4,000 per month for assisted living, which falls about $900 below the state median. Other cities in southern Texas have higher monthly rates, with seniors paying approximately $5,200 in Houston and about $7,604 in Corpus Christi. However, fees run lower in Brownsville, where facilities charge roughly $3,940.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Texas page.

Assisted living facilities in the McAllen region charge about $4,000 per month. While this price runs well above the cost of in-home care, which comes in at around $2,860, senior care solutions that include skilled nursing services typically cost more. For example, home health care costs roughly $4,195, and nursing home residents pay approximately $7,848 for shared accommodations.

The Texas Department of Aging and Disability, a division of Texas Health and Human Services, is responsible for monitoring, regulating and licensing assisted living facilities throughout the state. To ensure licensed facilities abide by the terms of their licenses and keep quality high, the department’s inspectors routinely conduct unannounced visits, making demands and recommendations of facilities when necessary.

• Based on a national average of 100, AreaVibes gives McAllen a cost of living index of 80, which means the city is a more affordable location than most in the country. It’s also more affordable than the average Texan city, which scores 92. Seniors may be interested to know that the average health cost index in McAllen is lower still, as are transportation costs.
• McAllen’s crime statistics show wide differences in the types of crime committed. For example, property crime is above-average, with the chances of being a victim at 1 in 40 (the state average being 1 in 42). However, violent crime is significantly less common, with the chances of being a victim at 1 in 1,023, while the state average is 1 in 239. Seniors concerned about crime may want to consider neighborhoods where crime isn’t as common, such as Timberhill Villa Colonia and districts closer to the Rio Grande.
• McAllen’s seniors have a good choice of medical care facilities, such as the Rio Grande Regional Hospital and the South Texas Health System. The city is home to an above-average number of Medicare-registered medical professionals, while nearby cities, such as Edinburg and Harlingen, also have excellent medical facilities.
• Micro McAllen is an app-based shared-ride service for city’s elders and those with disabilities that operates on weekdays between 6.30 a.m. and 8.30 p.m. It’s particularly useful for seniors in small neighborhoods poorly served by fixed-route bus services. For 50 cents per trip, the service will take the passenger anywhere within the designated zone, which is between Monte Cristo Road and Nolana Avenue. 
• Although temperatures can reach a hot 97 degrees in summer, McAllen’s climate is mostly senior-friendly. In Winter, it’s often a cool and comfortable 49 degrees, while the below-average annual rainfall of 22 inches means the city’s seniors don’t usually endure humid heat.