Galesburg is a compact city that serves as the seat of Knox County. Of Galesburg’s 30,197 residents, one in five are seniors aged 65 and older. The city is known for its vibrant downtown district and historical sites, many of which pay tribute to its role as a stop on the Underground Railroad. 

Assisted living care includes room and board and help with activities of daily living in a nonmedical facility staffed by caregivers 24 hours a day, 7 days a week. Assisted living communities range in size from small, family-style residences to large, multistory facilities equipped with a number of resort-style amenities. This level of care is ideal for older adults who no longer want to live independently, but who don’t need the intensive support and medical services provided in a nursing home. In Galesburg, the average monthly rate for assisted living is $3,478, which is well below the Illinois and U.S. medians.

This guide examines the average cost of assisted living and other senior care options in Galesburg. It also provides factors to consider about retiring in Galesburg and information on available area resources for seniors. 

Directory of Assisted Living Facilities in Galesburg, IL

Seminary Village

2345 N. Seminary St., Galesburg, IL, 61401

The Hawthorne Inn really caters to my mother’s needs, and the round the clock supervision really comforts both my mother as well as myself. The staff are incredibly friendly, and it shows when my moth … (read more)
The Hawthorne Inn really caters to my mother’s needs, and the round the clock supervision really comforts both my mother as well as myself. The staff are incredibly friendly, and it shows when my moth … (read more)

The Kensington

311 E Simmons Street, Galesburg, IL, 61401

I liked Kensington a lot, and I liked the people. I liked the setting — it was downtown. It was very nice, the food looked good, they had activities, the rooms were nice, the staff was nice, and it w … (read more)
I liked Kensington a lot, and I liked the people. I liked the setting — it was downtown. It was very nice, the food looked good, they had activities, the rooms were nice, the staff was nice, and it w … (read more)

What to Consider About Assisted Living in Galesburg

Assisted living facilities in Galesburg are required to comply with state rules and regulations outlined in the Assisted Living and Shared Housing Act. The Illinois Division of Assisted Living inspects and licenses assisted living facilities statewide. 

Benefits and Drawbacks of Assisted Living in Galesburg

  • The cost of living in Galesburg is quite low in comparison to the state and national averages, making this city a great place for seniors who want to enjoy a comfortable, affordable retirement. 
  • The City of Galesburg’s Parks and Recreation Department maintains a number of green spaces and recreational facilities that seniors can enjoy. Lake Storey Park features level sidewalks that lead directly to the beach, and there are modern ADA-compliant restroom facilities. 
  • Summers in Galesburg are warm and sunny, with temperatures in July reaching around 84 degrees. Winters are quite snowy, and the area receives an average of 2 feet of snow each year, making Galesburg ideal for retirees who enjoy a four-season climate. 
  • The crime rates in Galesburg are slightly above the national average, which may be a concern for seniors. Retirees who opt for assisted living should know that these facilities are staffed around the clock, and they often have security features such as security cameras, motion-activated exterior lights and electronic access control systems. 
  • Emergency, acute and outpatient medical services are available at the 133-bed Galesburg Cottage Hospital. Services include joint replacement, stroke care, rehabilitation, pulmonary and respiratory care, and a specialized older adult behavioral health program. 
  • There are a number of property tax exemptions available to senior homeowners in Illinois. These exemptions include a senior assessment freeze for taxpayers aged 65 and older who have an annual household income of $65,000 or less, and a senior homestead exemption that reduces the taxable value of an owner-occupied home by $5,000. 
  • Galesburg’s fixed-route bus service make it easy for older adults to stay active and independent, even if they don’t drive. Seniors aged 65 and older ride for free on all city buses. 
  • Galesburg has long been a transportation hub, and riders can take one of three daily trains directly from the Galesburg Amtrak station to Chicago’s Union Station. 

Paying for Assisted Living in Galesburg

Galesburg assisted living residents pay an average of $3,478 for their care, which is $595 below the Illinois statewide average of $4,575, and $822 less than the nationwide median of $4,300. In nearby Rockford, rates are significantly higher at an average of $5,113 per month. Galesburg’s rates are also well below what seniors pay in other Illinois cities, including Peoria ($3,800), Springfield ($4,860) and Bloomington ($4,968), and it’s one of the most affordable places in the state for assisted living care. 

$3478

Galesburg

$4575

Illinois

$4300

The United States

$5113

Rockford

$3800

Peoria

$4860

Springfield

$4968

Bloomington

The Cost of Other Types of Senior Care

Assisted living is one of several long-term care options available to Galesburg seniors. Pricing for senior care in the area starts at $1,430 per month for adult day health care, while assisted living runs about $3,478 per month. Forty-four hours of weekly in-home care from either a homemaker or home health aide costs an average of $4,385 per month. Nursing home care is the costliest option, with rates averaging $6,235 per month for a semiprivate room, and $6,524 for a private room. 

$4385

Homemaker Services

$4385

Home Health Aide

$1430

Adult Day Health Care

$3478

Assisted Living Facility

$6235

Nursing Home Facility (semiprivate room)

$6524

Nursing Home Facility (private room)

Note: Care cost data for Galesburg was not available, so data for the closest city, Davenport, Iowa, was used instead. 

Financial Assistance for Assisted Living in Galesburg

In Illinois, the HCBS Medicaid Waiver for Supportive Living Facilities helps pay for services in some assisted living communities, but it does not pay for room and board.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Illinois page.

Paying for Assisted Living Facilities in Illinois

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Illinois page.

Free Assisted Living Resources in Galesburg

Seniors in Galesburg can access a range of free and low-cost programs and services offered through government organizations and nonprofit agencies. These services include social and recreational opportunities, preventative health screening clinics, case management and wheelchair-accessible transportation.

Resource

Contact 

Service

(309) 342-1153

The Volunteer Network on Aging is a non-profit agency that offers a range of services for seniors aged 60 and older in Galesburg and the surrounding area. VNA programs include congregate dining and home delivered meals; Medicare counseling; Options counseling and free adult incontinence products for low-income seniors in need. 

(309) 345-3877

Galesburg veterans and their family members can contact the Knox County Veterans Assistance Commission for help navigating the VA benefits system. Commission staff can assist veterans with service- and non-service-related claims, provide up-to-date information on VA benefit programs and arrange free transportation to and from nearby VA clinics and hospitals. 

(309) 793-6800

The Western Illinois Area Agency on Aging is a government-funded nonprofit organization that provides a number of free services for seniors and their caregivers. The WIAAA is the regional Aging and Disability Resource Center. Seniors can contact the WIAAA for free legal assistance, to sign up for fall prevention workshops and for information and assistance about local long-term care options such as assisted living. 

(309) 345-3686

The City of Galesburg operates a wheelchair-accessible paratransit service for those who are unable to use the regular fixed-route bus service due to disability. Qualified seniors can use paratransit to travel to non-emergency medical appointments and run errands within Galesburg Monday through Saturday. One-way daytime fares are $1, and care attendants ride for free. 

Assisted Living Laws and Regulations in Galesburg

Galesburg-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Illinois are required to follow. Visit our Assisted Living in Illinois page for more information about these laws.

Assisted Living Laws and Regulations in Illinois