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The 10 Best Assisted Living Facilities in Decatur, IL for 2023

Decatur is the largest city in Macon County, with a population of 70,746. An estimated 19.7% of its residents are in the 65+ age group, lured by Decatur’s small-town feel and low cost of living. It’s also a place where seniors can experience a range of modern and historical cultural activities, such as visiting the Chevrolet Hall of Fame Museum, which combines both, and the Wabash Depot Antique Centre, a stunning example of classical revival architecture that’s earned its place on the National Register of Historic Places.

Assisted living can be a good option for seniors who no longer can handle daily tasks easily, such as personal care, but are reluctant to give up their independence. The facilities offer clean and comfortable homes, 24/7 supervision, and meals prepared by chefs, while the residents are free to spend their time as they wish. Seniors can expect monthly costs in the region of $4,629 for an assisted living placement, a figure that’s about 7.4% above the national average of $4,300.

This guide considers assisted living costs in more detail, reviews the pros and cons of living in Decatur and lists some free resources for its seniors.

Directory of Assisted Living Facilities in Decatur, Illinois

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What to Consider About Assisted Living in Decatur

The Division of Assisted Living, which forms part of the Illinois Department of Public Health, has overall responsibility for ensuring standards are adhered to by Decatur’s assisted living facilities. Its work includes making unannounced visits and inspections. The division has the authority to issue licenses and revoke them from facilities that continually breach standards of care.

Benefits and Drawbacks of Assisted Living in Decatur

  • Although Illinois is ranked #19 for the cost of living, this doesn’t apply to Decatur, which offers seniors a more favorable financial climate. According to Sperling’s Best Places, the U.S. cost of living index is 100, while Decatur’s is a much lower 69.3. Although health costs are above-average, these are offset by much lower transportation, housing and grocery costs than those experienced by the typical American. 
  • The property and violent crime rates in Decatur are above the national and state averages. However, according to Neighborhood Scout, crime tends to be concentrated in the city center and northeast districts. Additionally, assisted living facilities typically provide 24/7 security, so seniors should feel safe.
  • Seniors in Decatur can expect to encounter approximately five inches of snowfall per month between December and February and temperatures averaging at 22 degrees Fahrenheit. However, highs of around 86 degrees in the summer months are common, while temperatures in the other months are also comfortable for seniors.
  • There are two hospitals within the city limits, including the well-regarded Decatur Memorial Hospital, ranked as high-performing in four procedures by U.S. News & World Report. According to Doctor.com, there are also 117 Medicare registered physicians, including family doctors, surgeons and dermatologists. In addition to its own medical facilities, seniors in Decatur are only 45 minutes from the excellent hospitals in Springfield.
  • Decatur’s cultural attractions are many, such as Milliken Place, a series of architecturally significant homes designed by Frank Lloyd Wright and his assistants. There’s also Kirkland Fine Arts Center, home to the Milliken University Orchestra. Nelson Park is possibly the most visited location in the city. Picnics on its beautiful lawns are popular, as are the dog park and the frequent shows performed at the 3,200 seat Devon Lakeshore Amphitheater.
  • Subsidized transportation for seniors in Decatur is limited. However, for a suggested donation of $5 per ride, the Empowerment Opportunity Center can take seniors on shopping trips and to medical appointments.

Paying for Assisted Living in Decatur

The Genworth Cost of Care Survey shows the average cost for seniors residing in assisted living communities in Decatur is $4,629 per month. This is above the typical costs paid by their peers across Illinois and the U.S., where average fees are $4,575 and $4,300, respectively.

The Cost of Assisted Living in Nearby Cities

Although Decatur’s average costs of $4,629 are above the state average, they may be more attractive to budget-conscious seniors who want to retire in this part of Illinois. Approximately 45 minutes west of Decatur, seniors in Springfield’s nursing homes typically pay $4,860 per month for their care. About 70 minutes north in Bloomington, costs jump to $4,968. However, more affordable care is available in Champaign, where costs average at $4,163.

Decatur

$4,629

Illinois

$4,575

The United States

$4,300

Springfield

$4,860

Champaign

$4,163

Bloomington

$4,968

The Cost of Other Types of Senior Care

Despite assisted living providing accommodation and care, its costs of $4,629 are below the $4,671 paid for home health care services (although home care costs are lower, at $4,433). The survey doesn’t record adult day care costs for Decatur, but the state average is $1,636. Nursing home care is the most costly, with a typical semiprivate room averaging $6,388 and a private room at $7,300. 

Home care

$4,433

Home health care

$4,671

Assisted living

$4,629

Nursing home (semiprivate room)

$6,388

Nursing home (private room)

$7,300

Financial Assistance for Assisted Living in Decatur

In Illinois, the HCBS Medicaid Waiver for Supportive Living Facilities helps pay for services in some assisted living communities, but it does not pay for room and board.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Illinois page.

Financial Assistance for Assisted Living in Decatur

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Illinois page.

Free Assisted Living Resources in Decatur

Decatur’s seniors can access a wealth of free resources that focus on helping them continue to live independent and comfortable lives in the community. The resources are provided by various agencies, including local government and volunteer groups dedicated to helping older neighbors.

ResourceContactService
Starting Point Services(217) 423-6988Starting Point Services is a loose collection of resources that share a common theme – helping seniors maintain their autonomy. The resources include a community care program that can arrange household help, emergency response systems, and even install Automated Medication Dispensers. A money management team can teach seniors how to organize their finances and counselors who can help them get the most from their Medicare plans and determine if they’re eligible for Medicaid.
East Central Illinois Area Agency on Aging(800) 888-4456The East Central Illinois Area Agency on Aging serves several counties, including Macon County’s seniors. It can help older adults access free or subsidized transportation services, provide trained counselors who can support seniors through difficult periods and put them in contact with attorneys who specialize in Elder Law. The agency also handles the responsibilities of the long-term care ombudsman, a volunteer program that advocates for residents’ rights in care facilities and investigates complaints made by them, their families and third parties.
Decatur VA Clinic(217) 362-5442The Decatur VA Clinic provides primary care services for veterans in the area, including behavioral health programs, such as stopping smoking. It also refers vets to counselors who can provide information about the VA Aid and Attendance benefit, which can cover some assisted living costs, and the Housebound Allowance, which can cover some costs for vets able to live at home but in need of basic medical assistance.
RSVP Volunteer Program(217) 428-6616RSVP helps able-bodied seniors actively support their communities by assisting in a range of programs. These can include delivering books and meals to housebound seniors and the disabled, mentoring others in areas where the volunteer has some knowledge and working in clothing rooms and gift shops. The program matches volunteers to the right services, with the volunteers having control over the amount of time they gift to RSVP.

Assisted Living Laws and Regulations in Decatur

Decatur-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Illinois are required to follow. Visit our Assisted Living in Illinois page for more information about these laws.

Assisted Living Laws and Regulations in Decatur

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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