Decatur is the largest city in Macon County, with a population of 70,746. An estimated 19.7% of its residents are in the 65+ age group, lured by Decatur’s small-town feel and low cost of living. It’s also a place where seniors can experience a range of modern and historical cultural activities, such as visiting the Chevrolet Hall of Fame Museum, which combines both, and the Wabash Depot Antique Centre, a stunning example of classical revival architecture that’s earned its place on the National Register of Historic Places.

Assisted living can be a good option for seniors who no longer can handle daily tasks easily, such as personal care, but are reluctant to give up their independence. The facilities offer clean and comfortable homes, 24/7 supervision, and meals prepared by chefs, while the residents are free to spend their time as they wish. Seniors can expect monthly costs in the region of $4,629 for an assisted living placement, a figure that’s about 7.4% above the national average of $4,300.

This guide considers assisted living costs in more detail, reviews the pros and cons of living in Decatur and lists some free resources for its seniors.

Directory of Assisted Living Facilities in Decatur, IL

Eagle Ridge of Decatur

875 W. McKinley Avenue, Decatur, IL, 62526

Eagle Ridge of Decatur was in a nice location. They’re very friendly. The staff said they’re like a family there and a lot of the residents and the staff were friendly. I could have pictured myself li … (read more)
Eagle Ridge of Decatur was in a nice location. They’re very friendly. The staff said they’re like a family there and a lot of the residents and the staff were friendly. I could have pictured myself li … (read more)

Carriage Crossing of Decatur

2650 North Monroe St, Decatur, IL, 62526

Carriage Crossing of Decatur was very nice, but I didn’t want that location. It’s right by a hospital. For somebody who never gets out, it would be OK, but I get out and run around, and I didn’t feel … (read more)
Carriage Crossing of Decatur was very nice, but I didn’t want that location. It’s right by a hospital. For somebody who never gets out, it would be OK, but I get out and run around, and I didn’t feel … (read more)

Imboden Creek Garden Assisted Living

185 W. Imboden Drive, Decatur, IL, 62521

Imboden Creek Garden Assisted Living is an assisted living facility situated near the shores of Lake Decatur in Decatur, Illinois. Residents enjoy being able to relax in the cozy gazebos surrounded by … (read more)
Imboden Creek Garden Assisted Living is an assisted living facility situated near the shores of Lake Decatur in Decatur, Illinois. Residents enjoy being able to relax in the cozy gazebos surrounded by … (read more)

Tanglewood Village

1293 S. 34th Street, Decatur, IL, 62521

Tanglewood Village is easily accessible from U.S. Route 36 and the local airport in Decatur, Illinois, and it enjoys the beauty of nature with its wooded area and proximity to Lake Decatur. The indepe … (read more)
Tanglewood Village is easily accessible from U.S. Route 36 and the local airport in Decatur, Illinois, and it enjoys the beauty of nature with its wooded area and proximity to Lake Decatur. The indepe … (read more)

Primrose Retirement Community of Decatur

1145 West Arbor Drive, Decatur, IL, 62526

Primrose Retirement Community of Decatur offers independent and assisted living in Decatur, Illinois and is a five-minute drive to Hickory Point Mall, Hickory Point Golf Course and a Walmart. It is de … (read more)
Primrose Retirement Community of Decatur offers independent and assisted living in Decatur, Illinois and is a five-minute drive to Hickory Point Mall, Hickory Point Golf Course and a Walmart. It is de … (read more)

Randall Residence of Decatur

1415 W. Mound Rd., Decatur, IL, 62526

Very disappointing outcome…and would not recommend. Kate (the admissions director) seemed wonderful. My family met with her and took a tour of Randall and were very pleased. We had our parents a … (read more)
Very disappointing outcome…and would not recommend. Kate (the admissions director) seemed wonderful. My family met with her and took a tour of Randall and were very pleased. We had our parents a … (read more)

Chelp

1429 North Jasper Street, Decatur, IL, 62526

CHELP is a wonderful Senior Home Care Agency in Decatur Illinois! We had them help with the care of my Grandma’s house care and shopping needs due to her not being able to get out and not being able … (read more)
CHELP is a wonderful Senior Home Care Agency in Decatur Illinois! We had them help with the care of my Grandma’s house care and shopping needs due to her not being able to get out and not being able … (read more)

Evergreen Senior Living

4825 E. Evergreen Court, Decatur, IL, 62521

Evergreen Place Supportive Living is easily accessible from U.S. Route 36 in Decatur, Illinois, and enjoys a convenient location close to various shopping, dining, banking and other commercial ameniti … (read more)
Evergreen Place Supportive Living is easily accessible from U.S. Route 36 in Decatur, Illinois, and enjoys a convenient location close to various shopping, dining, banking and other commercial ameniti … (read more)

Lincolnshire Place – Decatur

1215 W. Arbor Drive, Decatur, IL, 62526


The Glenwood Supportive Living of Mt. Zion

1635 Baltimore Ave. , Mount Zion, IL, 62549

Attentive care and devotion to the residents are at the heart of life at The Glenwood Supportive Living of Mt. Zion, located in Mt. Zion, Illinois. The spacious facilities and well-tended grounds help … (read more)
Attentive care and devotion to the residents are at the heart of life at The Glenwood Supportive Living of Mt. Zion, located in Mt. Zion, Illinois. The spacious facilities and well-tended grounds help … (read more)

Hickory Point Christian Village

565 W. Marion Ave., Forsyth, IL, 62535

I am going to Hickory Point Christian Village. Assisted living is the level of care I’m going into. I like the location. It’s in a good part of the Decatur area and it’s on a dead-end road, so there w … (read more)
I am going to Hickory Point Christian Village. Assisted living is the level of care I’m going into. I like the location. It’s in a good part of the Decatur area and it’s on a dead-end road, so there w … (read more)

What to Consider About Assisted Living in Decatur

The Division of Assisted Living, which forms part of the Illinois Department of Public Health, has overall responsibility for ensuring standards are adhered to by Decatur’s assisted living facilities. Its work includes making unannounced visits and inspections. The division has the authority to issue licenses and revoke them from facilities that continually breach standards of care.

Benefits and Drawbacks of Assisted Living in Decatur

  • Although Illinois is ranked #19 for the cost of living, this doesn’t apply to Decatur, which offers seniors a more favorable financial climate. According to Sperling’s Best Places, the U.S. cost of living index is 100, while Decatur’s is a much lower 69.3. Although health costs are above-average, these are offset by much lower transportation, housing and grocery costs than those experienced by the typical American. 
  • The property and violent crime rates in Decatur are above the national and state averages. However, according to Neighborhood Scout, crime tends to be concentrated in the city center and northeast districts. Additionally, assisted living facilities typically provide 24/7 security, so seniors should feel safe.
  • Seniors in Decatur can expect to encounter approximately five inches of snowfall per month between December and February and temperatures averaging at 22 degrees Fahrenheit. However, highs of around 86 degrees in the summer months are common, while temperatures in the other months are also comfortable for seniors.
  • There are two hospitals within the city limits, including the well-regarded Decatur Memorial Hospital, ranked as high-performing in four procedures by U.S. News & World Report. According to Doctor.com, there are also 117 Medicare registered physicians, including family doctors, surgeons and dermatologists. In addition to its own medical facilities, seniors in Decatur are only 45 minutes from the excellent hospitals in Springfield.
  • Decatur’s cultural attractions are many, such as Milliken Place, a series of architecturally significant homes designed by Frank Lloyd Wright and his assistants. There’s also Kirkland Fine Arts Center, home to the Milliken University Orchestra. Nelson Park is possibly the most visited location in the city. Picnics on its beautiful lawns are popular, as are the dog park and the frequent shows performed at the 3,200 seat Devon Lakeshore Amphitheater.
  • Subsidized transportation for seniors in Decatur is limited. However, for a suggested donation of $5 per ride, the Empowerment Opportunity Center can take seniors on shopping trips and to medical appointments.

Paying for Assisted Living in Decatur

The Genworth Cost of Care Survey shows the average cost for seniors residing in assisted living communities in Decatur is $4,629 per month. This is above the typical costs paid by their peers across Illinois and the U.S., where average fees are $4,575 and $4,300, respectively.

The Cost of Assisted Living in Nearby Cities

Although Decatur’s average costs of $4,629 are above the state average, they may be more attractive to budget-conscious seniors who want to retire in this part of Illinois. Approximately 45 minutes west of Decatur, seniors in Springfield’s nursing homes typically pay $4,860 per month for their care. About 70 minutes north in Bloomington, costs jump to $4,968. However, more affordable care is available in Champaign, where costs average at $4,163.

$4629

Decatur

$4575

Illinois

$4300

The United States

$4860

Springfield

$4163

Champaign

$4968

Bloomington

The Cost of Other Types of Senior Care

Despite assisted living providing accommodation and care, its costs of $4,629 are below the $4,671 paid for home health care services (although home care costs are lower, at $4,433). The survey doesn’t record adult day care costs for Decatur, but the state average is $1,636. Nursing home care is the most costly, with a typical semiprivate room averaging $6,388 and a private room at $7,300. 

$4433

Home care

$4671

Home health care

$4629

Assisted living

$6388

Nursing home (semiprivate room)

$7300

Nursing home (private room)

Financial Assistance for Assisted Living in Decatur

In Illinois, the HCBS Medicaid Waiver for Supportive Living Facilities helps pay for services in some assisted living communities, but it does not pay for room and board.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Illinois page.

Financial Assistance for Assisted Living in Decatur

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Illinois page.

Free Assisted Living Resources in Decatur

Decatur’s seniors can access a wealth of free resources that focus on helping them continue to live independent and comfortable lives in the community. The resources are provided by various agencies, including local government and volunteer groups dedicated to helping older neighbors.

ResourceContactService
Starting Point Services(217) 423-6988Starting Point Services is a loose collection of resources that share a common theme – helping seniors maintain their autonomy. The resources include a community care program that can arrange household help, emergency response systems, and even install Automated Medication Dispensers. A money management team can teach seniors how to organize their finances and counselors who can help them get the most from their Medicare plans and determine if they’re eligible for Medicaid.
East Central Illinois Area Agency on Aging(800) 888-4456The East Central Illinois Area Agency on Aging serves several counties, including Macon County’s seniors. It can help older adults access free or subsidized transportation services, provide trained counselors who can support seniors through difficult periods and put them in contact with attorneys who specialize in Elder Law. The agency also handles the responsibilities of the long-term care ombudsman, a volunteer program that advocates for residents’ rights in care facilities and investigates complaints made by them, their families and third parties.
Decatur VA Clinic(217) 362-5442The Decatur VA Clinic provides primary care services for veterans in the area, including behavioral health programs, such as stopping smoking. It also refers vets to counselors who can provide information about the VA Aid and Attendance benefit, which can cover some assisted living costs, and the Housebound Allowance, which can cover some costs for vets able to live at home but in need of basic medical assistance.
RSVP Volunteer Program(217) 428-6616RSVP helps able-bodied seniors actively support their communities by assisting in a range of programs. These can include delivering books and meals to housebound seniors and the disabled, mentoring others in areas where the volunteer has some knowledge and working in clothing rooms and gift shops. The program matches volunteers to the right services, with the volunteers having control over the amount of time they gift to RSVP.

Assisted Living Laws and Regulations in Decatur

Decatur-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Illinois are required to follow. Visit our Assisted Living in Illinois page for more information about these laws.

Assisted Living Laws and Regulations in Decatur