Assisted Living Communities in Placerville, California

Assisted living communities charge $5,225 per month in Placerville, placing the city in line with California's average but surpassing the national norm by $725. Looking at other locations near Placerville, care costs $567 less in Yuba City and $119 less in Chico. Expenses increase dramatically in some Californian cities, with assisted living costing nearly 20.6%‬ more in Napa and about 35% more in Santa Rosa than in Placerville.

Assisted living costs $5,225 per month in Placerville.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in California page.

At an average cost of $5,225, assisted living is one of the cheaper retirement options in Placerville. However, seniors may want to consider home care or home health care as alternatives. While both cost about 20.4% more than assisted living, home care provides a similar level of assistance in seniors' own residences, and home health care includes skilled nursing and medical treatments. Adult day care, which provides support during limited hours, costs $3,058 less than assisted living. A semi-private room in a nursing home offers seniors the most support, as well as 24-hour skilled nursing, but it costs nearly 104% more than assisted living.

California's Community Care Licensing Division, part of the state's Department of Human Services, licenses and ensures the compliance of assisted living communities operating in Californian cities, including in Placerville. The division also provides information about various aspects of senior care, which families may find helpful.

• Placerville's comfortable climate results in the city experiencing only about 2 inches of snow per year, compared to the U.S. average of 28 inches. The region also sees roughly 244 sunny days annually, considerably more than the national norm of 205. Average temperatures rise 6.7 degrees Fahrenheit hotter than they do nationwide during summer but also remain 14.3‬ degrees Fahrenheit above the U.S. norm in winter, making it a comfortable location for most older adults.

• The relatively low crime rates in Placerville make it a safe home for seniors. Violent crimes occur at a rate of 3.86 per 1,000 people in the city vs. 4.4 across California and 4 nationwide. While 3.49 more people per 1,000 will experience a property crime in Placerville than the Californian average, assisted living residences typically have good security features, minimizing the risk.

• Placerville's sales tax rate surpasses many cities in the country at 8.25%. California's high income tax rates, ranging from 1% to 12.3%, can also affect seniors' budgets. However, the state doesn't tax Social Security income, offering some relief.

• Placerville's overall cost of living sits 13% above the national average, with most goods and services affected. Despite the high cost of living, however, groceries cost only 6% more than usual. Additionally, seniors can choose from many local health care facilities to reduce medical expenses.

• About 18 hospitals sit within a 50-mile radius of Placerville, and at least 90 primary care physicians service the region. Specialists such as cardiologists, pain management doctors and psychologists also work within the city, opening up many options for seniors to seek quality medical care.

• Public transportation operates throughout El Dorado County, allowing seniors who don't drive to travel more freely and enjoy Placerville's shops and restaurants. A paratransit service for ADA-eligible passengers also services the region.