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The 3 Best Home Care Agencies for Seniors in Sequim, WA for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Sequim, WA, residents and their loved ones rate In Home Care agencies 4.7 out of 5 stars across the 4 options below.

Home Care Services in Sequim, Washington

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Paying for Home Care in Sequim, WA

The Cost of Home Care in Sequim, WA

In Sequim, the cost of home care is mostly in line with the surrounding areas according to the Genworth Cost of Care Survey. However, the rate is higher than the state and national averages of $6,547 and $4,957. Sequim shares the same monthly cost with Olympia at $6,673, but it’s slightly more expensive than care to the north in Bellingham, where care averages $6,483. Sequim home care costs are about $100 lower than comparable care in Seattle and nearly $600 lower than care in Mount Vernon.

Sequim

$6,673

Washington

$6,547

United States

$4,957

Olympia

$6,673

Seattle

$6,769

Mount Vernon

$7,245

Bellingham

$6,483

The Cost of Home Care vs. Other Senior Care Options in Sequim, WA

Home care in Sequim averages $6,673 per month, which is lower than the cost of home health care. Home health care costs an additional $334 per month and includes medical services provided by licensed nurses or therapists. Seniors looking for a more affordable option may choose assisted living care, which averages $5,750 and offers around-the-clock assistance with daily living tasks. Those in need of more consistent skilled nursing and 24/7 medical assistance may benefit from nursing home care. In Sequim, semiprivate nursing rooms cost an average of $10,479 per month.

Home Care

$6,673

Home Health Care

$7,007

Assisted Living

$5,750

Nursing Home Care (semiprivate room)

$10,479

Note: Data for Sequim was unavailable, so data for the nearest city, Bremerton, was used instead.

Financial Assistance for Home Care in Sequim, WA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Sequim, WA

Choosing to age in place often comes with financial concerns other than how to afford in-home caregivers. Often, seniors worry about affording food, home repairs and utilities as they age. In Sequim, there are several resources available to residents to help offset these concerns and costs, some of which are listed below. These programs may have individual eligibility requirements beyond what is listed, and seniors interested in receiving assistance should reach out to the organizations directly for further information.

ResourceContactService
Senior Nutrition Program(360) 452-4726The Senior Nutrition Program provides congregate and home-delivered food services to people in Clallam County. Food can include shelf-stable items as well as prepared meals. To qualify, seniors must be 60 or older, live in Clallam County and earn less than 130% of the poverty level.
Weatherization Assistance Program(360) 452-4726In Sequim, the weatherization program is offered by OlyCAP. It provides free home energy-efficiency improvements for qualifying individuals. This can include insulating walls, attics and floors, sealing drafts, improving whole-building ventilation and other weatherization improvements as necessary.
Property Tax Exemption(360) 417-2000Seniors 61 or older in Clallam County can receive property tax relief through the county assessor's office. The amount is based on income level, with a cap of $40,000 per year. Seniors can also defer taxes with a lien program up to 80% of the value of their homes.
Habitat for Humanity (360) 417-7543Low-income seniors in Sequim may qualify for home repair assistance from the local Habitat for Humanity. Seniors can receive a loan that will be subject to an affordable payment plan. The homeowner or family members must be willing to put in "Sweat Equity" hours.
Low-Income Energy Assistance Program(360) 385-2571Low-income seniors may qualify for this program, which can provide a once-per-year payment toward winter heating costs, including covering electricity, wood, propane or heating oil. To apply, seniors need to provide photo IDs, Social Security numbers and proof of income for all adults in the home.
Family Caregiver Support Program(360) 417-8549Families caring for aging seniors at home can contact the Family Caregiver Support Program for assistance with local resources. This can include support groups, training on caregiving topics and help finding respite care.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.Contains flex elementsImage width (percent):85

Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.Contains flex elementsImage width (percent):85

Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Communities Nearby

Home Care

Gregory

I am a current client of this provider

Review of Home Instead - Sequim and Port Townsend WA

Denise and Cristal care for my aging father in law. Excellent service, compassionate, professional.

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Home Care

Patricia

I am a past client of this provider

Review of Home Instead - Sequim and Port Townsend WA

I hired Home Instead to come and have five or six-hour shifts in the evening because the facility that my husband was in was so awful. They provided companionship and made sure that things were...

Read more

Home Care

SEAC

I am a current client of this provider

Review of Home Instead - Sequim and Port Townsend WA

After Mom fell she needed full care to help her with routine things around the house and care of her pets. The staff was wonderful and flexible!

Read more

In Home Care near Sequim, WA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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