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The 5 Best Home Care Agencies for Seniors in Wichita Falls, TX for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Wichita Falls, TX, residents and their loved ones rate In Home Care agencies 3.4 out of 5 stars across the 6 options below.

Home Care Agencies in Wichita Falls, TX

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Paying for Home Care in Wichita Falls, TX

The Cost of Home Care in Wichita Falls

According to the 2021 Genworth Cost of Care Survey, the typical senior in Wichita Falls pays around $4,029 per month for home care. This is a significant saving when compared to the state and national averages of $4,576 and $4,957, respectively. It’s also much less costly than the nearest Texan cities included in the survey, such as Sherman ($4,767), Dallas ($4,862) and Abilene ($4,528). Seniors in Wichita Falls looking for a lower median fee may want to consider traveling about 50 minutes north to Lawton, Oklahoma, where $3,813 is the norm.

Wichita Falls

$4,029

Texas

$4,576

The United States

$4,957

Sherman

$4,767

Dallas

$4,862

Abilene

$4,528

Lawton, Oklahoma

$3,813

The Cost of Home Care vs. Other Senior Care Options in Wichita Falls

Assisted living is the most affordable type of senior care in Wichita Falls, with a median fee of $3,505. Home health care is next, with a typical cost of $3,695, with another $334 required for home care. Nursing home care is the costliest option, at $4,715. The Genworth survey doesn’t include a median fee for adult day care in Wichita Falls, but the state average of $769 per month should give seniors an idea of costs.

Home Care

$4,029

Home Health Care

$3,695

Assisted Living Facility

$3,505

Nursing Home Facility (semiprivate room)

$4,715

Financial Assistance for Home Care in Wichita Falls, TX

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Wichita Falls, TX

Seniors in Wichita Falls don’t need to cope with problems alone, as there are many organizations in the city able to help for free or at a low cost. The nonprofits and government agencies listed here can help with legal matters, tax preparation, home-delivered meals and reducing home energy costs.

ResourceContactService
Minor/Emergency Repair Program(940) 761-7448The Minor Repair Program covers the costs of small repairs of between $5,000 - $7,000 for residents on low incomes in owner-occupied homes. These are typically emergency repairs involving roofs, gas lines, electrical systems and water heaters, although there is scope for limited HVAC repairs and home accessibility improvements.
Volunteer Income Tax Assistance (VITA)(877) 541-7905 — in tax season
(940) 386-2924 — out of tax season
North Texas Area United Way administers the VITA program in Wichita Falls. It provides free help for seniors on low incomes who need assistance preparing their tax returns. One-on-one and face-to-face assistance is available from trained and certified volunteers. Homebound seniors can get help via the virtual service.
The Kitchen — Meals on Wheels(940) 322-6232The Kitchen is a Wichita Falls nonprofit with more than 50 years of experience ensuring the city's most needy get free and nutritious meals. A typical meal includes meat or fish, vegetables, a dessert and milk. Drivers also make wellness checks on seniors at the time of the delivery.
Weatherization Assistance Program(888) 606-8889The Weatherization Assistance Program helps to make homes more energy-efficient for seniors on low incomes, saving them money and making their living spaces more comfortable. The type of work provided is determined by the home energy audit. Work could include attic, loft and wall insulation and weather stripping.
Legal Aid of Northwest Texas(888) 529-5277Legal Aid of Northwest Texas is a nonprofit law firm that provides free services to seniors with incomes not exceeding 125% of the Federal Poverty Level. Services include information, advice and representation on matters of civil law. These include health care, housing, consumer law and elder law.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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