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The 10 Best Home Care Agencies for Seniors in Springboro, OH for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Springboro, OH, residents and their loved ones rate In Home Care agencies across the 16 options below.

Home Care Services in Springboro, Ohio

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On this page:

  • Home Care Services in Springboro, Ohio
  • Paying for Home Care in Springboro, OH
  • Financial Assistance for Home Care in Springboro, OH
  • Springboro Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Springboro, OH

The Cost of Home Care in Springboro, OH

Due to Springboro’s proximity to Dayton, the city shares the average monthly home care cost of $5,434, per Genworth’s 2021 Cost of Care Survey, which is $477 more than the state and national average. Rates just east of Springboro in Springfield are lower, while north of the city in Lima, the rates are equivalent to the state and national average of $4,957. The southwestern region in Cincinnati also has low rates. The state’s capital, Columbus, in central Ohio, charges higher prices.

Springboro

$5,434

Ohio

$4,957

The United States

$4,957

Springfield

$4,385

Lima

$4,957

Cincinnati

$5,148

Columbus

$5,625

The Cost of Home Care vs. Other Senior Care Options in Springboro, OH

While home care differs from home health care in that it doesn’t involve medical services, both services cost $5,434, which is $1,184 less than assisted living. Although adult day care is usually the most affordable alternative to home care, this program is not available in Springboro. Since assisted living community fees include housing and meal costs, seniors may want to consider this economical option. Nursing homes charge $2,657 more for a semiprivate room.

Home Care

$5,434

Home Health Care

$5,434

Assisted Living

$4,250

Nursing Home Care (semiprivate room)

$8,091

Note: Data for Springboro was unavailable, so data for the nearest city, Dayton, was used instead.

Financial Assistance for Home Care in Springboro, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Springboro Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Springboro:

ResourceContactAddressService
Home Weatherization Assistance Program (HWAP)(937) 382-1234789 N. Nelson Ave., Wilmington, OH 45177Seniors in Springboro who meet income and asset limits may be eligible for free home weatherization through the Home Weatherization Assistance Program (HWAP). HWAP provides home inspections for eligible seniors, as well as potentially approving the cost of new insulation, windows and doors to improve a home’s energy efficiency.
Community Housing Improvement Program (CHIP)(614) 466-228577 South High Street, Columbus, OH 43215The Community Housing Improvement Program (CHIP) of Warren County helps seniors in Springboro make needed repairs and upgrades to their homes with free inspections and work done by licensed local contractors. Authorized work may include:
Very Low Income Housing Repair Program(937) 393-1921514 Harry Sauner Rd. # 3, Hillsboro, OH 45133Springboro seniors aged 62 and over can get a cash grant to upgrade or to repair their homes through the Very Low Income Housing Repair Program. This program pays reimbursement for approved home repairs that bring a residence up to code or eliminate safety or access issues for seniors. Eligible seniors must meet the program’s age minimum, own their homes and earn less than 50% of the average income in Warren County. The program also requires that eligible seniors be unable to finance repairs with a traditional home loan.
Low-Income Home Energy Assistance Program (LIHEAP)(937) 382-1234789 N. Nelson Ave., Wilmington, OH 45177Seniors in Springboro can get up to 30% off the monthly cost of their home heating and cooling bills with assistance from the Low-Income Home Energy Assistance Program (LIHEAP). LIHEAP is open to seniors in Springboro who meet the program’s income and asset limits, and who reside in the house where they pay the electric and gas bills. Emergency assistance is also available from the Warren County Community Action Program for one-time disconnect prevention.
Elderly Services Program (ESP)(937) 449-06422333 Rombach Avenue, Wilmington, OH 45177Springboro seniors can get assistance with the cost of an in-home caregiver from the Elderly Services Program (ESP). ESP is a recipient-directed benefit that pays caregivers, as well as provides continuing professional caregiver training and respite care. The program also helps eligible Springboro seniors get medical equipment and Personal Emergency Response System (PERS) equipment that can rapidly summon help in an emergency.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

In Home Care near Springboro, OH

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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