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The 10 Best Home Care Agencies for Seniors in Mason, OH for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Mason, OH, residents and their loved ones rate In Home Care agencies 4.8 out of 5 stars across the 25 options below.

Home Care Services in Mason, Ohio

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On this page:

  • Home Care Services in Mason, Ohio
  • Paying for Home Care in Mason, OH
  • Financial Assistance for Home Care in Mason, OH
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Mason, OH

The Cost of Home Care in Mason, OH

At an average of $5,148 per month, home care in Mason is higher than most other Ohio communities. Exceptions include Dayton and Columbus, where home care cost average $5,434 and $5,625, respectively. Cost-conscious seniors can find lower price points for home care in Akron, where residents pay an average of $4,052 and in Youngstown, where home care costs average $4,290. However, home care is only slightly more expensive in Mason than the national and state monthly average of $4,957. 

Mason

$5,148

Ohio

$4,957

United States

$4,957

Dayton

$5,434

Columbus

$5,625

Akron

$4,052

Youngstown

$4,290

The Cost of Home Care vs. Other Senior Care Options in Mason, OH

The most affordable senior care option in Mason is adult day health care at $1,690 per month, but this out-of-home option doesn’t provide care on weekends and during the evening. Residents of nursing homes pay the highest costs with a monthly average of $7,848 for semiprivate accommodations. Assisted living facilities are several hundred dollars less than either home care or home health care at $4,666. 

Home Care

$5,148

Home Health Aide

$5,148

Adult Day Health Care

$1,690

Assisted Living Facility

$4,666

Nursing Home Facility (semiprivate room)

$7,848

Note: Data for Mason was unavailable, so data for the nearest city, Cincinnati, was used instead.

Financial Assistance for Home Care in Mason, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Reviews of Communities Nearby

Home Care

Lisa West

I am a current client of this provider

Review of Home Instead - Mason, OH

We needed to quickly arrange 24/7 care for my father. Not only was Home Instead the first agency to contact me, we had an assessment the next day and the following day started with services....

Read more

Home Care

Chef Ken

I am a past client of this provider

Review of Home Instead - Mason, OH

Dealing with Kara and her staff was wonderful. She explained the cost (reasonable) and we went over what I needed. My caregiver, who was wonderful, arrived right on time and when I was ready to...

Read more

Home Care

Melanie Browning

I am a current client of this provider

Review of Home Instead - Mason, OH

From the beginning the agency eased us into this experience. The agency provided information and answered our questions on an ongoing basis. They matched the client to the caregiver. The...

Read more

In Home Care near Mason, OH

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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