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The 10 Best Home Care Agencies for Seniors in Chapel Hill, NC for 2024

Chapel Hill, North Carolina, is ranked among the best cities for senior citizens in Caring’s 2022 Senior Living Report. In fact, it comes in at number 12 out of 302 cities ranked. Senior residents of Chapel Hill have easy access to medical care at UNC Hospitals. This facility offers many specialty services, including cardiac care, neurosurgery and oncology. Seniors should be aware that the overall cost of living in Chapel Hill runs higher than the national and state averages, but health care costs are slightly lower than both. According to the 2021 Genworth Cost of Care Survey, home care costs in Chapel Hill (in the Durham area) come in at $4,767 per month, which is lower than the national average. Seniors who select home care receive services such as assistance with daily living activities and companionship. Home health care, however, may be a better choice for those who need medical aid.

Below we’ve compiled a comprehensive directory of every home care provider in Chapel Hill– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Chapel Hill, NC

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Paying for Home Care in Chapel Hill, NC

The Cost of Home Care in Chapel Hill, NC

The 2021 Genworth Cost of Care Survey shows that Chapel Hill’s senior residents can expect to pay $4,767 a month for home care. This is lower than the national average by almost $200, but higher than the North Carolina state average by nearly $400. Other nearby cities offer rates that are significantly lower than those of Chapel Hill. Greensboro’s savings are over $500, and prices drop from there down to costs in Goldsboro, which are $954 less than Chapel Hill’s home care.

Chapel Hill

$4,767

North Carolina

$4,385

The United States

$4,957

Fayetteville

$4,004

Greensboro

$4,195

Winston

$3,909

Goldsboro

$3,813

The Cost of Home Care vs. Other Senior Care Options in Chapel Hill, NC

In Chapel Hill, home care is one of the least expensive care options and home health care includes services provided by nurses and therapists for the same rate. Skilled nursing services in a home fall at the high end of the cost range, with prices reaching over $2,250 more than home care. For seniors who prefer living in a community, assisted living costs only slightly more than home care. Adult day programs are the least expensive, but they present the challenge of limited hours.

Home Care

$4,767

Home Health Care

$4,767

Adult Day Care

$1,636

Assisted Living

$4,800

Nursing Home Care (semiprivate room)

$7,026

Note: Data for Chapel Hill was unavailable, so data for the nearest city, Durham, was used instead.

Financial Assistance for Home Care in Chapel Hill, NC

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Chapel Hill Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Chapel Hill:

ResourceContactAddressService
Meals on Wheels Orange County(919) 942 2948P.O. Box 2102, Chapel Hill, NC 27515Meals on Wheels delivers food to people who otherwise have trouble accessing nutrition, providing five meals per week. Deliveries take place between 10:30 a.m. and 12:30 p.m. If recipients are not home during that time period, the organization can make once-weekly deliveries of five frozen meals. Eligible enrollees include homebound seniors as well as convalescing individuals. A sliding, income-based scale determines the fees for meals.
Rebuilding Together of the Triangle(919) 341-5980200 Air Trans Dr., Suite 200, Morrisville, NC 27560Rebuilding Together is a nonprofit organization that performs home repairs and renovations for low-income individuals, including seniors and veterans. The organization builds wheelchair ramps and handles other accessibility modifications. Its workers also correct problems with gutters, flooring and electrical systems, among other elements of a home. Eligibility requirements include being up to date on property taxes and having at least two years of prior residency and ownership of the home. An income cutoff applies as well.
Orange County Department on Aging(919) 968-20702551 Homestead Rd., Chapel Hill, NC 27516The OCDOA serves both seniors and caregivers. It runs the Seniors’ Health Insurance Information Program, which answers questions regarding Medicare. Another offering is the Aging Helpline, which can be reached at (919) 968-2087 and provides information on numerous senior-relevant topics. Additionally, the organization helps older adults find appropriate transportation solutions. The OCDOA also oversees multiple programs designed to help seniors safely continue living at home.
North Carolina Weatherization Assistance Program(877) 623-6748217 W Jones St., Raleigh, NC 27603The Weatherization Assistance Program boosts the energy efficiency and safety of homes. Its workers evaluate residences, including multifamily, mobile and single-family homes, and repair and replace heating and air systems. They also install insulation and smoke and carbon monoxide detectors. The program gives preference to the elderly. Income limits apply. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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