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The 10 Best Home Care Agencies for Seniors in Grand Rapids, MI for 2024

Grand Rapids, Michigan, ranks as a leading destination for senior citizens in Caring’s 2022 Senior Living Report. The city’s vast options for outdoor pursuits and its ample public transportation system make it an ideal area for retirees wishing to maintain active, engaging lifestyles. It offers home care services, which involves assistance with daily asks for the elderly; and home health care, which adds medical tasks like physical therapy or skilled nursing. In the 2021 Genworth Cost of Care Survey, reports show that seniors in this metropolis pay a monthly average of $5,529 for home care services. Grand Rapids is home to two high-caliber hospitals located in the city center. Spectrum Health Butterworth Hospital holds certifications in primary stroke and heart failure care. Just over a mile south, Trinity Health St. Mary’s contains the region’s singularly dedicated cancer center.

Below we’ve compiled a comprehensive directory of every home care provider in Grand Rapids– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Grand Rapids, MI

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Paying for Home Care in Grand Rapids, MI

The Cost of Home Care in Grand Rapids, MI

The national home care cost average is cheaper than Grand Rapids by $572. The city matches the state average and offers significant savings compared to neighboring cities. Lansing, located southwest of Grand Rapids, exceeds its monthly cost by a small margin, and Kalamazoo jumps higher in cost. To the northwest, Muskegon surpasses the home care cost of Grand Rapids by more than $800. Detroit, in the far eastern part of the state, averages about $200 more per month for home care.

Grand Rapids

$5,529

Michigan

$5,529

The United States

$4,957

Lansing

$5,625

Muskegon

$6,340

Kalamazoo

$5,720

The Cost of Home Care vs. Other Senior Care Options in Grand Rapids, MI

Average home care costs in Grand Rapids are equal to its home health aide costs. Seniors participating in adult day care programs can save notably on monthly rates provided they can travel to community centers for therapy and activities. Adult day care is offered only during weekday business hours, however. Assisted living facilities are more costly than adult day care, but offer a monthly saving of $701 compared to home care. Nursing home care is the most expensive by far, costing over $9,400 per month.

Home Care

$5,529

Home Health Care

$5,529

Adult Day Care

$2,221

Assisted Living

$4,828

Nursing Home Care (semiprivate room)

$9,405

Financial Assistance for Home Care in Grand Rapids, MI

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Grand Rapids Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Grand Rapids:

ResourceContactAddressService
Senior Home Weatherization(616) 632-7950121 Franklin Street SE, Suite 110, Grand Rapids, MI 49507This program helps Kent County senior citizens decrease their home energy costs by making their homes more energy efficient. Some of the services available through the program include health and safety checks, air sealing measures and attic and wall insulation installations. Qualifying seniors must own their homes and have an annual income of less than 250% of the federal poverty guidelines.
Senior Meals(616) 632-7950121 Franklin Street SE, Suite 110, Grand Rapids, MI 49507The Kent County Senior Meals program delivers Latin American-themed food to homebound seniors’ and allows active seniors to enjoy weekday meals in a congregate setting. Transportation is provided to the program’s meal sites. Seniors residents of Kent County who are at least 60 years old or have a spouse aged 60 older must complete an application to sign up for the program.
Choices for Independence Program(616) 456-56643215 Eaglecrest Dr. NE, Grand Rapids, MI 49525The Choices for Independence program, administered by the Area Agency on Aging of Western Michigan, helps seniors aged 60 and over find resources that provide personalized assistance that enhances their independence and allows them to continue living at home. Only an application is required to obtain this service. Once enrolled, licensed social workers assist Kent County seniors with customized life plan assessments and courses of action to locate and retain personal care service providers. 
Kent County Senior Millage(616) 456-56643215 Eaglecrest Dr. NE, Grand Rapids, MI 49525The Kent County Senior Millage program provides funding for third-party services that help Grand Rapids-area seniors remain in their own homes as they age. Some of the services provided through the program include legal and dental services, homemaker services, household repair and modifications, meal delivery and transportation. To qualify for this program, seniors must be residents of Kent County and aged 60 or older. Income-based co-payments are required for seniors who have annual incomes above the program limits. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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