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The 10 Best Home Care Agencies for Seniors in Falmouth, MA for 2024

Falmouth is located in the Cape Cod area of Massachusetts, just north of Martha’s Vineyard. It is an area known for its coastal beaches and its strong senior community. Seniors represent 32.4% of the population in this town, nearly double the Massachusetts state average of 17.4% and the national average of 16.8%. The Cape Code area has several quality hospitals to choose from, including Falmouth Hospital, Cape Cod Hospital and South Coast Hospital. Miriam Hospital in Providence, Rhode Island, is also a short drive away.

According to the 2021 Genworth Cost of Care Survey, the average monthly cost of senior home care in this town is $6,673. The survey lists an identical average cost for home health care services, which includes light medical services in addition to assistance with daily living activities.

Below we’ve compiled a comprehensive directory of every home care provider in Falmouth– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Falmouth, MA

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Paying for Home Care in Falmouth, MA

The Cost of Home Care in Falmouth, MA

According to the 2021 Genworth Cost of Care Survey, the cost of home care services in the southern Cape Code area is the same cost as the Boston area, which is $381 per month higher than the Massachusetts state average, and $1,335 higher than the national average. The home care costs in Falmouth are $381 per month cheaper than the Barnstable area of Cape Cod. Lower average costs are found to the west in Springfield where seniors pay $953 less per month than in Falmouth.

Falmouth

$6,292

Massachusetts

$5,911

The United States

$4,957

Boston

$6,292

Barnstable

$6,673

Worcester

$5,720

Springfield

$5,339

The Cost of Home Care vs. Other Senior Care Options in Falmouth, MA

Seniors living in the Cape Cod area have a variety of elder care options to choose from. Home care and home health care have identical average prices, although home health care is intended for seniors requiring more skilled medical services. If more intensive care is needed, assisted living arrangements are $327 per month more expensive. Adult day care is by far the cheapest option, at just $953 a month, while nursing homes costs can range upwards of $10,000.

Home Care

$6,673

Home Health Care

$6,673

Adult Day Health Care

$953

Assisted Living

$7,000

Nursing Home Care (semiprivate room)

$12,836

Note: Data for Falmouth was unavailable, so data for the nearest city, Barnstable, was used instead.

Financial Assistance for Home Care in Falmouth, MA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Falmouth Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Falmouth:

ResourceContactServiceAddress
Attorney General’s Elder Hotline(800) 243-5337Seniors can receive assistance answering questions regarding issues like identity theft, senior abuse and debt collection. Advice and guidance are also provided for issues like retail disputes or landlord issues. Seniors aged 60 or over are encouraged to call the helpline Monday through Friday between the hours of 9 a.m. and 12 p.m.
Massachusetts Rental Voucher Program(800) 488-1969This program supports seniors and disabled Massachusetts residents by offering subsidized rent to those who are eligible. Funds for this program are distributed to nonprofit agencies throughout the state. To qualify, seniors must meet certain income requirements and live in a residence that meets a state standards inspection.191 May Street, Worcester, MA 01602
Massachusetts Home Care Program(617) 727-7750The Massachusetts Home Care Program gives qualifying seniors assistance with tasks such as preparing meals, bathing or getting dressed. Eligibility is determined by age, income and the type of residence the applicant lives in. Seniors seeking application information should contact the Executive Office of Elder Affairs Monday through Friday between 9 a.m. and 5 p.m.One Ashburton Place, 5th Floor, Boston, MA 02108
Family Caregiver Support Program(617) 727-7750hose who provide caregiver support for seniors in Massachusetts can receive free access to useful community resources and information. Caregivers can participate in support groups, one-on-one counseling or education workshops. The Family Caregiver Support Program is offered by the Executive Office of Elder Affairs and is available to caregivers who support a senior over the age of 55 or disabled.One Ashburton Place, 5th Floor, Boston, MA 02108
Meals on Wheels(508) 394-4630Meals on Wheels delivers free, nutritious meals to Falmouth seniors who are homebound and at least 60 years of age. Each meal comes with bread, margarine, milk and a dessert. Meals are delivered Monday through Friday between 9 a.m. and 12 p.m.65A Town Hall Square, Falmouth, MA 02540

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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