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The 10 Best Home Care Agencies for Seniors in Vero Beach, FL for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Vero Beach, FL, residents and their loved ones rate In Home Care agencies 4.9 out of 5 stars across the 21 options below.

Home Care Services in Vero Beach, Florida

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On this page:

  • Home Care Services in Vero Beach, Florida
  • Paying for Home Care in Vero Beach, FL
  • Financial Assistance for Home Care in Vero Beach, FL
  • Vero Beach Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Vero Beach, FL

The Cost of Home Care in Vero Beach, FL

As Vero Beach is only 20 minutes down the Treasure Coast from Sebastian, the 2021 Genworth Cost of Care Survey merges their data, reporting a median monthly home care cost of $5,100. This is more than the state and national averages. The city’s median fee is also costlier than those of nearby locations included in the survey, such as Palm Bay ($4,767), Port St. Lucie ($4,671), Lakeland ($4,576) and Sebring ($4,767).

Vero Beach

$5,100

Florida

$4,767

The United States

$4,957

Palm Bay

$4,767

Port St. Lucie

$4,671

Lakeland

$4,576

Sebring

$4,767

The Cost of Home Care vs. Other Senior Care Options in Vero Beach, FL

At $1,300, the median fee for adult day care in Vero Beach is the most affordable for a home care-like service, although it may not be suitable for homebound seniors. Assisted living is also less costly, at $3,350, but includes relocating. Home care and home health care share a median fee of $5,100 and similar names, but the home care services are nonmedical. Home health care provides light medical services administered by registered professionals. Nursing home care is a high-level medical service, costing around $8,334 per month.

Home Care

$5,100

Home Health Care

$5,100

Adult Day Health Care

$1,300

Assisted Living

$3,350

Nursing Home Care (semiprivate room)

$8,334

Note: Data for Vero Beach was unavailable, so data for the nearest city, Sebastian, was used instead.

Financial Assistance for Home Care in Vero Beach, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Vero Beach Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Vero Beach:

ResourceContactAddressService
Emergency Home Energy Assistance for the Elderly Program(772) 569-0760694 14th St., Vero Beach, FL 32960This program is administered by the Senior Resource Association and is specific to Indian River County seniors that require assistance with energy-related issues in the home. Qualified households with at least one member age 60 and older may receive up to $750 in funds for energy costs. Applicants must have received a past-due or disconnection notice from their energy service provider to participate in the program. 
Center for Memory and Motion’s Social Respite Program(772) 563-05052300 5th Ave., Suite 150, Vero Beach, FL 32960A community endeavor administered by the Alzheimer and Parkinson Association of Indian River County, the social respite program provides area caregivers with support in caring for loved ones with memory conditions. The program includes varying degrees of outreach and works with seniors during an initial consultation to determine how volunteers might be of specific assistance, depending on individual needs. 
For The Love of Paws Meals on Wheels Pet Food Bank(772) 539-241712198 County Road 512, Fellsmere, FL 32958This program is geared towards areas seniors, veterans and disabled residents who cannot afford to feed their pets but want to keep them in the home. The program distributes more than 10,000 pounds of pet food each month around the Vero Beach region to ensure that pets are properly fed. Pet food pick-up sites are also available on select days. 
United Against Poverty Emergency Food Assistance(772) 770-41421050 Old Dixie Highway SW, Vero Beach, FL 32962This organization offers an emergency food pantry, and first-time visitors are sent home with a supply of emergency food items to stock their pantries initially. The foods included in this supply are nutritionally dense and meant to act as a bridge while the agency helps the individual to locate long-term services to alleviate food insecurity and hunger. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Reviews of Communities Nearby

Home Care

Nancy H_42

I am a past client of this provider

Review of Hummingbird Care Services - Vero Beach, FL

I liked that they were available. They were prompt.

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Home Care

Caroline L_1

I am a past client of this provider

Review of Hummingbird Care Services - Vero Beach, FL

We only had the services for two weeks because it was an emergency situation. I liked that they responded quickly, and the caregivers were super kind.

Read more

Home Care

Karen

I am a current client of this provider

Review of Home Instead - Vero Beach, FL

Home Instead Vero Beach provides in-home care for my mom five days per week. They drive her to appointments, take her shopping and on outings, and make sure she eats well. My mom feels so...

Provider response

Hi Karen, Thank you for taking the time to leave us this amazing review. We value your feedback, and love hearing that your mom has created a great bond with her Care Professional! That is our...

Read more

In Home Care near Vero Beach, FL

Winter BeachWabassoSebastianRoselandFort PierceFellsmere

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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