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The 10 Best Home Care Agencies for Seniors in Huntsville, AL for 2024

Huntsville, AL, is home to NASA, U.S. Army rocket research centers and some of the most affordable senior care in the United States. According to the Caring Senior Living Report, Huntsville is ranked 28th in the country for affordability. The 2021 Genworth Cost of Care Survey reports Huntsville seniors pay an average of $4,004 per month for home care services. They pay a similar price for home health care services, which provide increased medical care such as wound care. The Huntsville community also has access to some top-ranked hospitals, including Huntsville Hospital and Crestwood Medical Center.

Below we’ve compiled a comprehensive directory of every home care provider in the Huntsville area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Huntsville, AL

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Paying for Home Care in Huntsville, AL

The Cost of Home Care in Huntsville, AL

The 2021 Genworth Cost of Care Survey shows the average home care costs in Huntsville are $953 less than the national average and $238 less than the costs in the capital city of Birmingham. However, Huntsville’s costs are $191 higher than the Alabama state average and lower prices can be found in the nearby cities of Decatur and Florence. 

Huntsville

$4,004

Alabama

$3,813

United States

$4,957

Decatur

$3,956

Florence

$3,575

Birmingham

$4,242

The Cost of Home Care vs. Other Senior Care Options in Huntsville, AL

Home care and home health care have identical cost estimates in Huntsville. Seniors may prefer the home health care option if they need medical services such as IV medication and wound care. For seniors who need more help and supervision, assisted living is $659 per month cheaper than home care options. Adult day health programs are the lowest priced option, at $2,866 cheaper than home care. Finally, seniors that require more extensive and medically skilled help may want to choose a nursing home, which will cost $2,844 more per month than a home care service.

Home Care

$4,004

Home Health Care

$4,004

Adult Day Health

$1,138

Assisted Living

$3,345

Nursing Home Care (semi-private room)

$6,844

Financial Assistance for Home Care in Huntsville, AL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Huntsville, AL

Huntsville and the Madison County area have several state and non-profit resources available to help seniors age in place. These services can help with home improvement, finances, health, and more. Families should contact these organizations to discuss the specific needs of their loved ones and what options are available to help.

ResourceContactService
Madison County Area Agency on Aging800-243-5463The AAA office in the Madison County area is a division of the Alabama Department of Senior Services and offers a long list of support resources for seniors and their families. Through local contracts or direct support, the AAA has programs to assist with advocacy, education, legal assistance, ombudsman services, nutrition, fitness, transportation and much more.
Alabama Weatherization Assistance Program334-242-4909The Alabama Weatherization Assistance Program helps low-income seniors make improvements to their homes that will help them reduce energy costs. This includes improving insulation, sealing holes, upgrading windows and doors, fixing HVAC systems, replacing light bulbs and more.
Low-Income Home Energy Assistance Program800-392-8098The Low-Income Home Energy Assistance Program helps low-income seniors afford their heating and air conditioning bills. This assistance can be used for electricity, gas, and oil expenses. This program can also help mitigate the impact of extreme weather conditions, as well as make improvements to homes to reduce energy costs.
Care Assurance System for the Aging and Homebound (CASA)256-533-7775CASA of Madison County is a non-profit organization that uses donations and volunteers to provide services to the seniors of Huntsville. Seniors can receive help making their homes handicapped accessible, transportation, fall prevention, yard work, nutrition, and weatherization. All services are free and open to everyone in need, regardless of income.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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