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Nursing Home Communities in Gloucester City, NJ
Our comprehensive listings and authentic reviews in Gloucester City, NJ below include nursing home with 0 review.
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The Cost of Nursing Home Care in Nearby Cities
The average cost of a semiprivate room in a nursing home in the United States is $7,756 each month, but the price can vary significantly between cities. While Gloucester City is much more expensive than the national average, at $11,285 a month, it’s only a little more costly than the New Jersey average $11,254.
Looking at the average cost of semiprivate rooms around New Jersey, it’s easy to gain insight into where seniors can expect to pay more or less for senior care. For instance, in the Trenton area, a semiprivate room is $10,783, in Ocean City, it’s $10,555, in the Vineland area, it’s $10,950, and in Atlantic City, it’s $9,277.
Gloucester City
$11,285
New Jersey
$11,254
The United States
$7,756
Trenton
$10,783
Ocean City
$10,555
Vineland
$10,950
Nursing Home Costs in Gloucester City, NJ
A private room in a nursing home in Gloucester City costs $12,496 per month on average, and a semiprivate room is $11,285.
Financial Assistance for Nursing Home Care in Gloucester City, NJ
Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.
- Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
- Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
- Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.
If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.
The Cost of Other Types of Senior Care
A great way to weigh up the options and decide which type of senior care facility is most appropriate for an individual is by comparing prices. Provided the level of care meets the needs of the senior in question, it’s possible to use cost as a key influential factor in choosing a facility.
The most affordable option is adult day health care, which is $1,842 on average, followed by home health care services, which are $4,767 a month. An assisted living facility costs $5,550 monthly, with a private room in a nursing home priced at $12,498, on average, and a semiprivate room costing $11,285.
Home care
$4,767
Home health care
$4,767
Adult day health care
$1,842
Assisted living
$5,550
Nursing home (semiprivate room)
$11,285
Nursing home (private room)
$12,498
Note: Data for Gloucester City was unavailable, so data for the nearest city, Philadelphia, PA, was used instead.
Free Resources for Seniors in Gloucester City, NJ
The following resources can help Gloucester City seniors make adaptations to their property so they can stay at home or help them save money to use towards nursing care in future.
| Resource | Contact | Service |
|---|---|---|
| Office of VA Affairs | (856) 374-5801 | The Office of VA Affairs assists veterans and their dependents on which services and benefits they’re entitled to. It offers claim assistance for VA pension or disability compensation, burial services, home loans, insurance and education. |
| Pharmaceutical Assistance to the Aged and Disabled | (800) 792-9745 | In New Jersey, persons over the age of 65 and those with a permanent disability are entitled to get all insulin items and prescription medication for $5. |
| Senior Gold | 800-792-9745 | Seniors who don’t qualify for the PAAD program and meet the eligibility criteria are entitled to get insulin items and prescription medication for $15 with 50% off the remaining price for all covered prescriptions. Beneficiaries are also entitled to one special enrolment period for Medicare Part D during each calendar year. Just be careful to check that using Medicare wouldn’t be cheaper, as it can be in some instances. |
