Memory Care Communities in Covington, GA

Memory care residents in Covington pay $4,806 per month for specialized dementia support, a rate that aligns with regional norms but exceeds the state and national respective averages of $4,419 and $5,625. Seniors in Athens pay about 9% more for care, and in Rome, monthly care costs exceed Covington’s norm by 12%. On the other hand, seniors may pay about 12% less by choosing a memory care facility in Dalton instead of Covington, and in Macon, rates are even more economical at $3,575.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

In Covington, memory care facilities charge $4,806 per month for care.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Georgia page.

Monthly memory care rates in Covington come in at $4,806. This exceeds the cost of assisted living, which doesn’t include dementia support, by 25%, and it exceeds the monthly rate of $1,327 seniors pay for adult day health care. Even so, the rate closely aligns with in-home care and home health care costs, which average $4,290 and $4,576, respectively, and it comes in 36% below average nursing home rates for semi-private accommodations.

The Georgia Department of Community Health licenses memory care facilities in Covington, ensuring a consistent standard of care for all residents. In addition to enforcing criteria for housing and service planning, the department requires memory care facilities to comply with additional regulations for the number of staff members on-site, dementia staff training and facility amenities and features.

• Seniors in Covington don’t pay state income taxes on their Social Security benefits, and the state provides a deduction of up to $65,000 on other types of retirement income. Georgia’s retirement-friendly tax laws may benefit those seeking memory care in Covington.
• According to the American Lung Association, the ozone and particle pollution levels in the Covington region have dropped significantly over the past 20 years, with current data showing just 3 high-ozone days and virtually no high-particle days. The area’s clean air may support seniors’ health, particularly those living with certain health conditions.
• Summers in Covington bring hot, muggy conditions, with temperatures ranging from 83 to 90 degrees Fahrenheit. However, winters are short and mild, bringing daytime temperatures between 54 and 61 degrees Fahrenheit. To promote residents’ comfort regardless of the weather, many memory care facilities have secured outdoor courtyards and indoor amenities, such as activity rooms.
• Piedmont Newton, an acute-care community hospital, sits in Covington proper and offers 24-hour emergency care and a range of primary, specialty and community care services. Additionally, Piedmont Physicians Neurology Rockdale resides about 10 miles away, providing specialized services for those with dementia.
• On a 100-point cost of living index based on national living costs, Covington scores 96.9, which exceeds the Georgia norm of 94.5. While this may be prohibitive for some seniors with strict long-term care budgets, state-funded programs, such as the Elderly and Disabled Waiver Program, can help qualified seniors pay for memory care expenses.