The 10 Best Assisted Living Facilities in Fredericksburg, VA for 2023

Located about 50 miles southwest of Washington, D.C., Fredericksburg is a small town over 3,000 seniors call home. Mary Washington Hospital, one of the state’s top 10 emergency medical centers, is located in the city and likely the reason why this town of nearly 28,000 residents has so many more physicians per capita compared to the national average.

For seniors who aren’t able to live at home but don’t require hospitalization or placement in a nursing home, assisted living may be an ideal care arrangement. Assistance with daily living activities and medication reminders are common, and many facilities offer on-site rehabilitative services such as physical and speech therapies. According to the Genworth 2021 Cost of Care Survey, Fredericksburg’s seniors can expect to pay about $5,948 a month for assisted living, higher than what most seniors pay throughout the country.

After covering the cost of senior care, this guide goes into resources that could help seniors find their ideal assisted living community and pay for their care. Programs to support seniors who need to continue living at home are also included.

Virginia’s Assisted Living facilities are licensed by the state’s Department of Social Services which categorizes the facilities into two groups: residential care and assisted living care. The former describes facilities offering a light level of assistance, and the latter indicates a community providing a higher but moderate level of care.

• The city’s largest medical facility, Mary Washington Hospital, is ranked No. 6 in the state by U.S. News & World Reports.
• Partially funded by the public transportation system, Mobility Options Transportation provides disabled seniors in Fredericksburg with low-cost transportation.
• Cost of Living in Fredericksburg is higher than the state and national averages, but Fredericksburg’s seniors generally pay less for their utilities and transportation services.
• For seniors at least 65 years of age, the city offers property tax relief. To qualify, seniors must have a total net worth below $300,000 and a total household income below $50,000.
• Fredericksburg receives less snow than the national average, but it also has about 10 less sunny days a year.
• Both violent and property crime rates in the city are above the nationwide rates, but Fredericksburg has gotten steadily safer over the past 20 years.
• Fredericksburg has essentially perfect water quality and more than three times the average number of physicians per capita .

The median cost of assisted living in Fredericksburg is $5,948 a month. On average, seniors in assisted living communities throughout the state spend $698 less on their care, and throughout the country, they save an average of $1,448 each month.

In Harrisonburg and Charlottesville, the median cost of assisted living is $5,711 and $5,700 a month, respectively. Saving over $1,000 a month compared to seniors in Fredericksburg, Richmond’s seniors pay the least in the area for assisted living. However, the majority of assisted living residents nationwide still spend about $401 less each month on their care.

At more than double the cost of assisted living, nursing home care with a private room is the most costly place to receive senior care in Fredericksburg. The second-most costly is a nursing home with semiprivate accommodations which costs an average of $5,519 more a month than assisted living. Homemaker services and home health aides have the same median cost, $5,339 a month, and adult day health care averages $2,282 monthly.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Virginia page.