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The 5 Best Assisted Living Facilities in Osage Beach, MO for 2024

 

Osage Beach sits near the Lake of the Ozarks in the heart of Missouri and gives prospective assisted living residents 5 residential facilities to choose from. It serves among the most budget-friendly places in the state and nation for residential care, with facilities charging a ...

Assisted Living Facilities in Osage Beach, Missouri

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What to Consider About Assisted Living in Osage Beach

All assisted living facilities in Osage Beach obtain licensure through the Missouri Department of Health and Senior Services and follow the department’s rules for operation. These rules govern the scope of services facilities provide and how many residents they accommodate, along with day-to-day activities, such as meal services, transportation and recreational programming.

Benefits and Drawbacks of Assisted Living in Osage Beach

 

  • Missouri taxes most sources of retirement income, including money seniors get from pensions or retirement savings accounts, but it provides some deductions and credits to reduce the financial burden. It also exempts all Social Security income for retirees who earn less than $85,000 per year, making Osage Beach’s assisted living facilities more affordable for those who mainly rely on federal income.

 

  • Osage Beach scores 49 out of 100 points on the AARP Livability Index, which aligns with the average U.S. city rating of 48 points. Some of the factors that contribute to its favorability for seniors include its above-average walkability rating of 9.03 versus the national norm of 6.17, meaning seniors can access a relatively high number of destinations on foot, and its affordable housing options.

 

  • Osage Beach earns a total crime index rating of 5, meaning it has a lower crime rate than just 5% of U.S. cities. Fortunately, seniors find safe long-term care options within the city by considering southwest side neighborhoods, such as Damsel and Laguna Beach/City Center, where criminal activity considerably occurs less often.

 

  • Over the course of the year, daytime temperatures in Osage Beach range from 44 degrees Fahrenheit in the winter to 90 degrees Fahrenheit in the summer. Skies are partly cloudy throughout all seasons and assisted living residents enjoy about 2,400 hours of annual sunshine, offering opportunities to participate in community-organized outdoor activities, such as gardening and walking clubs.

 

  • Osage Beach’s cost of living comes 10% below the national norm, promoting affordable assisted living costs and benefiting older adults seeking residential care on fixed incomes. Along with spending comparatively low rates on housing, transportation and utilities, seniors spend about 11% less on health care costs here than in typical U.S. cities.

 

  • On a 100-point air quality index, Osage Beach scores 63 points compared to the nation’s norm of 58, meaning there's a reduced risk of exposure to environmental irritants. This supports the health of seniors seeking residential long-term care, including those with heart or lung conditions.

Paying for Assisted Living in Osage Beach

 

Assisted living facilities in Osage Beach charge $2,075 per month.

The Cost of Assisted Living in Nearby Cities

The typical rate for assisted living services in Osage Beach comes in at $2,075, considerably lower than Missouri’s median of $3,000 and the national norm of $4,500. Local care costs also run low compared to rates in nearby cities such as Columbia, where fees exceed Osage Beach’s norm by $925. Similarly, assisted living residents in Springfield pay $3,250, and in Kansas City, facilities charge $4,585 for care.

Osage Beach

$2,075

Missouri

$3,000

United States

$4,500

Columbia

$2,800

Kansas City

$4,585

Springfield

$3,250

The Cost of Other Types of Senior Care

Typical assisted living rates in the Osage Beach region come in at $2,075, making it the most cost-effective senior care solution in the city. Seniors pay approximately $391 more per month for adult day health care, which features personal care, meals and skilled nursing but doesn’t offer housing. In addition to this, seniors who arrange private full-time care services while living at home pay $3,813 for in-home care, a non specialized option with transportation services, basic personal care and help with household chores, as well as home health care, which accommodates those with limited skilled nursing needs. Similarly, nursing home care costs run higher than assisted living rates at $5,703. This residential option includes around-the-clock skilled nursing and medical supervision.

In-Home Care

$3,813

Home Health Care

$3,813

Adult Day Health Care

$2,466

Assisted Living Facility

$2,075

Nursing Home Facility (semiprivate room)

$5,703

Note: Data for Osage Beach was unavailable, so data for the nearest city, Jefferson City, was used instead.

Financial Assistance for Assisted Living in Osage Beach

When cost is a deterrent for assisted living, Osage Beach seniors can turn to MoHealthNet for Seniors for financial help. This low-income health program offers the State Plan Personal Care Option and the Missouri Medicaid Aged and Disabled Waiver to help seniors reduce or eliminate assisted living expenses.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Missouri page.

Financial Assistance in Missouri

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Missouri page.

Free Assisted Living Resources in Osage Beach

Osage Beach and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Osage Beach, please visit our Assisted Living in Missouri page.

Assisted Living Laws and Regulations in Osage Beach

 

Osage Beach Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Missouri are required to follow. Visit our Assisted Living in Missouri page for more information about these laws.

Laws and Regulations in Missouri

Reviews of Communities Nearby

Assisted Living

Lori01

I am a friend or relative of a current/past resident

Review of Arrowhead Senior Living Community

My mother is in Arrowhead Senior Living Community. I love it. It's great. It's in a beautiful area and surrounded by trees. It looks like a big lodge when you walk into the foyer. The people are...

Read more

Assisted Living

paintfilly40

I am a friend or relative of a current/past resident

Review of Arrowhead Senior Living Community

Please don’t take your loved one to the Assisted living It’s glitzy and clean However the food is substandard the activities are poor and the care is poor Moved my mom after 8 months because...

Read more

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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