Assisted Living Facilities in Spirit Lake, IA

To help you with your search, browse the 15 reviews below for assisted living facilities in Spirit Lake. On average, consumers rate assisted living in Spirit Lake 4.83 out of 5 stars.

Caring.com has helped 5 families in Spirit Lake find high-quality senior care. To speak with one of our Family Advisors about assisted living options and costs in Spirit Lake, call (855) 948-3865.

People of all ages may be drawn in by the beauty of Spirit Lake, a small, dynamic town that sits at the center of Iowa's Great Lakes. Seniors who choose to live here will be in good company, as around one-fifth of Spirit Lake's 5,000 townspeople is 65 years of age or older.

For those seniors who are considering moving into assisted living, there are two facilities to choose from in Spirit Lake. Officially, they are licensed by the state of Iowa Health Facilities Division as either Assisted Living Programs or Residential Care Facilities.

• The Spirit Lake area is home to world-class medical facilities, including Lakes Regional Healthcare, in the event of medical emergencies or illness.
  
• Assisted living may be more affordable for seniors in towns with a low cost of living, such as Spirit Lake, where the estimated overall cost of living is 3.2 percent below the U.S. average.
  
• Iowa's laws may allow seniors in Spirit Lake to keep more of their money at tax time. Social Security income is tax-free, and the Hawkeye state allows a deduction on other kinds of retirement income. 
  
• For seniors who are outdoor enthusiasts, Spirit Lake offers golf courses, parks and recreation trails. The city's downtown, meanwhile, bustles with art galleries, restaurants, shopping centers and other attractions, including the Dickinson County Museum, any of which could provide seniors with an enjoyable outing from an assisted living facility.
  
• Relative to the rest of the country, Spring Lake's air is cleaner than average. On a scale of one to 100, where 100 is best, Spirit Lake's air quality is 85, compared to the national average of only 58.
  
• In Spirit Lake, there is a combined property and violent crime rate of 24.53 per 1,000 residents, which is higher than national and state averages. Seniors may want to ask prospective assisted living communities what steps they take to deter crime and keep residents safe.

Assisted Living costs in Spirit Lake start around $0 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Spirit Lake and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Iowa page.