The 5 Best Assisted Living Facilities in Montrose, CO for 2024

Home to about 21,000 residents, over a quarter of whom are aged 65 and over, Montrose offers a social environment for retirees. Comfortable weather encourages an active lifestyle, affordability appeals to seniors with fixed incomes and high access to health care may provide peace of mind. Montrose also has several assisted living facilities, accommodating older adults who need daily assistance.

Assisted living is a practical solution for seniors seeking a low-maintenance lifestyle and help with daily activities such as meal planning and preparation, personal care and transportation. This residential option features trained caregivers who provide companionship and direct services, and in many cases, residents have access to amenities such as swimming pools, public computers and indoor and outdoor common areas. Rates are based on a variety of factors, but on average, seniors in Montrose pay $4,250 per month for this level of care. By comparison, statewide rates come in at $4,750, and nationally, facilities charge average rates of $4,500.

This guide provides an in-depth look at assisted living costs in Montrose, including how this long-term care option compares to local alternatives. It also highlights some resources that can help seniors make informed care decisions.

The Colorado Department of Public Health & Environment monitors and licenses assisted living facilities in Montrose and the rest of the state. It publishes a regular online newsletter with information on rules and policies related to residential care, and it maintains a directory of licensed assisted living facilities in the state.

• Montrose is home to Montrose Regional Health, a major medical facility that’s been recognized among the best rural hospitals in the state. The number of doctors per capita is comparable to the national norm, and health care costs come in about 5% below the U.S. average, making health care relatively accessible to seniors.
• While Colorado imposes its state income tax on all forms of retirement income, including Social Security benefits, seniors can claim deductions between $20,000 and $24,000 to reduce what they owe. This can significantly reduce the state income tax burden for seniors, making it easier for some to afford assisted living expenses in Montrose.
• The cost of living in Montrose is 5% below national norms and 25 percentage points below the Colorado average, which may make this city a good retirement option for seniors with limited financial resources.
• While crime is more common in Montrose than in a typical U.S. city, most incidents are property related. The city rates 58.1 for property crime on a 100-point index compared to a national score of 35.4. However, it has a low rating of 16.1 for violent crime versus 22.7 nationally, which may provide peace of mind for seniors and families researching local assisted living options.
• Montrose rates 8.8 on a 10-point comfort index, indicating a relatively high number of days annually with comfortable temperatures and low humidity. Summers are warm with daytime temperatures in the mid-80s, and spring and fall are pleasant with high temperatures ranging from 50 to 73 degrees. Winters are mild with average daytime temperatures near 40 degrees. This may appeal to seniors sensitive to cold weather.

Assisted living facilities in Montrose charge average monthly rates of $4,250.

In Montrose, assisted living residents pay $4,250 per month for housing and care. This rate is competitive compared to the state norm of $4,750, and it’s $250 below the national average. While care costs in Pueblo are considerably less at $3,800, seniors in other surveyed cities in Colorado may pay comparatively high rates. For example, seniors in Colorado Springs pay $4,663 for services, and in Denver, the local norm exceeds Montrose’s average by $1,250. In Boulder, rates are even higher at $6,275.

Assisted living is among the more cost-effective senior care types in Montrose, with facilities charging $4,250 for services. This is about half the cost of nursing home care, which comes in at $8,456, and it offers significant monthly savings over in-home care and home health care rates of $5,434. Adult day health care has lower monthly rates, with seniors paying $1,192 for services.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Colorado page.