The 5 Best In Home Care Service in Grand Junction, CO for 2023
Grand Junction, a city in western Colorado, has around 66,964 residents. A total of 19.2% of the population is seniors aged 65 and over — higher than the national proportion of roughly 17%. Surrounded by rivers, lakes and wildlife, the city offers a moderate cost of living and access to medical facilities. SCL Health St. Mary’s Medical Center is located in the north of the city and is ranked as high performing in six adult procedures.
According to the 2021 Genworth Cost of Care Survey, seniors pay around $5,434 for home care. While this is higher than the national average, it’s also lower than the Colorado state average. Home care involves personal care, such as dressing and bathing. In contrast, home health care further includes light medical services, such as physical, occupational and speech therapy.
Below we’ve compiled a comprehensive directory of every home care provider in Grand Junction– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Directory of Home Care Services in Grand Junction, CO
Right at Home Grand Junction, CO
507 Main St, Grand Junction, CO, 81505
Visiting Angels – Grand Junction, CO
2809 Bunting Ave , Grand Junction, CO, 81501
Voyager Home Health Care
6455 North Union Boulevard, , Colorado Springs, CO, 80909
Comfort Keepers of Grand Junction
514 28 1/4 Rd Ste 5, Grand Junction, CO, 81501
FirstLight Home Care of the Western Slope – Grand Junction, CO
1048 Independent Ave, Suite A119, Grand Junction, CO, 81505
BrightStar Care Grand Junction/Montrose Colorado
715 Horizon Dr. Ste 300 , Grand Junction, CO, 81506
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Paying for Home Care in Grand Junction, CO
The Cost of Home Care in Grand Junction, CO
The cost of home care in Grand Junction is around $950 lower than the state average and $500 higher than the national average. Elsewhere in the state, prices remain relatively high, with seniors in Denver and Boulder paying around $1,350 more per month than seniors in Grand Junction. In the south of the state in Pueblo, monthly home care costs are slightly less expensive, costing around $5,434. In northern Colorado in Fort Collins, care is around $650 more expensive than in Grand Junction but still less expensive than the state average.
The Cost of Home Care vs. Other Senior Care Options in Grand Junction, CO
Seniors in Grand Junction have access to a variety of care options. Both home care and home health care cost around $5,434 per month in Grand Junction, even though home health care also includes light medical services. The least expensive option is adult day care, which costs around $4,250 less per month than home care. Assisted living costs around $1,200 less than home care, even though it provides community living. For seniors who require skilled nursing care, nursing homes cost around $8,456 per month — a whopping $3,000 more than home care.
Financial Assistance for Home Care in Grand Junction, CO
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Grand Junction Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Grand Junction:
Mesa County Adult Services
Address: 510 29 1/2 Road, Grand Junction, CO 81502
Phone Number: (970) 241-8480
Mesa County Adult Services is the local area agency on aging for seniors in the Mesa County region and is run by the Mesa County Department of Human Services. It offers adult protection services for senior residents of the county who feel themselves at risk of economic difficulties or abuse. Other programs of this agency include a Long Term Care Ombudsman, veteran support services, homemaker assistance and long-term care counseling.
2-1-1 of Western Colorado
Address: 1129 Colorado Ave, Grand Junction, CO 81501
Phone Number: 2-1-1
The aging and disability resource referral services of 211 for the Western Colorado region are available in Mesa County. Seniors can contact this free resource by simply dialing 2-1-1 between Monday and Friday from 8:00 am to 5:00 pm and they will be put in contact with a representative that can give them free information and referrals about programs and services for food delivery, housing, health programs, financial benefits programs and other elder adult services.
Meals on Wheels of Mesa County
Address: 551 Chipeta Ave, Grand Junction, CO 81501
Phone Number: (970) 298-9844
The Meals on Wheels service for Mesa County delivers daily mid-day hot lunches to homebound seniors anywhere in the county. Frozen meals are also available for weekend and holiday deliveries. Elders who are 60 years of age or older can fill out a simple assessment form through the agency’s website to apply and a suggested donation of $3.50 is requested per meal but not obligatory. The organization also offers group dining at nine different locations throughout Mesa County and Grand Junction.
Colorado Low-Income Weatherization Assistance Program (LEAP)
Address: 524 30 Road, Suite 3, Grand Junction, CO 81504
Phone Number: (970) 241-2871
Colorado’s Low Income Weatherization Assistance Program is federally and state-funded and administered by the Colorado Energy Office. It’s locally offered in Mesa County through the Housing Resources agency of Western Colorado. Preference is given to low-income households with seniors or families. Elders receiving Supplemental Security Income payments are automatically eligible. Otherwise, those making $25,720 as single-person households can apply. This earnings limit increases for households with more members. The LEAP program offers cost-free weatherization against cold and heat to owned or rented homes.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
