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The 5 Best Home Care Agencies for Seniors in Grand Junction, CO for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Grand Junction, CO, residents and their loved ones rate In Home Care agencies 5 out of 5 stars across the 8 options below.

Home Care Agencies in Grand Junction, CO

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Paying for Home Care in Grand Junction, CO

The Cost of Home Care in Grand Junction, CO

The cost of home care in Grand Junction is around $950 lower than the state average and $500 higher than the national average. Elsewhere in the state, prices remain relatively high, with seniors in Denver and Boulder paying around $1,350 more per month than seniors in Grand Junction. In the south of the state in Pueblo, monthly home care costs are slightly less expensive, costing around $5,434. In northern Colorado in Fort Collins, care is around $650 more expensive than in Grand Junction but still less expensive than the state average.

Grand Junction

$5,434

Colorado

$6,387

The United States

$4,957

Denver

$6,769

Pueblo

$5,268

Boulder

$6,769

Fort Collins

$6,101

The Cost of Home Care vs. Other Senior Care Options in Grand Junction, CO

Seniors in Grand Junction have access to a variety of care options. Both home care and home health care cost around $5,434 per month in Grand Junction, even though home health care also includes light medical services. The least expensive option is adult day care, which costs around $4,250 less per month than home care. Assisted living costs around $1,200 less than home care, even though it provides community living. For seniors who require skilled nursing care, nursing homes cost around $8,456 per month — a whopping $3,000 more than home care. 

Home Care

$5,434

Home Health Care

$5,434

Adult Day Care

$1,192

Assisted Living

$4,250

Nursing Home Care (semiprivate room)

$8,456

Financial Assistance for Home Care in Grand Junction, CO

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Grand Junction Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Grand Junction:

ResourceContactAddressService
Mesa County Adult Services(970) 241-8480510 29 1/2 Road, Grand Junction, CO 81502Mesa County Adult Services is the local area agency on aging for seniors in the Mesa County region and is run by the Mesa County Department of Human Services. It offers adult protection services for senior residents of the county who feel themselves at risk of economic difficulties or abuse. Other programs of this agency include a Long Term Care Ombudsman, veteran support services, homemaker assistance and long-term care counseling.
2-1-1 of Western Colorado2-1-11129 Colorado Ave, Grand Junction, CO 81501The aging and disability resource referral services of 211 for the Western Colorado region are available in Mesa County. Seniors can contact this free resource by simply dialing 2-1-1 between Monday and Friday from 8:00 am to 5:00 pm and they will be put in contact with a representative that can give them free information and referrals about programs and services for food delivery, housing, health programs, financial benefits programs and other elder adult services. 
Meals on Wheels of Mesa County(970) 298-9844551 Chipeta Ave, Grand Junction, CO 81501The Meals on Wheels service for Mesa County delivers daily mid-day hot lunches to homebound seniors anywhere in the county. Frozen meals are also available for weekend and holiday deliveries. Elders who are 60 years of age or older can fill out a simple assessment form through the agency’s website to apply and a suggested donation of $3.50 is requested per meal but not obligatory. The organization also offers group dining at nine different locations throughout Mesa County and Grand Junction.
Colorado Low-Income Weatherization Assistance Program (LEAP)(970) 241-2871524 30 Road, Suite 3, Grand Junction, CO 81504Colorado’s Low Income Weatherization Assistance Program is federally and state-funded and administered by the Colorado Energy Office. It’s locally offered in Mesa County through the Housing Resources agency of Western Colorado. Preference is given to low-income households with seniors or families. Elders receiving Supplemental Security Income payments are automatically eligible. Otherwise, those making $25,720 as single-person households can apply. This earnings limit increases for households with more members. The LEAP program offers cost-free weatherization against cold and heat to owned or rented homes.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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