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The 5 Best Home Care Agencies for Seniors in Waupun, WI for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Waupun, WI, residents and their loved ones rate In Home Care agencies across the 5 options below.

Home Care Agencies in Waupun, WI

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Paying for Home Care in Waupun, WI

The Cost of Home Care in Waupun, WI

According to the Genworth 2021 Cost of Care Survey, Waupun seniors pay about $5,720 per month for home care. This is higher than both the state median of $5,529 and the national median of $4,957. Most Wisconsin cities have lower median home care costs than Waupun. Only Milwaukee seniors pay more at $6,101 per month. Madison and Eau Claire have median costs of $5,339, while Green Bay has the least expensive home care at $5,053.

Waupun

$5,720

Wisconsin

$5,529

The United States

$4,957

Milwaukee

$6,101

Madison

$5,339

Green Bay

$5,053

Eau Claire

$5,339

The Cost of Home Care vs. Other Senior Care Options in Waupun, WI

Waupun offers a number of senior care options at different levels of care and a range of price points. On the least expensive end of the spectrum, adult day health care is only $1,733 per month. At $4,175, assisted living facilities are a less expensive option than home care by more than $1,500 per month. Home health care has the same monthly median costs in Waupun as home care. The most expensive option is a nursing home, where a semiprivate room averages $7,591 per month.

Home Care

$5,720

Home Health Care

$5,720

Adult Day Health Care

$1,733

Assisted Living Facility

$4,175

Nursing Home Facility (semiprivate room)

$7,591

Note: Data for Waupun was unavailable, so data for the nearest city, Fond du Lac, was used instead. 

Financial Assistance for Home Care in Waupun, WI

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Waupun, WI

Waupun seniors are often capable of aging in place but need a little extra help with tasks around the house or with daily living activities. These free and low-cost home care resources in Waupun connect seniors with the home care services they need to retain their independence for as long as possible.

ResourceContactService
Waupun Community Coalition on Aging(920) 324-7900The Waupun Community Coalition on Aging connects area seniors 62 and older with programs and resources to help them live more comfortable meaningful lives. The coalition builds relationships with providers in the area that offer free and low-cost home care services to seniors.
Aging and Disability Resource Center of Fond du Lac County(920) 929-3466The Aging and Disability Resource Center of Fond du Lac County helps older adults as well as their loved ones and caregivers by connecting them with local resources that can help them live independently for as long as possible.
Greater Wisconsin Agency on Aging Resources, Inc.(608) 243-5670The Greater Wisconsin Agency on Aging Resources, Inc., delivers programs to 70 Wisconsin counties to help coordinate local resource delivery to seniors. The agency runs an elder abuse hotline and works with local agencies to deliver seniors free and low-cost legal services.
Central Wisconsin Community Action Council(608) 254-8353The Central Wisconsin Community Action Council helps area residents who are having financial difficulties, including seniors, with items such as home weatherization assistance, low-cost car loans and emergency help with paying rent.
Fond du Lac County Department of Senior Services(920) 906-4792This local government department assists seniors in Fond du Lac County, which is home to a portion of Waupun, with mobile meals and transportation services, including medical appointment transport. It also offers one hot, nutritious meal per day at its Senior Center.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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