Located in Walworth County, Lake Geneva is home to almost 8,300 residents, with the 65+ age group making up 16.4% of the population. Its abundance of lakeside Gilded Age mansions reminds visitors of a time when it was a playground for wealthy Chicagoans. Modern residents enjoy numerous boutique stores, entertainment venues and excellent museums. Health care is capably managed by several facilities, including MercyHealth Hospital and Medical Center, and an above-average number of Medicare-registered physicians. Home health care agencies also provide home-based medical services. Home care, which doesn’t include medical assistance, typically costs $4,385 per month in Lake Geneva, which is below the state and national averages of $4,957 and $4,481 respectively.

Below we’ve compiled a comprehensive directory of every home care provider in the Lake Geneva area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Directory of Home Care Services in Lake Geneva, WI

Home Instead – Racine, WI

2616 Lathrop Ave, Racine, WI, 53405

We have been using the services of Home Instead for several years now. We have an individual that is total care and requires assistance for all aspects of daily living. We transferred care to Home I … (read more)
We have been using the services of Home Instead for several years now. We have an individual that is total care and requires assistance for all aspects of daily living. We transferred care to Home I … (read more)

Home Instead – Kenosha, WI

4923 60th St, Suite 4, Kenosha, WI, 53144

TheKey – Milwaukee

409 E. Silver Spring Drive, Milwaukee, WI, 53217

Home Care Services

9429 72nd St., Kenosha, WI, 53142

They were recommended to us by some friends who told us that they had a good experience with Home Care Services. Greg did a very good job in presenting the potential people that we could use. The inte … (read more)
They were recommended to us by some friends who told us that they had a good experience with Home Care Services. Greg did a very good job in presenting the potential people that we could use. The inte … (read more)

Home Helpers of Burlington

158 W. Chestnut Street, Burlington, WI, 53105

The home care place that we have dealt with in the past is a local one called Home Helpers. They actually are the ones we have chosen to use again. They actually helped my husband when he needed some … (read more)
The home care place that we have dealt with in the past is a local one called Home Helpers. They actually are the ones we have chosen to use again. They actually helped my husband when he needed some … (read more)

Shalom Love Care

5250 Old Orchard Rd., Ste. 300, Skokie, IL, 60077

SYNERGY HomeCare of Greater Milwaukee – Elkhorn

850 N Wisconsin St Suite L06 , Elkhorn, WI, 53121

Paying for Home Care in Lake Geneva, WI

The Cost of Home Care in Lake Geneva, WI

Seniors considering home care in Lake Geneva should budget around $4,385 per month, which is the median fee published in the 2020 Genworth Cost of Care Survey. This is about 13% below normal for Wisconsin and almost $100 less than the national average. It’s also the most affordable place for home care in the region. In Milwaukee, seniors typically pay $5,053 for the service, while their peers pay $5,148 in Racine and $5,339 in Madison.


Lake Geneva




United States







The Cost of Home Care vs. Other Senior Care Options in Lake Geneva, WI 

Home care services in Lake Geneva average $4,385 with an additional $286 per month needed for health care. The Genworth survey doesn’t include adult day care center costs for Lake Geneva, but the state average of $1,322 should give some indication of the ballpark figure. The most affordable care that includes accommodation is assisted living at $3,975, while seniors who need care 24/7 will need to budget around $9,612, which is the average fee for a semiprivate nursing home room.


Home Care


Home Health Care


Adult Day Health


Assisted Living


Nursing Home Care (semi-private room)

Note: Data for Lake Geneva was unavailable, so data for the nearest city, Janesville, was used instead.  

Financial Assistance for Home Care in Lake Geneva, WI

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.

Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.

Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.

Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.

Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Lake Geneva, WI

Lake Geneva’s seniors can benefit from many resources designed to help them age with dignity within their own homes. This list includes resources that can make homes more energy-efficient and ensure that seniors always get hot, healthy meals and assistance if there’s a bill they cannot pay.




(262) 427-8505

The Weatherization Assistance Program is Wisconsin's response to the above-average costs that seniors have for heating their homes in winter and cooling them in summer. To be eligible, the household must have a gross income of no more than 60% of Wisconsin's median income for the month prior to the application. Based on an energy audit, the program may be able to insulate attics, crawlspaces and walls, repair or replace damaged heating and cooling equipment and fix other causes of heat leakage.

(262) 741-3333

Walworth County residents aged 60 and older who are homebound and unable to prepare their own meals or don't have someone cook for them may be eligible for home-delivered meals. Each meal contains at least one-third of an adult's recommended daily nutritional needs with salt and fat contents closely managed. Meals are also available for diabetics. A donation is gratefully received for each meal although seniors who are unable to pay will not be refused. Meals are delivered daily from Monday to Friday.

(262) 581-5927

Side by Side is a nonprofit formed in 2006 by local churches, service organizations and businesses with the intention of helping those most in need in the areas surrounding Geneva Lake. It may be able to provide financial assistance to Lake Geneva seniors burdened by payments that they cannot meet. These typically include utility bills, but Side by Side can also help cover rent arrears and mortgage payments in some cases.

(262) 723-8007

Circle of Friends is an Elkhorn-based charity that operates a medical equipment loan closet for seniors and the disabled in the surrounding areas. The initial loan period is one month although this can be extended on request. Stock can vary as the closet relies on donations but typically includes walkers, wheelchairs, crutches, shower chairs and toilet risers. The charity also sells some equipment at discount prices.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Talking with Family and Others about a loved one's needs

Frequently Asked Questions

What should I look for in a good home care agency near me in Lake Geneva?

Before checking the quality of an agency, seniors should first confirm that it’s licensed by contacting the Wisconsin Department of Health Services. To learn what the agency’s customers are saying, it’s also useful to check out reviews on Caring.com. Satisfied that the agency is licensed and recommended by others, seniors should make the call and ask plenty of questions about its policies and procedures. For example, what background checks does it do on potential employees? What’s its procedure for handling an emergency while in the senior’s home? Good quality agencies should be able to answer these questions confidently.

What is the difference between in-home care and home health care?

In-home care is a nonmedical service that ensures seniors’ daily needs are supported. These vary from senior to senior and may include companionship during trips outdoors and help with light housekeeping, including laundry. They may also include personal grooming, bathing and dressing. Home health care can include the services already mentioned in addition to medical care that can be delivered in the home. Again, these vary but may include injections, massage therapies and managing medical equipment designed for home use.

How do you pay for senior care at home?

Private pay is the most common method of meeting home care costs for seniors. Other ways of raising capital include liquidizing personal assets and turning to relatives. Another option is a reverse mortgage that enables seniors to release some of the equity in their homes. Depending on their plan, a senior with Medicare may also benefit from help in the short term, and those with Medicare Advantage may be able to get long-term support from their insurance. Seniors on low incomes with complex medical needs may be eligible for financial assistance from Wisconsin’s Medicaid program.

Can you write off in-home elderly care?

It’s possible to write off some medical expenses. IRS Publication 502 provides clear guidance on how to itemize health care costs and report them on tax returns. Seniors whose caregivers can be registered as their household employees should read IRS Publication 926 as this clarifies the situation and can answer queries regarding the payment of federal employment taxes.

Assisted living homes vs. home care: how to decide?

The question basically comes down to the senior determining if they prefer to live in their own home, which may mean living alone, or sharing their time with a community in the same age group. Both options provide basic, nonmedical care, such as managing medications, preparing meals, cleaning rooms and doing laundry. Assisted living offers more opportunities for socialization, but seniors have to move out of their own home, which may be a difficult decision for some.