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The 10 Best Home Care Agencies for Seniors in Marble Falls, TX for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Marble Falls, TX, residents and their loved ones rate In Home Care agencies across the 18 options below.

Home Care Services in Marble Falls, Texas

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Paying for Home Care in Marble Falls, TX

The Cost of Home Care in Marble Falls, TX

Home care in Marble Falls is costlier than both the state and national averages of $4,576 and $4,957 per month, according to the 2021 Genworth Cost of Care Survey. Seniors can receive comparable care for a lower cost in surrounding areas. Care averages $620 less in both San Antonio and Houston. It’s also less expensive in College Station, where care costs an average of $4,429 per month. Some of the most affordable costs for care in the region can be found in Victoria, where a month of care averages $858 less than in Marble Falls.

Marble Falls

$5,196

Texas

$4,576

United States

$4,957

San Antonio

$4,576

Houston

$4,576

Victoria

$4,338

College Station

$4,429

The Cost of Home Care vs. Other Senior Care Options in Marble Falls, TX

Both home care and home health care average the same monthly cost of $5,196, despite home health care including medical assistance provided by licensed nurses and therapists. Seniors seeking round-the-clock support may choose assisted living for about $150 more per month, on average. Those with more extensive care needs may require a nursing home, averaging around $735 more for a semiprivate room. Adult day health care provides a less expensive option for nearly $3,700 less than home care.

Home Care

$5,196

Home Health Care

$5,196

Adult Day Health Care

$1,517

Assisted Living

$5,345

Nursing Home Care (semiprivate room)

$5,931

Note: Data for Marble Falls was unavailable, so data for the nearest city, Austin, was used instead.

Financial Assistance for Home Care in Marble Falls, TX

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Marble Falls, TX

While there are many resources that can assist with paying for in-home care, seniors may require additional aid in other areas of their lives to remain in their homes. These programs provide free and low-cost services that can assist seniors in remaining in their homes longer. They range from tax exemptions and regular meals to bill assistance and home modifications. To apply for these resources or get information about eligibility, interested seniors are encouraged to contact the programs directly or apply online at the provided websites.

ResourceContactService
Meals on Wheels(512) 763-1400This program provides five freshly prepared, home-delivered meals a week to seniors in Williamson and Burnet counties, including Marble Falls. Meals are available at no cost, though a $3 donation is recommended. To qualify, seniors must be homebound and 60 or older.
Property Tax Assistance(512) 756-8291Seniors in Texas can receive several property tax exemptions, which are listed on the Texas Comptroller of Public Accounts website and may include exemptions for school district, county and other taxes. To apply, seniors must contact their local appraiser's office. The Burnet County number is listed here.
Critical Housing Accessibility Modification Program (CHAMP)(512) 615-6820CHAMP provides low-income seniors with accessibility modifications to their homes, such as ramps, grab bars and widened doors. Applicants must be verifiably disabled, earn below 80% of the area median income and their homes must pass an inspection.
Home Repair(512) 476-6325Offered by Meals on Wheels of Central Texas, this program provides major safety repairs as well as accessibility modifications for seniors, veterans and adults with disabilities. The volunteers restore homes to help seniors age in place. Interested individuals can apply online through the Meals on Wheels website.
Comprehensive Energy Assistance Program (CEAP)(512) 255-2202CEAP assists low-income households with paying for energy needs, including heating and electric bills. To qualify, households must be at 150% or below the poverty level within the last 30 days. Applications can be completed through Opportunities for Williamson & Burnet Counties, the local community action agency.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

In Home Care near Marble Falls, TX

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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