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The 10 Best Home Care Agencies for Seniors in Garland, TX for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Garland, TX, residents and their loved ones rate In Home Care agencies 5 out of 5 stars across the 99 options below.

Home Care Agencies in Garland, TX

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Paying for Home Care in Garland, TX

The Cost of Home Care in Garland, TX

Garland’s average monthly cost of $4,862 is roughly $100 less than the national average, but also roughly $300 more than the Texas average. Home care prices are generally low in the deep south portion of the state, home to Brownsville and Corpus Christi. Houston’s prices are in line with the state average, but residents of state capital Austin see the state’s highest reported prices for home care.

Garland

$4,862

Texas

$4,576

The United States

$4,957

Austin

$5,196

Brownsville

$2,860

Corpus Christi

$3,623

Houston

$4,576

The Cost of Home Care vs. Other Senior Care Options in Garland, TX

Seniors who need the round-the-clock medical support offered by nursing homes pay $5,627 per month, a 15% increase over the price of home care. Assisted living is best suited for seniors who want to remain social and active in their retirement years, and costs 15% less than home care, which involves nonmedical services only. Adult day health care costs thousands of dollars less than home health care, even though the latter includes light medical services such as wound care and medication management.

Home Care

$4,862

Home Health Care

$4,862

Adult Day Health Care

$1,517

Assisted Living Facility

$4,195

Nursing Home Facility (semiprivate room)

$5,627

Note:Data for Garland was unavailable, so data for the nearest city, Dallas, was used instead.

Financial Assistance for Home Care in Garland, TX

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse MortgagesHome Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Garland, TX

Garland seniors can turn to these programs for financial, social and legal support. Some are based in nearby Dallas and cover most of Dallas County or northwest Texas, while others are specific to Garland city residents.

ResourceContactService
DME Exchange of Dallas214-997-3639This Dallas-based nonprofit provides free, gently used medical equipment for low-income seniors throughout Dallas County. Wheelchairs, rollators, canes and similar mobility pieces are available; the organization also has some larger items such as medical scooters and hospital beds. Income restrictions apply, and a doctor's prescription is required for eligibility.
Legal Aid of Northwest Texas214-748-1234LANT lawyers work with seniors and low-income adults to help them understand legal issues relating to wills and estates, federal tax obligations, landlord disputes and more. The nonprofit firm is based in Dallas but runs monthly local legal clinics for Garland residents.
VNA Meals on Wheels214-689-0000Run by the Visiting Nurse Association nonprofit, this program delivers hot meals directly to Dallas County seniors weekdays around noon. There's no cost for the service, though donations are accepted. Adults must be at least 60 years old and must be homebound to qualify.
Residence Homestead Exemption972-205-2696Texas offers significant property tax exemptions to all residents that allow them to reduce the value of their primary residence for tax calculations. All state residents may exempt up to $40,000 of home value; citizens 65 years of age or older may exempt up to another $10,000. The city of Garland allows seniors to exempt an extra $1,000.
Minor Home Repair Grant Program972-205-2000Garland seniors can get help from this city program to pay for home safety repairs that include replacement of gas lines, replacement of failing water heaters, plumbing issues and more. Residents who are at least 55 years of age may qualify to receive a grant of up to $5,000 to be used for the work.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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