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The 10 Best Home Care Agencies for Seniors in Eugene, OR for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Eugene, OR, residents and their loved ones rate In Home Care agencies 4.7 out of 5 stars across the 15 options below.

Home Care Services in Eugene, Oregon

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On this page:

  • Home Care Services in Eugene, Oregon
  • Paying for Home Care in Eugene, OR
  • Financial Assistance for Home Care in Eugene, OR
  • Eugene Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Eugene, OR

The Cost of Home Care in Eugene, OR

While the 2024 Genworth Cost of Care Survey doesn’t include home care costs for Eugene, deducting 10% from home health care rates gives insight into what agencies charge for nonmedical services. Based on this, seniors pay around $4,805 per month for home care, which is lower than the national and statewide medians of $5,720 and $7,055, respectively. Local rates also compare favorably with fees in Portland, where agencies charge around $7,627.

Eugene

$4,805

Oregon

$7,055

United States

$5,720

Bend

$6,864

Medford

$5,720

Portland

$7,627

The Cost of Home Care vs. Other Senior Care Options in Eugene, OR

Home care clients in Eugene pay around $4,805 per month for nonmedical care. This offers a savings of about $840 over the cost of assisted living, a residential option for those who need assistance with daily living activities. Additionally, home care costs considerably less than nursing home care, which comes to approximately $15,208 and includes 24-hour medical monitoring and professional medical services.

Home Care

$4,805

Home Health Care

$5,339

Assisted Living Facility

$5,645

Nursing Home Care (semi-private room)

$15,208

Financial Assistance for Home Care in Eugene, OR

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Eugene Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Eugene:

ResourceContactAddressService
Emergency Minor Home Repair Program(541) 682-544699 W 10th Avenue, Eugene, OR 97401Through the federal Community Development Block Grant (CDBG) program, this service helps low-income property owners with repair costs of structural conditions that could threaten their health and safety. Depending on the project, the maximum assistance is $10,000. Grants, which don’t need to be repaid, are available up to $5,000. Coverage includes failure of electrical, plumbing or heating systems, leaking roofs and home security. To be eligible, property owners should not earn more than 50% of the area’s median income.
Senior & Disability Services(541) 682-33531015 Willamette Street, Eugene, OR 97401This state-funded organization serves Lane County’s older adult population and adults with physical disabilities, regardless of their income. It provides numerous services, including adult foster care and protective services, food and nutrition, caregiving, advocacy and training, in-home and long-term care services, medical benefits, senior meals, law services and a money management program. Seniors age 60 or older, as well as their caregivers, are eligible for assistance.
Homes For Good Weatherization Program(541) 682-2561100 W 13th Avenue, Eugene, OR 97401Homes For Good assists low-income homeowners and renters to reduce their households’ energy use and utility bills. The program provides multiple free services such as minor health and safety repairs, wall and floor insulation, heating equipment, attic and underfloor ventilation, and the installation of LED light bulbs, energy-efficient refrigerators and smoke alarms. To be eligible, the applicant must be the utility account holder and meet income limits, and the residence should be free from structural damage.
Accessibility Improvement Program(541) 682-544699 W 10th Avenue, Eugene, OR 97401Through this program offered with the federal Community Development Block Grant (CDBG), low-income homeowners and tenants with disabilities receive assistance to improve the accessibility of their properties. Services covered include the removal of architectural barriers, modifications to doorways and the installation of ramps, smoke alarms, handrails, lever hardware and grab bars. Eligible properties should have a market value of less than $260,839 and must be located within the city limits. The applicant’s earnings cannot exceed 50% of the Eugene Area Median Income.
FOOD For Lane County Delivery Service(541) 343-2822770 Bailey Hill Road, Eugene, OR 97402FOOD For Lane County helps homebound seniors to meet their nutritional needs with two services: Senior Grocery and Meals on Wheels. The Senior Grocery program provides a monthly box with essential food and staples. Meals on Wheels has volunteers who deliver a daily noontime meal and check on the senior’s safety. Applicants who are age 60 or over are eligible to apply, and subsidized meals are available for those below 130% of the federal poverty level.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Reviews of Care Providers Nearby

Home Care

Paula S_23

I am a current client of this provider

Review of New Horizons In-Home Care

The caregivers that were good did a good job. It depends on the individual caregivers. The caregivers many times are late, and they have to get a substitute at the last minute. I have had several...

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Home Care

Jocelyne E

I am a current client of this provider

Review of New Horizons In-Home Care

They help immensely. They can answer the phone more. They try to deal with problems.

Read more

Home Care

Jill S_6

I am a current client of this provider

Review of New Horizons In-Home Care

I can't take a shower by myself or stand up long enough to make a meal. I get really good care from them.

Read more

In Home Care near Eugene, OR

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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