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The 5 Best Home Care Agencies for Seniors in Ironton, OH for 2024

The 22,000 people who live in Ironton, Ohio, share a small community that straddles the right bank of the Ohio River, across from the Kentucky state line and not far downstream from West Virginia. Seniors aged 65 and over comprise 22% of the city’s population. An exceptionally low cost of living and similarly low crime rate make the community welcoming and safe for them. Local health resources include the highly rated King’s Daughters Medical Center, which is located just across the river and accepts Medicare for incoming senior patients. According to the Genworth 2021 Cost of Care Survey, seniors in Ironton pay an average of $3,670 a month for home care, which is well below both the state and national averages.

Below we’ve compiled a comprehensive directory of every home care provider in the Ironton area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Ironton, OH

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Paying for Home Care in Ironton, OH

The Cost of Home Care in Ironton, OH

The Genworth 2021 Cost of Care Survey puts the average cost of home care in Ironton at $3,670 per month. This figure is $1,287 less than the Ohio average and $811 lower than the national average. Relative to other Ohio cities, Ironton has affordable home care, with substantially lower prices than the $4,052 per month seniors pay in Akron and the $4,957 in both Lima and Toledo. Seniors in Columbus pay the highest monthly rates in the state at $5,625.

Ironton

$3,670

Ohio

$4,957

United States

$4,481

Akron

$4,052

Lima

$4,957

Toledo

$4,957

Columbus

$5,625

The Cost of Home Care vs. Other Senior Care Options in Ironton, OH

Older adults in Ironton have more options than just home care to meet their needs. Seniors with medical issues can hire a home health aide for the same price that nonmedical assistance costs. Seniors who transition into assisted living typically pay an average of $4,875 for full-time care. For those whose needs include physical therapy or medication management from a nursing team, the average nursing home in Ironton costs an average of $6,844 per month for a semiprivate room, which is $3,174 per month higher than the cost for home care.

Home Care

$3,670

Home Health Care

$3,670

Assisted Living

$4,875

Nursing Home Care (semiprivate room)

$6,844

Note: Data for Ironton was unavailable, so data for the nearest city, Huntington, WV, was used instead. 

Financial Assistance for Home Care in Ironton, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Ironton, OH

Seniors in Ironton may need some outside help to thrive at home and put off transitioning into a residential care facility. The agencies in this table offer free and low-cost services that can support seniors’ needs for in-home care, nutritional support, community activities and home utility service. Seniors can access these services by reaching out directly to the agencies listed.

ResourceContactService
OMJ One-Stop Center(740) 532-3140The AARP offers free tax prep services for seniors at the OMJ One-Stop Center at 120 N. Third Street Ironton. Seniors with a simple tax filing status or with more complex needs for advice and tax prep assistance can visit the clinic on a walk-in basis for free advice and help preparing their returns.
Area Agency on Aging District 7(740) 245-5306Acting as a single point of entry for seniors seeking assistance, Area Agency on Aging District 7 offers free and unbiased consultations, referrals for services and counseling about benefits. Case managers with the agency help seniors locate and apply for transportation assistance, meal service and other needs.
TTA-Ohio(740) 894-7433TTA-Ohio is an interstate system that provides low-cost and free transportation for seniors in the tri-state area around Ironton. Seniors can call the service for dial-a-ride trips within a local radius and even request wheelchair or ADA-compliant service. Trips may be taken for any reason, including medical, shopping and personal.
Community Action Ohio(740) 532-3140Community Action Ohio is a comprehensive senior and low-income resource center. Offering diverse programs such as home utility assistance, meal service, educational courses and benefits counseling, the agency's counselors help Ironton-area seniors thrive while they age in place. Other benefits include housing assistance and eviction help.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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