The 5 Best In Home Care Service in South Point, OH for 2023
South Point, a small town in Lawrence County, Ohio, has a population of 3,836, 19.2% of whom are seniors aged 65 and older. The high senior population and low cost of living make South Point a very attractive place for seniors to live. The 2020 Genworth Cost of Care Survey states that the average monthly cost for home care services is $3,790, which is significantly lower than the national average of $4,481.
Below we’ve compiled a comprehensive directory of every home care provider in the South Point area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Directory of Home Care Services in South Point, OH
Right at Home Huntington, WV, Ashland, KY & Ironton, OH
5185 US Route 60 Ste #29, Huntington, WV, 25507
VNA Healthcare Partners of Ohio, Inc- Cleveland
2500 East 22nd Street, Cleveland, OH, 44115
M J Nursing Registry Inc
8280 Montgomery Road, Suite 301, Cincinnati, OH, 45236
Interim HealthCare of Coal Grove, OH
425 Marion Pike, Coal Grove, OH, 45638
Interim HealthCare of West Union, OH
720 E Main St., West Union, OH, 45693
Interim HealthCare of Portsmouth, OH
4130 Gallia St., Portsmouth, OH, 45662
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Paying for Home Care in South Point, OH
The Cost of Home Care in South Point, OH
The data from the Genworth 2020 Cost of Care Survey shows that the median cost of home care in South Point is $691 cheaper than both the Ohio state average and national average, making it one of the most affordable places for in-home care in the state and the country. There are many places in Ohio that have a higher cost of home health care, including Cleveland at $4,362, Columbus at $4,576 and Cincinnati at $4,767.
The Cost of Home Care vs. Other Senior Care Options in South Point, OH
There are several long-term care options for seniors in South Point, depending upon their needs. Both home care and home health care cost an average of $3,790 per month but home health care includes medical services such as physical therapy, typically provided by registered nurses and therapists. The cost to stay in an assisted living facility is marginally cheaper at $3,775 per month and for residents to stay in a semiprivate room in a nursing home, the cost is $6,844.
Home Health Care
Adult Day Health
Nursing Home Care (semi-private room)
Note: Data for South Point was unavailable, so data for the nearest city, Huntington, West Virginia, was used instead.
Financial Assistance for Home Care in South Point, OH
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in South Point, OH
Seniors living in South Point have access to a range of resources that are designed to help them age in place. There are local and federally funded programs that provide financial assistance, home repairs and programs to enhance wellbeing.
The Ohio District 5 Area Agency on Aging, Inc offers a variety of services for seniors, including free health and wellness programs. Programs available include fall prevention workshops, diabetes management workshops and chronic disease self-management workshops.
The Weatherization Assistance Program is a federally funded program that provides home repairs to low-income households. To be eligible, applicants must have one person over the age of 60 and meet income requirements. A variety of services are offered, including heating system repairs, health and safety testing and insulation installation.
The SE Ohio Foodbank offers nutritional services to at-risk individuals and families in southeast Ohio. It provides services such as food pantries, hot meal sites and meals on wheels. To be eligible, applicants must meet income requirements.
HEAP is a federally funded program that assists low-income households with energy costs. The eligibility criteria include someone in the home being disabled or above the age of 60 and an income that is at or below 175% of the federal income level. The assistance is usually a payment directly to the energy provider.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
What’s the difference between in-home care and home health care?
In South Point, seniors have access to both in-home care and home health care. In-home care refers to services that are nonmedical, such as light housekeeping, meal preparation and transportation, whereas home health care refers to medical services provided by a registered nurse or therapist, such as physical therapy, wound care and IV therapy.
What types of services can a home care agency in South Point, Ohio, provide?
Home care agencies in South Point provide a wide variety of services that can be tailored to the needs of each senior. Agencies can assist seniors who have conditions such as Alzheimer’s, dementia and Parkinson´s with a range of personal and household tasks. Services include helping seniors get dressed, food shopping and preparation. They can also assist with services such as physical therapy and assistance with oxygen.
What is the average cost for in-home elderly care in South Point?
The average cost for in-home elderly care in South Point is $3,790. This price is approximately the same for both in-home care, which consists of nonmedical services, and home health care, which includes medical services by a registered medical professional.
Assisted living homes vs. home care: how to decide?
Choosing between an assisted living facility or home care comes down to personal preference, financial situation and lifestyle preferences. Assisted living facilities are appropriate for seniors who enjoy being around others as part of a community and are ready to leave their own homes and have access to 24/7 care. Home care is usually more appropriate for seniors who have not yet reached a level of need where they need constant care available but they need some assistance. In South Point the cost of both is very similar, making personal preferences more important for choosing.
What is a home care assessment?
A home care assessment is essential to determine what type of care is suitable for your loved one. A care specialist will come and discuss their reasons for getting care, such as any surgeries. They will ask about tasks of daily living to determine which tasks are currently being done by another caregiver, as well as asking about any health conditions that need specific care and a mental assessment to address any psychological issues such as anxiety.