Memory Care Communities in Hurricane, West Virginia

In Hurricane, seniors pay approximately $5,938 per month for memory care. While local rates track higher than respective state and national norms of around $5,200 and $5,625, care costs fare favorably compared to nearby cities. For example, monthly fees in Huntington run about $160 lower than rates in Hurricane, and in Parkersburg, care costs trend even higher at $6,805. Similarly, in Morgantown, memory care costs exceed Hurricane’s median by about $1,190.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Hurricane residents pay a baseline monthly rate of $5,938 for memory care services.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in West Virginia page.

Memory care costs exceed typical rates for other long-term care alternatives in Hurricane, with seniors paying approximately $5,938 for specialized services. By comparison, assisted living rates fall about $1,200 lower, providing savings for seniors who need nonmedical residential care but don’t require dementia support. Additionally, agencies that provide basic in-home care services, such as transportation for errands and daily companionship, and home health care agencies that administer skilled nursing services, such as wound care, charge even lower rates of $4,481. Only nursing homes, which provide around-the-clock intensive medical care and custodial services for seniors with advanced age or medical conditions, cost more than memory care at $12,258.

The West Virginia Department of Health houses the Office of Health Facility Licensure and Certification, the governing body responsible for licensing and overseeing all memory care communities in Hurricane and the rest of the state. This department enforces minimum standards for memory care facilities related to care services, resident move-in and retention criteria and housing features and amenities.

• Hurricane scores 52 out of 100 points on the AARP Livability Index, putting it among the more age-friendly communities in the nation. High access to affordable housing promotes cost-effective memory care options, and compared to national norms of 0.0, the city has 0.9 grocery stores, 0.2 parks and 0.4 libraries within a half-mile radius of any location, providing convenience for those visiting loved ones in memory care.

• Hurricane’s Putnam County ranks 4th in the state for general health and in the top percentiles for related factors and outcomes. The local life expectancy surpasses the state norm by two years, coming in at 76.2 years, and residents have access to one primary care physician per 940 people compared to the state average rate of 1,270. This indicates access to health care services for seniors, including those living with chronic conditions such as dementia.

• Hurricane has a low crime rate, with the city reporting just eight incidents annually per 1,000 residents. The local violent crime rate comes in at 3.36 per 1,000 residents, which exceeds the state norm and comes in a little below the national average, but property crime occurs at less than half the state rate and a quarter of the national frequency. This may appeal to older adults and families considering local memory care facilities.

• The overall cost of living in Hurricane comes 2.5% below the national average, promoting budget-friendly memory care services for seniors with financial considerations. Across five metrics that contribute heavily to general affordability, housing costs run 40% less than the national norm, transportation and food come in about 30% less and health care and utility expenses cost roughly 15% less. Additionally, the state funds the Aged and Disabled Waiver Program, which helps qualified individuals cover memory care costs.

• West Virginia imposes state income taxes on all forms of retirement income at rates of between 3.0-6.5%. Fortunately, it has a deduction of up to $8,000 seniors aged 65 and over can claim to reduce what they owe to the state, as well as an additional $2,000 deduction anyone with public pension benefits can claim.