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The 10 Best Home Care Agencies for Seniors in Fayetteville, NC for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Fayetteville, NC, residents and their loved ones rate In Home Care agencies 5 out of 5 stars across the 25 options below.

Home Care Agencies in Fayetteville, NC

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Paying for Home Care in Fayetteville, NC

The Cost of Home Care in Fayetteville, NC

Seniors in Fayetteville see lower monthly home care costs than people in other cities throughout North Carolina and the United States. The Genworth survey reports that rates are $381 lower than the state average and $953 less than the nationwide median and prices in the state capital, Raleigh. Costs in cities to the northwest, including the Greensboro and Hickory areas, run slightly higher than in Fayetteville as well. South, toward the East Coast in Wilmington, rates climb more than $570 above those here.

Fayetteville

$4,004

North Carolina

$4,385

The United States

$4,957

Raleigh

$4,957

Greensboro Area

$4,195

Hickory Area

$4,099

Wilmington

$4,576

The Cost of Home Care vs. Other Senior Care Options in Fayetteville, NC

In Fayetteville, home care costs the same as home health aide services, which include light medical assistance such as injections, pain management and physical, speech or occupational therapy. Assisted living prices fall about $1,000 below in-home care rates here. Adult day care is slightly over one-fifth the cost of home care in this city, but it requires participating in scheduled programs away from home. Nursing home care is the most expensive, offering the highest level of care at $6,722 per month.

Home Care

$4,004

Home Health Care

$4,004

Adult Day Health Care

$867

Assisted Living

$3,000

Nursing Home Care (semiprivate room)

$6,722

Financial Assistance for Home Care in Fayetteville, NC

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Fayetteville Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Fayetteville:

ResourceContactAddressService
Cumberland County Council on Older Adults(910) 484-0111339 Devers Street, Fayetteville, NC, 28303The CCCOA is a local nonprofit organization focused on helping older adults in the community maintain independence in their own homes. This agency offers several outreach programs to accomplish this, including administering home improvement programs and meal delivery service and preparation assistance. Caseworkers at the agency also help seniors locate government benefits and health care programs and navigate the application process. 
Cumberland County Meals on Wheels(910) 484-0111339 Devers Street, Fayetteville, NC, 28303Local volunteers deliver weekday meals to those who are homebound or otherwise unable to prepare their own healthy meals. Each meal is prepared according to the USDA standards for nutrition and a balanced plate, and the program itself offers information and seminars about healthy eating and how to prepare meals on a budget. Volunteers also provide daily check-ins for participants and light companionship. 
Legal Aid of North Carolina – Senior Law Project(877) 579-7562Legal Aid of North Carolina, 224 S. Dawson St., Raleigh, NC 27601​LANC is a pro bono legal assistance program designed to address the needs of the elderly and indigent in the community. Area attorneys provide representation in civil matters, including cases of elder abuse and neglect. Seniors can receive help with preparing legal documents, such as wills and living wills, as well as filing for divorce and bankruptcy. No criminal matters are handled. Those aged 60 and older who meet certain income guidelines are eligible. 
Cumberland County Housing Rehabilitation(910) 323-6112707 Executive Place, Fayetteville, NC 28305Area property owners who meet income eligibility and ownership requirements, including seniors in need, may receive assistance to renovate substandard living environments. This assistance comes in the form of a loan or grant and may be used to repair roofs, windows and doors, add insulation and repair plumbing and heating or cooling. Other services can include renovations for handicapped accessibility, such as wheelchair ramps or grab bars in the bathrooms. 
Cumberland County Crisis Intervention Program (CIP)(919) 527-6300CCDSS, 1225 Ramsey Street, Fayetteville, NC 28301The Cumberland County Social Services Department facilitates a federally-funded energy assistance program for low-income residents who have difficulty paying for their heating and cooling bills. Bill pay assistance is given to those in crisis situations who are in danger of having utilities shut off. Under this program, the payments are made directly from the program to the utility provider. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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