Caring.com
Caring.com

(800) 558-0653

The 10 Best Home Care Agencies for Seniors in Chaska, MN for 2024

Chaska is a city in Minnesota that is part of the Minneapolis-St. Paul metropolitan area. Seniors make up approximately 10% of the population, which is less than the national average of 16.5%. The city has a variety of shops, parks, restaurants and points of interest for seniors to explore and enjoy. In the event of an injury or illness, Chaska seniors have access to several hospitals in the area, including Two Twelve Medical Center. According to the 2020 Genworth Cost of Care Survey, seniors who prefer to remain in their homes can opt for home care services at approximately $6,292 per month.

Below we’ve compiled a comprehensive directory of every home care provider in the Chaska area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

What you can do with Caring

  • Search the Caring database

    Quickly search the largest online senior living and senior care directory

  • Read reviews and expert guidance

    Read our authentic consumer reviews and content by experts

  • Speak to a Family Advisor for free

    Guided, expert advice to find the best community or agency for you

  • Take a tour to decide yourself

    We’ll help you book tours or get in touch with local agencies

Home Care Agencies in Chaska, MN

18 Results

Didn't find what you were looking for?

Caring's Family Advisors are here to help you with questions about senior living and care options.

Call us at (855) 948-3865

Paying for Home Care in Chaska, MN

The Cost of Home Care in Chaska, MN

The median cost of home care is about $6,292 in Chaska and $5,863 in the state of Minnesota, according to the 2020 Genworth Cost of Care Survey. In comparison, the national average is $4,481 per month. Aside from Chaska, the monthly cost of home care in Minnesota ranges from $5,262 in St. Cloud to $5,840 in Duluth. Rochester seniors pay around $5,434, and those who live in Mankato pay $5,720 for the same type of care.

Chaska

$6,292

Minnesota

$5,863

The United States

$4,481

Duluth

$5,840

St. Cloud

$5,262

Rochester

$5,434

Mankato

$5,720

The Cost of Home Care vs. Other Senior Care Options in Chaska, MN

There are several other options for long-term care for seniors in Chaska, and it’s helpful to understand the difference in costs. Home care costs around $6,292 per month, while home health care, which includes skilled nursing, is $6,483. Adult day health care is the least expensive option at $1,863, and an assisted living community costs around $4,797. Nursing homes offer the highest level of care at $11,285 per month.

Home Care

$6,292

Home Health Care

$6,483

Adult Day Health Care

$1,863

Assisted Living

$4,767

Nursing Home Care (semiprivate room)

$11,285

Note: Data for Chaska was unavailable, so data for the nearest city, Minneapolis, was used instead.

Financial Assistance for Home Care in Chaska, MN

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Chaska, MN

Chaska seniors have access to a variety of programs and services that can help them remain in their homes independently. These resources are available for free or at a low cost and are provided by both government and private agencies.

ResourceContactService
The Lodge at the Chaska Community Center(952) 448-2023The Chaska Community Center serves seniors aged 55 and older with a variety of programs and services. There is no fee to use the center, which includes computers, a fully stocked kitchen, a large gathering space for special events, a library, a large patio and a pool table. It is open for activities Monday through Friday.
Chaska Meals on Wheels(651) 486-9860The Chaska Meals on Wheels works to address hunger and provides food to those in need. The program delivers two meals a day to seniors and offers companionship and wellness checks. The service is available Monday through Friday and for special holidays.
Minnesota Valley Action Council Weatherization Program(800) 767-7139The Weatherization Program helps seniors improve their homes’ energy efficiency. Services include installing weather-strip, reducing air infiltration, installing insulation and performing heating appliance tune-ups. It is available to both homeowners and renters.
Energy Assistance Program (EAP)(651) 322-3500EAP helps low-income seniors and eligible households pay their energy bills, especially during winter months. The service can assist with utility disconnections, provide education on the efficient and safe use of home heating systems and help with the repair or replacement of older heating systems.
Carver County Community Development Agency (CDA)(952) 556-2782The CDA provides assistance with home repairs. It offers help with routine home maintenance, emergency repairs and accessibility improvements. Seniors must meet income and other eligibility requirements to be accepted into the program.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Our Services

  • Senior Living Directory

  • Senior Care Directory

  • Caregiving Resources

  • Sitemap

  • Terms of Use

  • Privacy Policy


© 2024 Caring, LLC. All rights reserved.