The 10 Best Home Care Agencies for Seniors in Peoria, IL for 2024
Peoria, Illinois, is home to about 111,000 people, 15.7% of whom are senior citizens — a figure below the national rate of 16.8%. Peoria has the feel of a small community and its cost of living is quite low, coming in over 25% below the national average and significantly under the state average. Housing costs are especially affordable in Peoria. Health care costs, however, are right at the national average. Residents can choose from OSF Saint Francis Medical Center and UnityPoint Health hospital for primary care, emergency services and medical specialties.
The 2021 Genworth Cost of Care Survey lists home care costs in Peoria at $5,053 per month. Home care includes services like help with personal care activities, housekeeping, transportation and companionship. It differs from home health care, which focuses on medical services like vital signs monitoring and therapy.
Below we’ve compiled a comprehensive directory of every home care provider in Peoria– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
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Home Care Agencies in Peoria, IL
Right at Home Peoria IL
4507 N Sterling Ave , Peoria, IL, 61615
"Right at Home has provided excellent care for my dad, they are Caring, knowledgeable, dependable, and trustworthy. I am so thankful to havevfound them and would highly recommend their service. They work with the VA so that is an added benefit...."READ MORE
Comfort Keepers In Home Care
3829 N. Sheridan Rd, Peoria, IL, 61614
"I have been able to find and secure in-home care from Comfort Keepers, so nurses have been coming in 24 hours 7 days a week. I've been using them for about a month now. I'm satisfied with them. The nursing staff have been very nice and very caring to..."READ MORE
ResCare HomeCare Peoria, Illinois
6919 N Knoxville, Suite 102, Peoria, IL, 61614
"My social worker told me about Circle of Life in Peoria. Their care is very good. I have not been with them very long so we're still getting acquainted. You have to look at them for their vantage point for the patient and they are patient oriented. A..."READ MORE
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Paying for Home Care in Peoria, IL
The Cost of Home Care in Peoria, IL
Peoria’s home care costs, according to the 2021 Genworth Cost of Care Survey, come in at $5,053 per month. This stands above the national average by only about $100, and it’s less than the Illinois state average by $286. Peoria’s prices run in the middle of the pack when compared to other Illinois cities. Chicago and Rockford to the north are more expensive by around $600. Springfield is almost equivalent with only a slight cost increase. Decatur’s rates come in below those of Peoria by over $280.
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The Cost of Home Care vs. Other Senior Care Options in Peoria, IL
Home care costs in Peoria are on the high side when compared to prices of other types of care. Adult day programs are on the low end with a savings of around $3,100, but these don’t provide comprehensive in-home services and do require travel. Assisted living is also less expensive than home care by over $900. Home health care, which provides medical assistance from nurses and therapists, is equivalent to home care in cost. Nursing home rooms, however, run higher by almost $1,500.
Home Health Care
Adult Day Health Care
Nursing Home Care (semiprivate room)
Financial Assistance for Home Care in Peoria, IL
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Peoria Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Peoria:
|Meals On Wheels
|1020 S. Matthew, Peoria, IL 6160
|Seniors who are unable to cook or shop for themselves may be able to get meal delivery through Meals On Wheels. Meals are typically delivered at noon on Monday, Wednesday and Friday. To be eligible, applicants must be aged 60 or older and have a medical condition.
|Adult Protective Services
|P.O. Box 3855, Peoria, IL 61612
|The Adult Protective Services Act was passed in 2013 to provide a means to investigate claims of senior abuse. This abuse may range from physical mistreatment to the financial exploitation of seniors. To qualify for assistance from this program, individuals must be aged 60 or older and have a disability.
|720 Joan Court, Peoria, IL 61614
|Seniors aged 60 and older are eligible to receive free transportation services around Peoria. Trips to the doctor, pharmacy and grocery stores are given priority, and seniors are asked to schedule their trips 24 hours in advance.
|Care Coordination Services
|720 Joan Court, Peoria, IL 61614
|This program run by the Area Agency on Aging supports Peoria seniors seeking to maintain their independence. An assessment is conducted to evaluate an individual’s level of need, and then a comprehensive care plan is developed based on the information gathered. Assistance is provided in the form of adult day services, finance management or homemaker care.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.