The 5 Best Home Care Agencies for Seniors in Statesboro, GA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Statesboro, GA, residents and their loved ones rate In Home Care agencies across the 9 options below.

Based on information in the Genworth 2021 Cost of Care Survey, seniors in Statesboro can expect to pay $4,767 per month for non medical in-home care, which includes basic services, such as personal care and companionship. Although this monthly rate is high relative to Georgia’s norm of $4,290, it’s about $200 less than the national average. Rates in other cities in the region tend to be lower, with seniors paying about 6% less for care in Brunswick and 12% less for services in Valdosta. Similarly, in Hinesville, home care costs are competitive at $3,813, and in Albany, agencies charge $3,527 for care.

In Statesboro, home care agencies charge $4,767 per month for nonmedical services, which is equal to the monthly rate home health care agencies charge for skilled nursing. While this senior care option is pricey compared to assisted living, which costs about 26% less, it offers a potential monthly savings of about $2,800 over the cost of nursing home care with semi private accommodations.

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

• Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
• Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
• Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
• Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
• Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.