Memory Care Communities in Lincoln, NE

In Lincoln, memory care averages a cost of $5,894, almost $800 higher than the Nebraska average of $5,095 and a bit higher than the national average of $5,625. Lincoln’s memory care cost of $5,894 is comparable to the cost in Omaha, an hour’s drive southwest, averaging $5,815. Grand Island, an hour and a half drive directly west, averages much less for memory care at $3,633 monthly and Sioux City, Iowa to the north of Lincoln averages $3,500. Manhattan, Kansas, south of Lincoln, averages much higher costs for memory care at $6,748.

Memory care services account for an additional 20 to 30% fee increase beyond assisted living costs each month. There are no memory care costs included in the Genworth Cost of Care Survey, so we calculated the monthly average cost for memory care in Lincoln by adding 25% to the reported assisted living cost. 

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Nebraska page.

Seniors who remain living in their homes but need weekday supervision and care can save money by enlisting the services of adult day health care averaging only $579 a month. Homemaker services offer assistance with everyday living, housekeeping and transportation and home health aides offer the same with some medical care. Both these services average $5,148 a month. Assisted Living costs less per month at $4,715 and provides a social setting for seniors. When seniors need higher-level medical care, a nursing home may be necessary averaging $7,908 monthly for a semiprivate room and $8,745 for a private room.

The Nebraska Department of Health and Human Services regulates the licensure of long-term care living facilities. It ensures all facilities are in compliance with federal rules and regulations for long-term care licensing. Certification and licensing are necessary to allow a long-term care facility to receive Medicare and Medicaid payments.

• Lincoln has moderate weather. The city receives 31 inches of rain per year on average, a bit lower than the national average of 38 inches, and 26 inches of snow per year, while the nation’s snowfall average is 28 inches. Lincoln’s seniors can enjoy an average of 214 sunny days each year, allowing plenty of days to visit the area’s numerous museums, parks, eateries and the Nebraska State Museum of Natural History.
• Nebraska is not a tax-friendly state for retirees. Social Security income is partially taxed, money is taken out of retirement accounts and public and private pension income is fully taxed. To help seniors maintain their budget, Lincoln does offer a lower cost of living at 89.8 with 100 as the U.S. average.
• The Nebraska Department of Health and Human Services is headquartered in Lincoln and offers numerous resources and support for residents living with Alzheimer’s, their families and their caregivers. The community takes notice of the increasing number of seniors diagnosed with dementia and has a comprehensive plan, Nebraska State Plan for Alzheimer’s Disease and Related Dementias, to meet the needs of residents living with this disease.
• Seniors have numerous options to choose from for health care in Lincoln. Catholic Health Initiatives (CHI) Hospitals consist of 14 hospitals, and there are several campuses in Lincoln with numerous providers associated with the hospital. CHI Health also includes a dedicated heart institute in Lincoln. Additional hospitals in Lincoln include Bryan Health and Lincoln Surgical Hospital, offering surgery and personalized surgical recovery options in a comfortable, hotel-like environment.