Memory Care Communities in Sioux City, Iowa

Memory care costs less in Sioux City than the Iowan and national averages, saving families up to $274 and $440, respectively. Care costs rise across other locations in Iowa, with expenses averaging nearly 4.9% more in Davenport, 14.5% more in Cedar Rapids and 10.1% more in Waterloo. However, memory care is most expensive for seniors relocating to Des Moines, where providers charge an average rate of $819 more than in Sioux City.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care providers charge seniors $5,185 per month in Sioux City.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Iowa page.

Averaging $5,185, memory care costs less than several other forms of senior living in Sioux City. For example, in-home care costs $154 more for assistance with activities of daily living. Home health care has the same higher price but focuses on skilled nursing and medical treatments. Seniors can save the most money by moving into assisted living, as it costs ‬$1,037 less than memory care. However, staff in this type of care may not possess the knowledge to support seniors with more advanced Alzheimer's symptoms. Semi-private accommodations in nursing homes cost about 32% more than memory care but provide 24-hour professional medical support.

The Iowa Department of Inspections, Appeals and Licensing regulates memory care providers in Sioux City, ensuring they follow health and safety standards. The department conducts regular inspections to maintain the quality of memory care throughout the state, as well as more in-depth investigations into complaints.

• Sioux City suffers from high crime rates. About 29.41 people per every 1,000 experience property crime in the city each year vs. 15.68 statewide and 19 nationwide. Residents of Sioux City also have a 1 in 179 chance of experiencing violent crime, compared to a 1 in 331 chance average across Iowa. However, memory care communities often provide a high degree of safety, thanks to their security measures and the constant presence of staff.

• Winters can become quite cold in Sioux City, as the region experiences lows of 9.6 degrees Fahrenheit compared to the nation's much higher 21.7-degree Fahrenheit average. However, summer temperatures closely match the U.S. norm of 85.8 degrees Fahrenheit, and Sioux City sees about five more sunny days annually. The region also experiences 8.6 fewer inches of annual rainfall than the national average.

• Sioux City's cost of living measures 0.1% higher than the national average. While much of these expenses result from high housing costs — 45.6% above the national average —, seniors may also pay 15.4% more for health care in Sioux City. However, Iowa exempts retirement income from taxes, which may help reduce expenses for seniors.

• Sioux City's local hospitals include MercyOne Siouxland Medical Center and UnityPoint Health. The former ranks within the top 100 hospitals for prostate surgeries, and the latter holds a stroke care excellence award. Additionally, Dunes Surgical Hospital — only 3.8 miles away — offers seniors access to many surgical procedures performed by a provider known for its safety, excellent outcomes and joint replacements.

• Air quality measures high in Sioux City. The American Lung Association gives the region a B rating for overall particulate pollution levels. The city also typically ranks in the good category of the U.S. Air Quality Index and usually has low levels of airborne plant allergens.