New Jersey has three geographical sectors, North Jersey, Central Jersey and South Jersey. South Jersey includes the southern area of the state below the Delaware River and state 195, including eight counties: Atlantic, Burlington, Camden, Cape May, Cumberland, Gloucester, Ocean and Salem County. These eight counties offer seniors easy access to the peaceful New Jersey Shore, the nightlife of Atlantic City and countless acres of farming, giving New Jersey its nickname The Garden State.
The Genworth 2019 Cost of Care Survey provides assisted living cost-of-care amounts for regional areas in the United States. To provide the average cost-of-care for South Jersey, we will look at the combined Genworth averages for the Vineland area, Ocean City and the Atlantic City area. The Vineland area averages $4,600 a month for assisted living, with Ocean City at $4,896 and the Atlantic City area at $5,200. Each of these areas is higher than the national average of $4,051 per month for assisted living.
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2201 Bay Avenue, Ocean City, NJ, 08226
3.9
(22 reviews)
"We loved everything about United Methodist Communities at The Shores. It is very modern and the level of care that they give all of the residents there seems to be exceptional. They have a secured memory wing as well. You know, it's just really put t..."
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6817 East Black Horse Pike, Egg Harbor Township, NJ, 08234
2.5
(4 reviews)
"I toured New Standard Senior Living at Egg Harbor Township. The facilities were brand new. Everything's clean and organized. The staff was very knowledgeable and ready to work hard to take care of your family member. They had workout facilities for a..."
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432 Central Avenue, Linwood, NJ, 08221
"Brandywine Living at Brandall Estates is very lovely. It's a beautiful place and well cared for; however, their price was very high. The rooms were lovely. They were large. They had kitchenettes. The lobby was large, and they had staircases going up ..."
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199 Steelmanville Road, Egg Harbor Township, NJ, 08234
4.9
(12 reviews)
"It is like personalized care. My father likes it there. They cater to all the residents. They maintain his room once a week and then I go in between that time and I clean up for him. They have a large family room, and then they have a smaller room. T..."
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917 S Main Street, Pleasantville, NJ, 08232
5.0
(5 reviews)
"A friend of mine was over at Villa Raffaella Assisted Living. She was at the assisted living and then she progressed to needing more care. The community was immaculate, it was very clean and very warm. The employees were just very caring. They alway..."
READ MORECaring's Family Advisors are here to help you with questions about senior living and care options.
The Genworth Cost of Care Survey 2019 has an average of $6,400 per month for assisted living in the state of New Jersey, making New Jersey an average of $2,349 more for assisted living than the national monthly average of $4,051. The three main areas of South Jersey are the Vineland area, Ocean City and the Atlantic City area. The Vineland area averages $4,600 a month for assisted living, making it $1,800 less than the state’s average. Ocean City’s monthly cost for assisted living is $4,896 and the Atlantic City area is $5,200. These two east-shore locations are $1,504 and $1,200 less per month, respectively than the state cost.
South Jersey connects to larger cities such as Philadelphia with a monthly average of $4,875 for assisted living, only $275 more per month than the Vineland area. Just west of South Jersey, across the bay, is Dover, Delaware with monthly costs for assisted living averaging $6,180 compared to neighboring Ocean City, which is $1,284 less than Dover. New York City, unsurprisingly, is the most expensive in the area at $6,950, reflecting the much higher cost of living in the nation’s biggest metropolitan area.Â
Vineland Area
$4,600
Ocean City
$4,896
Atlantic City Area
$5,200
New Jersey
$6,400
The United States
$4,051
Dover, DE
$6,180
New York City
$6,950
New Jersey offers Medicaid waivers that may help those who qualify offset the costs of an assisted living facility. Qualifications are set through the state’s Department of Human Services. This program was created in 2017 and is titled Medicaid Managed Long-Term Services and Supports (MLTSS). This falls under the federal government’s Comprehensive Medicaid Waiver. New Jersey’s system has no enrollment caps, meaning that all those who are eligible to receive services will receive them.Â
Learn more about these programs, plus who’s eligible, on our Assisted Living in New Jersey page.
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
For more information about different ways to finance assisted living, visit our Assisted Living in New Jersey page.
| Resource | Contact | Service |
|---|---|---|
| Atlantic County, NJ Division of Intergenerational Services | (888) 426-9243 | Atlantic County provides a Division of Intergenerational Services with programs offered to the community including senior citizen services. Staff members perform assessments and provide counseling, information and referrals to help seniors with their needs. Areas of assistance for seniors include adult day care, housing assistance, legal services, home care, transportation and meals. |
| Upper Township Senior Center | (609) 390-9409 | The Upper Township Center is part of Cape May County services and offers seniors a place to gather, enjoy each other’s company, and partake in activities and meals together. Activities include art, bingo, bridge games, cards, crafts, sewing classes, a Wii gaming system and fitness. Lunch is served every day and free transportation is available with reservations. |
| Jersey Assistance for Community Caregiving (JACC) | (609) 645-5965 | Seniors age 60 and older can partake in the JACC, which provides services such as in-home assistance for seniors at risk of needing to be in a nursing home or need help in areas including respite care, chore services, adult day care, transportation or who need a medical alert system, special medical equipment or modifications to their home so they can age in place. A care manager works with each senior to be sure their needs are met. |
| Cumberland County Congregate Nutrition Program for the Elderly | (856) 453-2159 | Lunchtime meal program provides for Cumberland County residents aged 60 and older. Luncheon meals are served five days a week in Vineland, Millville, Commercial Twp., Maurice River Twp. and Bridgeton. Several other sites serve lunch two to three days a week. Reservations are needed, and the program offers free blood pressure screening. Lunch includes hot, nutritious meals, and all seniors are welcome. |
| Cumberland County Meals on Wheels Program | (856) 453-2159 or 453-2231 | Meals on Wheels offered by Cumberland County delivers hot, nutritious and well-balanced meals for seniors who cannot provide their own meals. Special dietary needs are accommodated such as low sodium, diabetic meals and others prescribed by a physician. Meals are delivered to senior’s homes Monday through Friday and weekends for those who need the additional days. Seniors 60 and older who live in Cumberland County are eligible. |
| NJSave | P.O. Box 715, Trenton, NJ 08625-0715 | Federal and state programs that seek to help seniors live in their communities as long as possible are part of the NJ Division on Aging Services. NJSave includes several of these programs seniors can apply for online or by mail. Programs include assistance for low-income seniors and adults with disabilities helping them in areas such as prescription costs, utility bills, help to obtain hearing aids, supplemental nutrition assistance programs (SNAP), and miscellaneous needs such as reduced motor vehicle fees, low-cost spaying or neutering and property tax freeze programs. |
| Maurice River Township Senior Center | (856) 785-0325 | Seniors 60 and older are welcome to participate in the Maurice River Township Senior Center’s activities and programs. Activities include holiday parties, senior dances, help with living wills, regular wills and attorney services and a monthly trip to the casino. Seniors enjoy monthly special bingo, making their own ice cream sundae and daily lunches. Lancaster trips by bus are scheduled once or twice a year. |
South Jersey-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in New Jersey are required to follow. Visit our Assisted Living in New Jersey page for more information about these laws.
Assisted Living
Bill
5
Review of United Methodist Communities at The Shores
We loved everything about United Methodist Communities at The Shores. It is very modern and the level of care that they give all of the residents there seems to be exceptional. They have a secured...
Assisted Living
ccciz
5
Review of United Methodist Communities at The Shores
The care in this facility surpassed my and my wife's expectations. Administration is responsive to concerns and requests. Most of the staff are warm and caring, including aides, nurses, dining...
Assisted Living
Bonnie
5
Review of United Methodist Communities at The Shores
United Methodist Communities at The Shores is a beautiful community. The apartments were cozy and there were lots of rooms in them; they were really nice. The dining area was bright and cheery....
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