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The 5 Best Assisted Living Facilities in Brainerd, MN for 2024

Located in the midst of Minnesota's beautiful north woods and lakes country, Brainerd is home to around 14,500 people, with an estimated 16.1% of the population comprised of seniors ages 65 and over. Brainerd's senior community can take full advantage of the city's low cost of living, comfortable summer climate and low health care costs. As for health care, seniors have plenty of choices with Essentia Health's St. Joseph's Medical Center and the Cuyuna Regional Medical Center.

Health problems are often a major concern for seniors, and sometimes these issues can prevent seniors from remaining safely in their own homes. In that case, assisted living may be a good option. Assisted living communities offer support services such as help with daily living activities and housekeeping, as well as nutritious meals and a calendar packed with recreational and social activities. Brainerd's seniors will pay an average of $4,100 per month for assisted living care, and this figure comes in below both the national and Minnesota averages.

Using this guide, seniors and their families can learn all about the benefits and drawbacks of Brainerd. They can also discover more about assisted living and how to pay for the care they need.

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Assisted Living Facilities in Brainerd, Minnesota

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What to Consider About Assisted Living in Brainerd

In Minnesota, assisted living communities are regulated and licensed through the Health Regulation Division of the Minnesota Department of Health. This division makes sure that facilities understand the laws and regulations regarding assisted living. On-site inspections ensure that such laws and regulations are followed.

Benefits and Drawbacks of Assisted Living in Brainerd

  • The cost of living in Brainerd falls below the national average. Using the U.S. average as 100 on a 100-point scale, Brainerd's score comes in at 81.7, which is also below the Minnesota average of 97.2. Transportation, groceries, utilities and housing costs are also well below average. Even seniors in assisted living can benefit from this low cost of living as their expenses will generally reflect the expenses of their community.
  • Brainerd's health care costs come in under the national average. On a health cost index of 100 points, with the U.S. average at 100, Brainerd shows a score of 83.6. This means that Brainerd residents will pay 16.4% less for their health care than the average U.S. citizen.
  • Brainerd's residents have a number of health care options. The Essentia Health-St. Joseph's Medical Center is a 162-bed hospital that offers emergency services and a Level III Trauma Center along with the St. Joseph's Cancer Center and the Marilyn Covey Heart & Vascular Center. One of the specialties of Brainerd's other hospital, the Cuyuna Regional Medical Center, is geriatric medicine, which offers primary and preventative care for seniors. The hospital also provides a wide range of specialty care, including sleep medicine, a stroke center and orthopedics.
  • The climate in Brainerd is mixed. Summers are beautiful, ranking 9.2 on a 10-point comfort index with July highs averaging 80 degrees. However, winters are cold with plenty of snow and temperatures falling below zero. Seniors who live in assisted living communities, however, don't need to worry as much about the weather. Most of what they need is right on-site, including meals, activities and often, medical services. If they have to go out, many facilities offer transportation and assistance with getting to appointments.
  • Brainerd's crime rates are high compared to the national average. On a 100-point scale, Brainerd ranks at 30.7 for violent crime and 68.3 for property crime. The U.S. averages are 22.7 and 35.4 respectively. While this can be a concern for seniors, assisted living communities offer enhanced security and 24-hour staffing to help residents stay safe.

 

Paying for Assisted Living in Brainerd

Assisted living costs in Brainerd average $4,100 per month, but they can vary based on the accommodations and level of care needed.

The Cost of Assisted Living in Nearby Cities

Brainerd's assisted living prices fall below the Minnesota and national averages by about $400 per month. When compared to costs in other Minnesota cities, Brainerd's rates are on the low end. Only Mankato is less expensive at $3,135. Prices in Rochester are higher by $80, and costs in Duluth rise to $5,000. Minneapolis is the most expensive in the area, averaging $5,163 per month.

Brainerd

$4,100

Minnesota

$4,508

United States

$4,500

Minneapolis

$5,163

Mankato

$3,135

Rochester

$4,180

Duluth

$5,000

The Cost of Other Types of Senior Care

Seniors in Brainerd have their choice of several types of senior care. Adult day programs are the least expensive at $2,600 per month. Assisted living comes next at $4,100. Sometimes seniors prefer to remain in their own homes, but accessing care is more expensive. In-home care runs $1,938 more than assisted living, and home health care is even higher, averaging $6,231. Nursing home care, which is much more comprehensive, is the most expensive option, averaging $12,988 per month.

In-Home Care

$6,038

Home Health Care

$6,231

Adult Day Health Care

$2,600

Assisted Living Facility

$4,100

Nursing Home Facility (semiprivate room)

$12,988

Note: Data for Brainerd was unavailable, so data for the nearest city, St. Cloud, was used instead.

Financial Assistance for Assisted Living in Brainerd

Eligible seniors can apply for financial assistance for assisted living in Minnesota via programs like Minnesota Medicaid's Elderly Waiver. This waiver can help seniors to pay for care services that range from in-home nurses to assisted living. They may also receive assistance from state programs such as the Minnesota Consumer Support Grant (CSG).

Learn more about these programs, plus who’s eligible, on our Assisted Living in Minnesota page.

Financial Assistance in Minnesota

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

 

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

 

For more information about different ways to finance assisted living, visit our Assisted Living in Minnesota page.

Free & Low-Cost Assisted Living Resources in Brainerd

Brainerd and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Brainerd, please visit our Assisted Living in Minnesota page.

Assisted Living Laws and Regulations in Brainerd

Brainerd Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in are required to follow. Visit our Assisted Living in Minnesota page for more information about these laws.

Assisted Living Laws and Regulations in Minnesota

Reviews of Communities Nearby

Assisted Living

Cheri

I visited this facility

Review of Carefree Living Brainerd

I liked the staff at Carefree Living Brainerd very much. I thought the place was OK, but it's a little big for my mom and it's a little farther away for me, but I liked it. I saw more of a studio...

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Assisted Living

Cheryl

I visited this facility

Review of Carefree Living Brainerd

Carefree Living Brainerd was comfortable. My mom enjoyed it. She liked the people. She liked the feel of the place, but the staff didn't know we were coming. We thought we had an appointment, but...

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Assisted Living

Susan Gaida

I am a friend or relative of a current/past resident

Review of Almond House

They keep it 68°F in there in the spring and summer. The residents are so cold they have to lay under blankets. They offer no physical activities at all and any are rare. I was given Attitude by...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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