4 Assisted Living Facilities near Harbor Springs, MI
Also serving communities of Mackinaw City, Cedarville.
There are 4 Assisted Living Facilities in the Harbor Springs area, with 2 in Harbor Springs and 2 nearby.
The average cost of assisted living in Harbor Springs is $4,500 per month. This is higher than the national median of $3,500. Cheaper nearby regions include Petoskey with an average starting cost of $2,897.
To help you with your search, browse the 16 reviews below for assisted living facilities in Harbor Springs. On average, consumers rate assisted living in Harbor Springs 5.0 out of 5 stars.
Caring.com has helped thousands of families find high-quality senior care. To speak with one of our Family Advisors about assisted living options and costs in Harbor Springs, call (855) 863-8283.
2 Assisted Living Facilities in Harbor Springs, MI
What to Consider About Assisted Living in Harbor Springs
Harbor Springs is a resort community in Emmet County, Michigan, with roughly 1,200 residents, about 400 of whom are seniors. Area seniors can participate in exercise programs, recreational and social activities, and congregate meals at The Friendship Center of Harbor Springs, which is open on weekdays from 9:30 a.m. to 3 p.m.
Some seniors may require assistance with the activities of daily living, and Hot Springs has two assisted living facilities to fulfill this need. Officially referred to as homes for the aged, these communities primarily serve adults age 60 and over. These facilities, two more of which are located in nearby cities, are licensed and monitored by the Michigan Department of Health and Human Services.
Benefits and Drawbacks of Assisted Living in Harbor Springs
- The Harbor Springs area has no facilities from which to choose in the event of a medical emergency or illness, with the nearest major hospital located in Petosky.
- Seniors in Harbor Springs don’t pay state income tax on their Social Security income, and the state provides a large deduction on other sources of retirement income.
- The cost of living in Harbor Springs is on par with the state average and about 3% lower than the national average. Housing costs a little more here than in the average U.S. city, but groceries and utilities are slightly below the national median, which may influence the cost of assisted living.
- Harbor Springs has a higher crime rate than about 70% of all U.S. cities and 77% of Michigan cities. However, a majority of the crime that takes place here is property-related; the violent crime rate is considerably lower than that of other U.S. cities of the same size. Even so, seniors may want to take extra precautions to keep their belongings secured when running errands in town.
Summers in Harbor Springs are comfortable with highs in the upper-70s and humidity levels tend to be low, which may make it a good option for seniors who are sensitive to heat. Winters are very cold, however, with lows around 13 degrees.
- The air quality in Harbor Springs is exceptional, ranking 90 out of 100 compared to the national average of 58. This may be beneficial to seniors who have breathing difficulties or heart disease.
Note: Data reported on this page was updated in 2019 and based on the latest 2018 figures.
Paying for Assisted Living in Harbor Springs
Average Monthly Costs
Cities in Michigan
Assisted Living costs in Harbor Springs start around $4,500 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.
It’s important to note that assisted living rates in Harbor Springs and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.
Financial Assistance for Assisted Living in Harbor Springs
Harbor Springs seniors may qualify to have assisted living services covered by the Medicaid State Plan or one of two waiver programs, including MI Health Link and MI Choice. The state also adds an optional state supplement to the monthly SSI benefit, which can be used toward expenses.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Michigan page.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Michigan page.
Free Assisted Living Resources in Harbor Springs
Harbor Springs and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.
To see a list of free assisted living resources in Harbor Springs, please visit our Assisted Living in Michigan page.
Assisted Living Laws and Regulations in Harbor Springs
Harbor Springs-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Michigan are required to follow. Visit our Assisted Living in Michigan page for more information about these laws.
Recent Reviews of Assisted Living in Harbor Springs
Review of Pineview Cottage
Pineview Cottage is the only one that we were able to actually tour. I like it's location, I like the owners, I like the fact that it's not a chain, and I like the fact that even though we're strug... Read more
Review of Perry Farm Village
Perry Farm Village was beautiful, but my insurance wouldn't pay for my husband, and so it wasn't an option. I've known people who lived there, and they're happy. The staff who toured me around was ... Read more
Review of Perry Farm Village
I was lucky enough to visit Perry Farm Village in Harbor Springs, Michigan with my friend when we went to visit her grandmother, who lives there. I was very impressed by the overall appearance and... Read more