4 Assisted Living Facilities in Effingham, IL
The average cost of assisted living in Effingham is $3,077 per month. This is lower than the national median of $3,400.
To help you with your search, browse the 13 reviews below for assisted living facilities in Effingham. On average, consumers rate assisted living in Effingham 4.2 out of 5 stars. Better rated regions include Mattoon with an average rating of 5.0 out of 5 stars.
Caring.com has helped thousands of families find high-quality senior care. To speak with one of our Family Advisors about assisted living options and costs in Effingham, call (855) 863-8283.
What to Consider About Assisted Living in Effingham
Effingham, Illinois is home to the largest cross in the United States. The cross stands at 198 feet tall and is called The Cross at the Crossroads. Effingham is situated at the crossroads of two major interstates that run from Utah to Maryland and from Michigan to Alabama. An estimated 17.7 percent of Effingham's population is over the age of 65 and with 10 assisted living establishments located in Effingham and two more in surrounding areas, seniors living in the city are well accommodated. Throughout the state of Illinois, assisted living establishments are regulated by the Illinois Department of Public Health.
Benefits and Drawbacks of Assisted Living in Effingham
- The Effingham area is home to world-class medical facilities, including St. Anthony's Hospital, in the event of medical emergencies or illness.
- The cost of living in Effingham is much lower than the U.S. average. The overall cost of living is 14 percent below the average, while individual costs such as health care and transportation are 1 to 2 percent below.
Central Illinois Public Transportation offers a safe dial-a-ride program that seniors can take advantage of in Ellingham and surrounding areas. Seniors can ride for the cost of a small donation.
- Illinois is a tax-friendly state for retirees. Income from sources such as pension, retirement savings accounts and social security is not taxed.
- Seniors living in Effingham can feel much safer than they would living in other cities in the area. For every 1,000 residents, there are 2.61 violent crimes in the city. This is nearly half the state average of 4.36 violent crimes per 1,000 residents.
- Effingham gets a lot of precipitation throughout the year. Average yearly rainfall is 43 inches which is 4 inches above the U.S. national average. Temperatures in the winter average at a low of 21 degrees which is also slightly colder than the national average of 22.6 degrees.
Paying for Assisted Living in Effingham
Average Monthly Costs
Cities in Illinois
Assisted Living costs in Effingham start around $3,077 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.
It’s important to note that assisted living rates in Effingham and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.
Financial Assistance for Assisted Living in Effingham
Medicaid programs are not available in Illinois to pay for the cost of services provided in assisted living establishments. An optional state supplement to Supplemental Security Income is available to residents to assist with room and board costs and family supplementation is permitted.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Illinois page.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Illinois page.
Free Assisted Living Resources in Effingham
Effingham and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.
To see a list of free assisted living resources in Effingham, please visit our Assisted Living in Illinois page.
Assisted Living Laws and Regulations in Effingham
Effingham-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Illinois are required to follow. Visit our Assisted Living in Illinois page for more information about these laws.
Recent Reviews of Assisted Living in Effingham
Review of Villas of Holly Brook - Effingham
Villas of Holly Brook Effingham's staff is wonderful and nice. They take very good care of their patients and are very helpful to family members. It's a really nice facility and it offers a lot. ... Read more
Review of Villas of Holly Brook - Effingham
We put down a deposit in Villas of Holly Brook in Effingham, but my mom got so bad that we couldn't get her in there anymore. I would rate them very highly on everything. They have a theater, they ... Read more
Review of Brookstone Estates of Effingham
Brookstone Estates of Effingham is lovely and very nice. The staff is wonderful. The grounds are very nice, and the place is right across the park in a lovely area. It's close to town and to everyt... Read more