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The 3 Best Assisted Living Facilities in Effingham, IL for 2024

The average cost of assisted living in Effingham is $3,050 per month. This is lower than the national median of $3,895.

To help you with your search, browse the 16 reviews below for assisted living facilities in Effingham. On average, consumers rate assisted living in Effingham 4.22 out of 5 stars. Better rated regions include Flora with an average rating of 5 out of 5 stars.

Caring.com has helped thousands of families find high-quality senior care. To speak with one of our Family Advisors about assisted living options and costs in Effingham, call (855) 948-3865.

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Assisted Living Facilities in Effingham, Illinois

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What to Consider About Assisted Living in Effingham

Effingham, Illinois is home to the largest cross in the United States. The cross stands at 198 feet tall and is called The Cross at the Crossroads. Effingham is situated at the crossroads of two major interstates that run from Utah to Maryland and from Michigan to Alabama. An estimated 17.7 percent of Effingham's population is over the age of 65 and with 10 assisted living establishments located in Effingham and two more in surrounding areas, seniors living in the city are well accommodated. Throughout the state of Illinois, assisted living establishments are regulated by the Illinois Department of Public Health.

Benefits and Drawbacks of Assisted Living in Effingham

  • The Effingham area is home to world-class medical facilities, including St. Anthony's Hospital, in the event of medical emergencies or illness.

  • The cost of living in Effingham is much lower than the U.S. average. The overall cost of living is 14 percent below the average, while individual costs such as health care and transportation are 1 to 2 percent below.

  • Central Illinois Public Transportation offers a safe dial-a-ride program that seniors can take advantage of in Ellingham and surrounding areas. Seniors can ride for the cost of a small donation.

  • Illinois is a tax-friendly state for retirees. Income from sources such as pension, retirement savings accounts and social security is not taxed.

  • Seniors living in Effingham can feel much safer than they would living in other cities in the area. For every 1,000 residents, there are 2.61 violent crimes in the city. This is nearly half the state average of 4.36 violent crimes per 1,000 residents.

  • Effingham gets a lot of precipitation throughout the year. Average yearly rainfall is 43 inches which is 4 inches above the U.S. national average. Temperatures in the winter average at a low of 21 degrees which is also slightly colder than the national average of 22.6 degrees. 

Paying for Assisted Living in Effingham

Assisted Living costs in Effingham start around $3,401 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Effingham and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Cities in Illinois

US

$4,000

Arcola

$3,900

Olney

$3,802

Effingham

$3,401

Charleston

$3,000

Financial Assistance for Assisted Living in Effingham

Medicaid programs are not available in Illinois to pay for the cost of services provided in assisted living establishments. An optional state supplement to Supplemental Security Income is available to residents to assist with room and board costs and family supplementation is permitted. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Illinois page.

Financial Assistance in Illinois

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Illinois page.

Free Assisted Living Resources in Effingham

Effingham and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Effingham, please visit our Assisted Living in Illinois page.

Assisted Living Laws and Regulations in Effingham

Effingham-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Illinois are required to follow. Visit our Assisted Living in Illinois page for more information about these laws.

Laws and Regulations in Illinois

Reviews of Communities Nearby

Assisted Living

ElliesMom

I am a friend or relative of a current/past resident

Review of Villas of Holly Brook - Effingham

They truly care about their residents. The food is wonderful. Our questions are always answered in a quick manner. The staff is very friendly and accommodating. They have awesome activities for...

Provider response

Thank you so much for your review!

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Assisted Living

Linda

I visited this facility

Review of Villas of Holly Brook - Effingham

The Villas of Holly Brook - Effingham was very clean and very nice. All the rooms were nice. They had a variety of activities. The food sounded good. It was a very good tour. They had bingo, cards,...

Provider response

Thank you for your review!

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Assisted Living

Lisa

I visited this facility

Review of Villas of Holly Brook - Effingham

Villas of Holly Brook-Effingham was really nice. They had a place like a little movie theater for the residents. They had a beauty salon. They had their PT, OT, and speech therapy all in the...

Provider response

Thank you for your review.

Read more

Helpful Articles

Assisted Living near Effingham, IL

FloraCharlestonSullivanPanaOlneyArcola

Other Options in Effingham, IL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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